Use of Other Auto/Rental Vehicle
Use of Other Auto/Rental Vehicle QUESTION An insured’s daughter is home from college and will live at home during the summer. She needs to rent a car – fairly long term. Would adding the “Use of Other Auto” Endorsement (M-0051-S) to the insured’s policy provide proper coverage, or should the insured take out coverage from …
Collision or Comp?
Collision or Comp? QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 05, 2017
BAP and Trailers 1
BAP and Trailers 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 08, 2017
Road Test and MAP
Road Test and MAP QUESTION NOTE: This question was answered based upon current rules, regulations & statutes in effect on September 13, 2011.
Merit Rating and Commercial Policy
Merit Rating and Commercial Policy QUESTION We represent Philadelphia Ins. Co. I write a package for my church in this office with Philly Ins. The priest has totaled 2 cars in 6 years and neither one has showed up with him having points on a personal policy, because you cannot defer from a commercial policy.…
Deposit Premium
Deposit Premium QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 09, 2017
Proximate Cause
Proximate Cause QUESTION Recently, we had an insured who had his pick-up truck damaged by fire when a family member was burning vegetation. wind caught the fire and it reached the truck. To prevent further damage to the truck the insured ran to move it.It was parked between a car in front and a telephone…
Canada Cards 2
Canada Cards 2 QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 10, 2017
Auto Newly Acquired Vehicle
Auto Newly Acquired Vehicle QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 11, 2017
Actual Cash Value 1
Actual Cash Value 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 12, 2017 Just got off the phone w/ Kathy Cormier.She said to ask you my question. I HAVE A CUSTOMER WHO IS PURCHASING AN 02 GMC SIERRA DIESEL V8 CREW CAB PKUP W/ 16,000 MILES…
Auto – Newly Acquired Vehicles
Auto – Newly Acquired Vehicles QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 01, 2017
2A or Notice of Transfer to Progressive
2A or Notice of Transfer to Progressive QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 14, 2017 Amy sent you an email asking the question in reverse. I called Progressive to have them send Plymouth Rock a 2A since they took over a vehicle the current Plymouth…
Coverage vs. Effective Date
Coverage vs. Effective Date QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 21, 2017
and Markings
and Markings QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 29, 2017 We have an insured who sells a weight loss product from home through social media. She is looking at getting a decal to put on her car. Would she need to get commercial plates since…
Trailers 6
Trailers 6 QUESTION HI…..I have an issue I need to clarify please. My client has an auto policy with us and Safety Ins. They had 2 vehicles and a travel trailer on the policy. They took the two vehicles ONLY to GEICO.I now have a Safety policy with just a trailer, NO LIABIITY just physical…
Auto Non-Payment Cancellations
Auto Non-Payment Cancellations QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 5, 2017
Vehicles Purchased in MA and Registered OOS – Coming Back to MA
Vehicles Purchased in MA and Registered OOS – Coming Back to MA QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 20, 2017 I have a client that moved to Mass from RI. They bought the cars in Mass and they were registered in RI. I sent her…