PIP in a Rental Vehicle
PIP in a Rental Vehicle QUESTION I received a call from an agent with a PIP question. Client rented a car on vacation Rental involved in an accident with injury to client (who was not at fault) Safeco is saying that they will not pay out on PIP because the client was not in their…
E-Title for Re-registration Purposes
E-Title for Re-registration Purposes QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 9, 2017
Out-of-State Record for Merit Rating
Out-of-State Record for Merit Rating QUESTION I attended your RMV training class last week (thank you), and during class I something to you I didn’t understand, and wonder if you could help me with it…. A coworker of mine moved from NH to MA in 2015. She has no incidents in NH. She is showing…
Non-Owned & Hired Auto
Non-Owned & Hired Auto QUESTION Hi, pool non owned and hired auto policies cover independent contractors if hired to do delivery (food) for the insured? The independent contractor has a personal auto policy. Thank you.
Waiver of Deductible (a)
Waiver of Deductible (a) QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 13, 2017 My insured was sideswiped by identified O.P. in traffic. Co withheld deductible even though she has the waiver. We were advised that in the absence of corroborating evidence, the best we could hope…
Substitute Transportation 2
Substitute Transportation 2 QUESTION My friend borrows my vehicle (with permission). Is involved in an accident (friend is not at fault) in my car. I don’t carry rental but the friend (driver) does. Can the friend go back to their own policy and rent a car and then either allows me to drive it (or…
Loading/Unloading
Loading/Unloading QUESTION Commercial Auto, loading and unloading when you have a wheelchair ramp, is this covered?
Defer Operator
Defer Operator QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 13, 2017
Referrals from Car Dealers
Referrals from Car Dealers QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 9, 2017 Hello, my question is regarding referral fees. Is it legal to pay for leads in MA, specifically to auto dealers? I found this old newsletter with some guidance: https://www.massagent.com/info/maaugust302012.pdf Is this information still relevant?
Salvage Titles and Trucks
Salvage Titles and Trucks QUESTION My Manager Nancy gave me your contact information; I am hoping you can clarify something for me.
Surviving Spouse – Trailer 1
Surviving Spouse – Trailer 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 19, 2016 We had a surviving spouse transaction on a utility trailer with out a title. We sent all applicable PPW to the registry. The clerk stated that they do not do surviving spouse…
Surviving Spouse – Trailer
Surviving Spouse – Trailer QUESTION We had a surviving spouse transaction on a utility trailer without a title. We sent all applicable PPW to the registry. The clerk stated that they do not do surviving spouse transactions for trailers and then proceeded to charge $20. We were under the impression that this was a free…
Registering a Vehicle from Out-of-Country
Registering a Vehicle from Out-of-Country QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 17, 2012 I couldn’t find any information about registering a vehicle from out of the country. The client owned a motorcycle in China and had it shipped here. He has all the documentation from…
Can A Apportioned Vehicle get a Commercial Plate
Can A Apportioned Vehicle get a Commercial Plate QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 1, 2017
Workers’ Compensation Out-of-State
Workers’ Compensation Out-of-State QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 26, 2016 Our insured, a food truck, will be at an event sponsored by Mohegan Sun Casino. Certificate of Insurance is required noting that WC coverage in CT is adequately covered. Insured will be in CT…
Insolvency Fund
Insolvency Fund QUESTION I recently heard that there is some limitation for payment in the Mass Insolvency Fund if an insured as assets over $1.2 Million. You please let me know where I can find information regarding this. Thanks.
Insured Cancels Plate and Does Not Notify Agent
Insured Cancels Plate and Does Not Notify Agent QUESTION My insured turns in a plate online and does not take the plate off the car. Are unaware he plate has been turned in. drives the car and gets in an accident. Has not been removed from the policy as we were not aware he plate…