Trailer Rental
Trailer Rental QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 15, 2019 We have a client who had their trailer hit by another vehicle — he uses this trailer in his business to carry tools and materials to job sites — it will be in the shop…
Out-of-State Title
Out-of-State Title QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 16, 2019 I have a quick question for you regarding registering a vehicle from out of state. We have a client who is moving here from Maine who has a Maine title for her vehicle but it…
MAIP Cancellation
MAIP Cancellation QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 16, 2019 I recently issued an Auto policy via MAIP for an insured with a revoked license. I’ve since received a cancellation notice from the carrier that they are cancelling coverage due to named insured having a…
Waiver on BAP
Waiver on BAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 17, 2019 I have a contractor that needs waiver of insurance for his commercial auto policy. The ceded carrier does not offer this endorsement. Only on the voluntary side under the policy enhancrments. What do I…
Rental Car Claim
Rental Car Claim QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 22, 2019 I have a client who was involved in a claim with a Hertz rental vehicle. The driver of the hertz was not the renter or listed as a driver. my insd car was totaled…
Cancelling Plate after Total Loss
Cancelling Plate after Total Loss QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 17, 2019 I have an insured whose vehicle was a total loss, and she has been in a rental vehicle. Plates were taken with the car and are still at salvage yard in NY.…
Listing Licensed HHMs
Listing Licensed HHMs QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 28, 2018 There is a discussion going on in our office whether it is a state law or just an insurance company requirement to have all licensed household members listed on each other’s policy. I believe…
No Fault UM/UIM
No Fault UM/UIM QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 30, 2018 If I am in a ‘no fault’ state driving a vehicle insured by a family member, and I am injured in an accident will my uninsured/underinsured respond, if they either have no coverage or…
Policy Effective Date
Policy Effective Date QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 30, 2018 I was told to contact you with this insurance question. We have a new client who came to us to insure a Jeep. He had the Jeep insured with GEICO. It had not been…
DOC on a BAP
DOC on a BAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 03, 2018 Seeking clarification on Drive Other Car Coverage on the Business Auto policy. Two different situations: 1. If adding DOC to a business policy, can he be deferred on his wife’s personal policy? Or…
Notice of Non-Renewal MAP
Notice of Non-Renewal MAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 05, 2018 We have a renewal policy in for a client for 01/23/19 and the client has 10 points and may file another claim. What is the time element the company can issue a non…
MA USDOT
MA USDOT QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 05, 2018 Hope all is well. Please see below link about some commercial vehicles now needing a DOT number. Have you heard about this? Can you shed any light on it? https://www.mass.gov/regulatory-bulletin/new-usdot-number-requirement-for-intrastate-cmvs
Snow Plowing
Snow Plowing QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 19, 2018 I have a customer who is trying to plow for the town of Middleboro. However, right now he has a personal auto policy that will not allow plowing. First off, can this go MAIP? My…
Travel Trailer Detached from MV
Travel Trailer Detached from MV QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 05, 2018 Insured’s travel trailer taking a trip to Florida and will stay parked and detached from the motor vehicle for 5 months in a trailer park. The trailer is listed on the MA…
Calling Cancellations + 2 More Qs
Calling Cancellations + 2 More Qs QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 3, 2018 Question regarding our calling customers. In the past we used to make to 2 calls and document AMS. Then we started to text our customers through an email application and give…
Temporary Auto and Coverage
Temporary Auto and Coverage QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 13, 2018 Happy Holidays! I need your brain!!! Our above insured who is a trucker who owns his cab but not his trailer rolled his truck. He has been renting a truck from a sand…
Violation Codes
Violation Codes QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 13, 2018 MAIA has received may inquiries on the ATLAS Violation Codes as they are now listed differently. We reached out to the Merit Rating Bureau for detail.
Operator Exclusion Form
Operator Exclusion Form QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 13, 2018 Kathy- Hope all is well with you. I have a customer who is 92 with the vehicle still in her name, but her license expired and she no longer drives (and she won’t be…
Fuel Oil Dealer’s FR Requirements in MA
Fuel Oil Dealer’s FR Requirements in MA QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 10, 2018 Hi Irene, I’m happy you are still working! I figured I would end up speaking with you since you are the “go to” person in MA for insurance!!! We are…
Trailer with NO Auto
Trailer with NO Auto QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 10, 2018 I have a client (for both personal and commercial lines) that purchased a personal camper trailer. He does not have a Mass Personal Auto policy, just a Hagarty antique policy. He does have…
Claim Denial
Claim Denial QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 11, 2018 We have an insured that has this claim scenario: Vehicle pulled into their parking lot as they were having issues with their vehicle. Vehicle parked under a light pole owned by our insured. Vehicle ended…
Vehcile Purchased in Florida
Vehcile Purchased in Florida QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 08, 2018
Cancellation
Cancellation QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 09, 2018
Trailers and the MAP
Trailers and the MAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 16, 2018
LPRs
LPRs QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 16, 2018
Autonomous Car
Autonomous Car QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 17, 2018
NH Auto Policy Exclusion
NH Auto Policy Exclusion QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 23, 2018
Business Use Class 30?
Business Use Class 30? QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 24, 2018
MAP Classification and Rating
MAP Classification and Rating QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 24, 2018
MRVs
MRVs QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 29, 2018
Garaging and Excise Tax
Garaging and Excise Tax QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 21, 2017
List of RMV Codes
List of RMV Codes QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 09, 2017
Right to Review Appraisal
Right to Review Appraisal QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 25, 2018
Unpaid Premium
Unpaid Premium QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 26, 2018
TNCs
TNCs QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 26, 2018
Damaged Plate
Damaged Plate QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 29, 2018
Accumulation of Events
Accumulation of Events QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 29, 2018
Commercial Auto Rating
Commercial Auto Rating QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 29, 2018