Adding Endorsements without Notice to Insured
Adding Endorsements without Notice to Insured QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 13, 2016 We want to add an endorsement/enhancement to some customer’s policy giving more coverage on homeowner’s policy. The pricing is only about $20 anually, is this ok legally without asking the insured…
Record Retention 1
Record Retention 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 19, 2016 What are the laws in MA for client file retention? How many years? Needs to be kept? Between actives files and dead files? We need to do some file cleansing in one of our…
Record Retention 2
Record Retention 2 QUESTION What are the laws in MA for client file retention? How many years? Needs to be kept between actives files and dead files?
Wet Signature 1
Wet Signature 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 20, 2016 Form BR7 – Affidavit by Insured. are being instructed by some surplus brokers that ORIGINAL wet signatures are required to be received from the insured and the placing surplus broker. The filing is done,…
Wet Signature
Wet Signature QUESTION Form BR7 – Affidavit by Insured. Are being instructed by some surplus brokers that ORIGINAL wet signatures are required to be received from the insured and the placing surplus broker. The filing is done; the broker just uploads the info to the state. Do we REALLY need to be submitting to the…
Walking to Car and WC
Walking to Car and WC QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 20, 2016 Worker has finished work at 5:00 p.m. and left the office but falls while walking out to her vehicle in the parking garage. Workers’ Compensation coverage?
Auto Binder
Auto Binder QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 30, 2017
Garaging A
Garaging A QUESTION This question was answered based upon current rules, regulations & statutes in effect on February 02, 2017
How do you Determine Personal Policy vs. Commercial Policy
How do you Determine Personal Policy vs. Commercial Policy QUESTION Good Morning,
MAP and BAP – Renting for Business/Personal Use
MAP and BAP – Renting for Business/Personal Use QUESTION My client is insured on a MA personal auto policy with his regular use vehicle classified as business use. He is self-employed and he owns several pieces of real estate owned via separate LLCs or partnerships. He travels 6-12 times out of state during the year…
2A/LPR Replacing Company within Same Agency
2A/LPR Replacing Company within Same Agency QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 26, 2017 When replacing a policy from one carrier to another carrier within the agency, is a 2A or an LPR required? Since we do most of the cancellation uploading ourselves, the 2A…
Unlicensed CSR’s
Unlicensed CSR’s QUESTION So many agencies allow unlicensed customer service reps to quote, discuss coverage, take applications and premium on new business. Changes to policies by adding new cars, adding coverage and answer questions about coverage. Times the agent is not in the office when this activity is happening. These CSR’s be licensed? goes on…
Regulations in MA
Regulations in MA QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 28, 2016
Organ Donor
Organ Donor QUESTION If you renewed your license on line and by mistake put down you wanted to be an organ donor how you change it. Thanks
2A 1
2A 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 5, 2017 Progressive just informed me that 2A forms have not been required since 1998 and they no longer send them. Is this true?!! If so, I think it’s time for me to retire!
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