M-0051-S Use of Other Autos
M-0051-S Use of Other Autos QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 07, 2019 I’m hoping to get some information on MA Endorsement M-0051-S-Use of Other Autos-Vehicles Furnished or Available For Regular Use Curious who should be buying this endorsement? Also, would it be required if…
License Issue and MAP
License Issue and MAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 07, 2019 I just had an interesting scenario here in the agency. Someone came in currently working with an African refugee who has purchased a used vehicle. The Refugee has been permitted only for 1…
Co-Lessee on Vehicle RMV-1
Co-Lessee on Vehicle RMV-1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 12, 2019 I called the dealer this morning for some clarification as my client is trying to tell me Linda is “only on the loan”. When I called the dealer to see if she is…
Dual Registration
Dual Registration QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 08, 2019 We have a quick question on a MA auto client who is planning on buying a home in R.I. She will continue to work in MA full time & will keep her room at her…
Blue Light Permit
Blue Light Permit QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 12, 2019 I am not sure who would be able to assist therefore I emailed both. I insure a police officer for his home and auto currently. He called today because he was told that he…
Ride Share Coverage
Ride Share Coverage QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 11, 2019 I have a prospect who contacted me about covering her new ride share business here in Boston. I have access to the James River Program which is $125,000 MP but is apparently the sole…
Travel Trailers
Travel Trailers QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 12, 2019 Placing travel trailers on mass auto policy what are the disadvantages
Individual as Lienholder
Individual as Lienholder QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 7, 2019 I have a quick question for you. I have a client that is purchasing a vehicle cash for their friend. I am currently working on the quote for this friend now for new business.…
Auto Policy for Permit Holder
Auto Policy for Permit Holder QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 7, 2019 Good afternoon, I just had an interesting scenario here in the agency. Someone came in currently working with an African refugee who has purchased a used vehicle. The Refugee has been permitted…
Use of Other Autos – M-0051-S
Use of Other Autos – M-0051-S QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 7, 2019 Good Morning, I’m hoping to get some information on MA Endorsement M-0051-S-Use of Other Autos-Vehicles Furnished or Available For Regular Use Curious who should be buying this endorsement? Also, would it…
Vehicle with a 6 Inch Lift Kit
Vehicle with a 6 Inch Lift Kit QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 7, 2019 I think I know most of the Registry questions but this is a new one. One of my clients went to get an inspection on his 2018 Ford F150 truck. …
MA Laws Regarding Cancellation
MA Laws Regarding Cancellation QUESTION This question was answered based upon current rules, regulations & statutes in effect on February 05, 2019 Can you send me the link to the Mass law regarding non-pay cancellations? We always enforce it here but clients are constantly saying “I’ve never heard of this”. I feel like I’ve Googled…
Garaging
Garaging QUESTION This question was answered based upon current rules, regulations & statutes in effect on February 07, 2019 Can you have someone get back to me on this question. I have a Mom who is purchasing a car in her name and is going to have her daughter use it exclusively, who lives in…
BAP
BAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on February 07, 2019 Can the daughter of the owner of a Massachusetts commercial Lines Auto policy use his vehicle that is insured under the corporation while he is on vacation for the month?
Owner Retained Title
Owner Retained Title QUESTION This question was answered based upon current rules, regulations & statutes in effect on February 25, 2019 Need your help. Insured’s vehicle was declared a total loss. She retained the car and fixed it. She did not apply for salvage/reconstructed title. What she applied for was an “owner retained title”. So I…
Carvana Internet Car Buying Service
Carvana Internet Car Buying Service QUESTION This question was answered based upon current rules, regulations & statutes in effect on February 26, 2019 I was wondering if you had any information on Carvana Internet Car Buying Service. I have an insured purchasing a vehicle from them and I’m not quite sure of the procedure. I…
Workers’ Compensation
Workers’ Compensation QUESTION This question was answered based upon current rules, regulations & statutes in effect on February 26, 2019 We have a Massachusetts client that delivers lumber and building materials to customers in the State of RI. The client has a MA Workers Compensation Policy. The employees all reside in MA and work from…
Military and MAP
Military and MAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on February 12, 2019 I have a question that our office is scratching their heads about today! Safety told me that if a person goes away into the Military that they are still a household member and need…