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Updated Company Auto Insurance Filings – January 2019

Updated Company Auto Insurance Filings – January 2019

A Community Gave Thanks to Anastasi Insurance After Successful Food Drive

A Community Gave Thanks to Anastasi Insurance After Successful Food Drive In an effort to recognize the true spirit of Thanksgiving, Anastasi Insurance Agency hosted a food drive to feed families in need in their community. They were happy to announce that they successfully reached their goal of 20 complete Thanksgiving dinner and dessert baskets with “all the…

Cancelling Plate after Total Loss

Cancelling Plate after Total Loss QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 17, 2019  I have an insured whose vehicle was a total loss, and she has been in a rental vehicle. Plates were taken with the car and are still at salvage yard in NY.…

Listing Licensed HHMs

Listing Licensed HHMs QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 28, 2018 There is a discussion going on in our office whether it is a state law or just an insurance company requirement to have all licensed household members listed on each other’s policy.  I believe…

No Fault UM/UIM

No Fault UM/UIM QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 30, 2018 If I am in a ‘no fault’ state driving a vehicle insured by a family member, and I am injured in an accident will my uninsured/underinsured respond, if they either have no coverage or…

Tech Talk: E-Bikes, Electric Scooter Rental …The New “Rage”

Tech Talk: E-Bikes, Electric Scooter Rental …The New “Rage” By Irene Morrill, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW  — VP of Technical Affairs, MAIA   So, I receive multiple insurance informational emails daily. Lately I’ve noticed the mention of “e-scooter rental.”  Lime, Bird, Razor … all dockless scooter rental apps. Uber even has its…

Policy Effective Date

Policy Effective Date QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 30, 2018 I was told to contact you with this insurance question. We have a new client who came to us to insure a Jeep. He had the Jeep insured with GEICO. It had not been…

DOC on a BAP

DOC on a BAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 03, 2018 Seeking clarification on Drive Other Car Coverage on the Business Auto policy. Two different situations: 1. If adding DOC to a business policy, can he be deferred on his wife’s personal policy? Or…

Notice of Non-Renewal MAP

Notice of Non-Renewal MAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 05, 2018 We have a renewal policy in for a client for 01/23/19 and  the client has 10 points and may file another claim.  What is the time element the company can issue a non…

MA USDOT

MA USDOT QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 05, 2018 Hope all is well. Please see below link about some commercial vehicles now needing a DOT number. Have you heard about this? Can you shed any light on it? https://www.mass.gov/regulatory-bulletin/new-usdot-number-requirement-for-intrastate-cmvs

The Standard – MAIA’s Fyntrilakis Looks to 2019 as a Year of Bold Moves

The Standard – MAIA’s Fyntrilakis Looks to 2019 as a Year of Bold Moves In case you missed it, the January 10, 2019 issue of The Standard featured a cover story about our own President & CEO Nick Fyntrilakis.  It discusses legislative advocacy successes and what’s in store for 2019! (Interested in subscribing to The…

Snow Plowing

Snow Plowing QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 19, 2018 I have a customer who is trying to plow for the town of Middleboro. However, right now he has a personal auto policy that will not allow plowing. First off, can this go MAIP? My…

Travel Trailer Detached from MV

Travel Trailer Detached from MV QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 05, 2018 Insured’s travel trailer taking a trip to Florida and will stay parked and detached from the motor vehicle for 5 months in a trailer park. The trailer is listed on the MA…

Calling Cancellations + 2 More Qs

Calling Cancellations + 2 More Qs QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 3, 2018 Question regarding our calling customers. In the past we used to make to 2 calls and document AMS. Then we started to text our customers through an email application and give…

MA Homeowners Who Operate Short-Term Rentals Must Now Register, Tax & Insure their Properties

MA Homeowners Who Operate Short-Term Rentals Must Now Register, Tax & Insure their Properties On December 28, MAIA issued a Special Legislative Bulletin regarding revisions to the MA short-term rentals (“Airbnb”) bill, noting that the MA legislature had agreed to allow a tax exemption for properties rented less than two weeks per year. On December…

Temporary Auto and Coverage

Temporary Auto and Coverage QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 13, 2018 Happy Holidays!  I need your brain!!! Our above insured who is a trucker who owns his cab but not his trailer rolled his truck. He has been renting a truck from a sand…

Violation Codes

Violation Codes QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 13, 2018 MAIA has received may inquiries on the ATLAS Violation Codes as they are now listed differently.  We reached out to the Merit Rating Bureau for detail.  

RMV Issues New Registration Form for Motorized Bicycles (Mopeds)

RMV Issues New Registration Form for Motorized Bicycles (Mopeds)