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Question of the Week

Title Question

Title Question QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 20, 2017 Hope you are well.    I have a title that the lien was never taking off with the RMV.   The motorcycle was paid off in 1997 but when you look it up in the RMV it…

Business Markings and Registration

Business Markings and Registration QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 8, 2017

Personal Auto and Delivery

Personal Auto and Delivery QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 15, 2017 Good morning Irene: I do have additional questions for you on the Mass Auto Policy.   I insure a group of Liquor Stores in Mass.   They are starting a new program where you can…

Guest Coverage UM/UIM

Guest Coverage UM/UIM QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 15, 2017 If a passenger (not a household member) in my vehicle gets injured and the at fault party (other vehicle) does not have sufficient coverage and my injured passenger does not have underinsured motorists coverage…

Cancelling Plates in MA to Cancel Insurance

Cancelling Plates in MA to Cancel Insurance QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 14, 2017

Registration for Comprehensive Only Policy

Registration for Comprehensive Only Policy QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 25, 2017 Wondering if you have ever heard of the registry saying ok to someone keeping his mass license plate on a classic car and having comp only? One of our customers called Hagerty…

Non-Owned and Hired Coverage and Trailer Question

Non-Owned and Hired Coverage and Trailer Question QUESTION Can you assist my colleague with a trailer question? He insures a commercial account in the Seaport that manufactures drones. The company plans on buying a 2000 lb. trailer so they may transport drones to a location in western MA. They will likely rent private passenger type…

BAP

BAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 27, 2017

Melanie’s Law 1

Melanie’s Law 1 QUESTION NOTE: question was answered based upon current rules, regulations & statutes in effect on January 08, 2013.

DOC 2

DOC 2 QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 27, 2017

Rental Car 1

Rental Car 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 31, 2017

Cancellation Law and Terms of Days

Cancellation Law and Terms of Days QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 1, 2017 Do you know where we can find the Massachusetts Law regarding required cancellation notice in terms of minimum days the insurance company must provide to the named insured? Specifically, we are…

Cancellation Law and Terms of Days

Cancellation Law and Terms of Days QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 1, 2017

Who Is Selling What?

Who Is Selling What? QUESTION I have a 6 page 2008 Private Passenger Auto Rate Filings chart compiled by MAI a.It is a wonderful reference chart, now outdated.you have a current one I would greatly appreciate accessing one.

3rd Party Auto Claim

3rd Party Auto Claim QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 12, 2017 Good afternoon. I have a client attempting to collect third party for a rental vehicle through Liberty Mutual. They have collision coverage which they are collecting through their own policy. Liberty Mutual has…

Own Dog with Own Vehicle

Own Dog with Own Vehicle QUESTION NOTE: This question was answered based upon current rules, regulations & statutes in effect on July 14, 2011.

Surcharges

Surcharges QUESTION I know this was changed last year. What is the $ amount that takes a claim from a minor accident to a major accident?

Trampoline

Trampoline QUESTION Does the HO 2000 include or exclude coverage for a trampoline?