PUP and Using Company Auto
PUP and Using Company Auto QUESTION If a client has both a personal auto on a MAP and a company car insured under his employer’s BAP, would he need the Drive Other Car endorsement on the BAP or Use of Other Autos endorsement on the MAP in order to satisfy personal umbrella requirements when he…
PIP Claim
PIP Claim QUESTION Hi, so there is a husband & wife with 2 separate policies and 2 separate companies. BOB is driving WIFE MARY’S car who is insured through MetLife & backs up running over STEP SON’s foot. Would MARY’S PIP react with her MetLife policy or would BOB’s own policy with ARBELLA react? And…
E-Signatures
E-Signatures QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 28, 2017
Form 91 vs 2011
Form 91 vs 2011 QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 8, 2017
EVR/DRIVE for Agents
EVR/DRIVE for Agents QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 29, 2017
Dump Truck and Up-to-Date Registration
Dump Truck and Up-to-Date Registration QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 20, 2017
Rideshare
Rideshare QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 21, 2017 I usually email Donna McKenna my personal lines questions, so I hope you don’t mind if I have questions for you. If you are not the one to answer this question, please let me know who…
Out of State Corporation for Registration
Out of State Corporation for Registration QUESTION Quick question…if a company corporation is registered in Delaware but operates in MA, will we be able to register a vehicle in MA?
PIP in a Rental Vehicle
PIP in a Rental Vehicle QUESTION I received a call from an agent with a PIP question. Client rented a car on vacation Rental involved in an accident with injury to client (who was not at fault) Safeco is saying that they will not pay out on PIP because the client was not in their…
E-Title for Re-registration Purposes
E-Title for Re-registration Purposes QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 9, 2017
Out-of-State Record for Merit Rating
Out-of-State Record for Merit Rating QUESTION I attended your RMV training class last week (thank you), and during class I something to you I didn’t understand, and wonder if you could help me with it…. A coworker of mine moved from NH to MA in 2015. She has no incidents in NH. She is showing…
Non-Owned & Hired Auto
Non-Owned & Hired Auto QUESTION Hi, pool non owned and hired auto policies cover independent contractors if hired to do delivery (food) for the insured? The independent contractor has a personal auto policy. Thank you.
Waiver of Deductible (a)
Waiver of Deductible (a) QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 13, 2017 My insured was sideswiped by identified O.P. in traffic. Co withheld deductible even though she has the waiver. We were advised that in the absence of corroborating evidence, the best we could hope…
Substitute Transportation 2
Substitute Transportation 2 QUESTION My friend borrows my vehicle (with permission). Is involved in an accident (friend is not at fault) in my car. I don’t carry rental but the friend (driver) does. Can the friend go back to their own policy and rent a car and then either allows me to drive it (or…
Loading/Unloading
Loading/Unloading QUESTION Commercial Auto, loading and unloading when you have a wheelchair ramp, is this covered?
Defer Operator
Defer Operator QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 13, 2017
Referrals from Car Dealers
Referrals from Car Dealers QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 9, 2017 Hello, my question is regarding referral fees. Is it legal to pay for leads in MA, specifically to auto dealers? I found this old newsletter with some guidance: https://www.massagent.com/info/maaugust302012.pdf Is this information still relevant?