UBER/LYFT & Door Dash
UBER/LYFT & Door Dash 9is question was answered based upon current rules, regulations & statutes in effect on February 27, 2020 QUESTION We have a client who does Door Dash,, Uber and Lyft. Personal policy does not cover Door Dash at all, food delivery. He does not qualify for Commercial Auto. He has had…
MAP vs BAP and Mopeds
MAP vs BAP and Mopeds 9is question was answered based upon current rules, regulations & statutes in effect on March 1, 2020 QUESTION Hi. Thanks for your help in the past; we’re seeking some more helpfulness! Three questions: Do you have a good summary, or can you refer us to one, which describes the…
Leased Vehicle Buy Out
Leased Vehicle Buy Out This question was answered based upon current rules, regulations & statutes in effect on February 26, 2020 QUESTION I have a client who had a lease under his name, but has decided to purchase the vehicle for his business. I’m in the process of completing the RTA. My understanding is…
Cancel a Registration Once Vehicle is Registered to Another
Cancel a Registration Once Vehicle is Registered to Another This question was answered based upon current rules, regulations & statutes in effect on February 18, 2020 QUESTION How do I cancel a registration for my customer when the vehicle is already registered to another person?
Trade In Allowance
Trade In Allowance This question was answered based upon current rules, regulations & statutes in effect on February 18, 2020 QUESTION I had a call from an insured. She was told the following: Mass will not allow trade in allowance for Construction Trailers or Mobile Equipment (plated) any longer? Can you please check on this…
DOT and SDIP
DOT and SDIP This question was answered based upon current rules, regulations & statutes in effect on February 18, 2020 QUESTION I have an insured asking if he was surcharged when driving his DOT registered vehicle by a DOT officer, should that/would that show as an incident on his driver’s license, as well? He…
Vehicle Going From Business to Individual
Vehicle Going From Business to Individual 9is question was answered based upon current rules, regulations & statutes in effect on February 18, 2020 QUESTION I have an insured that wants to change his business vehicle to personal. He has a title from the lienholder but it’s made out to the company name. What do…
Dual Wheel Truck & Registration
Dual Wheel Truck & Registration 9is question was answered based upon current rules, regulations & statutes in effect on February 19, 2020 QUESTION I have a client who has a 13000 lb. dual wheel dump truck that has a CON plate on it currently and is on a commercial policy- he uses it for…
Dissolved Corporation and Coverage
Dissolved Corporation and Coverage his question was answered based upon current rules, regulations & statutes in effect on February 13, 2020 QUESTION A corporation dissolves and there are vehicles in the business name. The principal has not yet transferred/sold the vehicles to another party so they are still registered in the corporate name. What…
Inland Marine & Driving Records
Inland Marine & Driving Records his question was answered based upon current rules, regulations & statutes in effect on February 13, 2020 QUESTION I remember from one of your classes that we shouldn’t be giving out driving records… I have an Inland Marine policy for one of our insureds (delivers kitchen cabinets)… The carrier…
WOD with a DUI
WOD with a DUI his question was answered based upon current rules, regulations & statutes in effect on February 13, 2020 QUESTION Hope your week is going well. I just had a quick question for you- if a drunk driver gets in a not at fault accident with a sober person, will the drunk…
Commercial Auto and Drivers
Commercial Auto and Drivers his question was answered based upon current rules, regulations & statutes in effect on February 13, 2020 QUESTION My Commercial Dept lead came across a situation with Progressive that I am a little baffled by. First, she was given a very hard time putting a truck back on to the…
Commercial Auto Vs. MA Auto Policy
Commercial Auto Vs. MA Auto Policy his question was answered based upon current rules, regulations & statutes in effect on February 14, 2020 QUESTION Once again, we are struggling with Commercial vs MA Auto Policy and how coverage works. We understand that if you have a camper trailer that you pull with a MA…
Moving Out-of-State and Auto
Moving Out-of-State and Auto his question was answered based upon current rules, regulations & statutes in effect on February 14, 2020 QUESTION We have a client that has moved to New Hampshire and is insisting that by law all he has to do is call and request us to cancel his policy. We advised…
DOC and Car Rental
DOC and Car Rental his question was answered based upon current rules, regulations & statutes in effect on February 18, 2020 QUESTION I have a questions regarding drive other car coverage on a commercial automobile policy. We have a commercial automobile policy for a business, the cars are owned by the company and driven…
Condo’s
Condo’s his question was answered based upon current rules, regulations & statutes in effect on February 18, 2020 QUESTION May you please email me some information on what is HO1734? I am trying to understand why this is a needed endorsement on a condo policy.
BAP and New Truck
BAP and New Truck This question was answered based upon current rules, regulations & statutes in effect on February 18, 2020 QUESTION Our insured just advised us they have purchased a bucket truck at an auction and need liability coverage in order to pick up the vehicle. They have a commercial auto policy with…
BAP and Dissolved Business
BAP and Dissolved Business This question was answered based upon current rules, regulations & statutes in effect on February 13, 2020 QUESTION A corporation dissolves and there are vehicles in the business name. The principal has not yet transferred/sold the vehicles to another party so they are still registered in the corporate name. What…