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Question of the Week

Travel Trailer Detached from MV

Travel Trailer Detached from MV QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 05, 2018 Insured’s travel trailer taking a trip to Florida and will stay parked and detached from the motor vehicle for 5 months in a trailer park. The trailer is listed on the MA…

Calling Cancellations + 2 More Qs

Calling Cancellations + 2 More Qs QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 3, 2018 Question regarding our calling customers. In the past we used to make to 2 calls and document AMS. Then we started to text our customers through an email application and give…

Temporary Auto and Coverage

Temporary Auto and Coverage QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 13, 2018 Happy Holidays!  I need your brain!!! Our above insured who is a trucker who owns his cab but not his trailer rolled his truck. He has been renting a truck from a sand…

Violation Codes

Violation Codes QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 13, 2018 MAIA has received may inquiries on the ATLAS Violation Codes as they are now listed differently.  We reached out to the Merit Rating Bureau for detail.  

Operator Exclusion Form

Operator Exclusion Form QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 13, 2018 Kathy- Hope all is well with you.  I have a customer who is 92 with the vehicle still in her name, but her license expired and she no longer drives (and she won’t be…

Fuel Oil Dealer’s FR Requirements in MA

Fuel Oil Dealer’s FR Requirements in MA QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 10, 2018 Hi Irene, I’m happy you are still working!  I figured I would end up speaking with you since you are the “go to” person in MA for insurance!!! We are…

Trailer with NO Auto

Trailer with NO Auto QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 10, 2018 I have a client (for both personal and commercial lines) that purchased a personal camper trailer.  He does not have a Mass Personal Auto policy, just a Hagarty antique policy.  He does have…

Claim Denial

Claim Denial QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 11, 2018 We have an insured that has this claim scenario: Vehicle pulled into their parking lot as they were having issues with their vehicle.  Vehicle parked under a light pole owned by our insured.  Vehicle ended…

Vehcile Purchased in Florida

Vehcile Purchased in Florida QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 08, 2018

Cancellation

Cancellation QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 09, 2018

Trailers and the MAP

Trailers and the MAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 16, 2018

LPRs

LPRs QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 16, 2018

Autonomous Car

Autonomous Car QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 17, 2018

NH Auto Policy Exclusion

NH Auto Policy Exclusion QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 23, 2018

Business Use Class 30?

Business Use Class 30? QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 24, 2018

MAP Classification and Rating

MAP Classification and Rating QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 24, 2018

MRVs

MRVs QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 29, 2018

Garaging and Excise Tax

Garaging and Excise Tax QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 21, 2017

List of RMV Codes

List of RMV Codes QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 09, 2017

Right to Review Appraisal

Right to Review Appraisal QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 25, 2018

Unpaid Premium

Unpaid Premium QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 26, 2018

TNCs

TNCs QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 26, 2018

Damaged Plate

Damaged Plate QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 29, 2018

Accumulation of Events

Accumulation of Events QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 29, 2018

Commercial Auto Rating

Commercial Auto Rating QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 29, 2018

MAP Classification and Rating

MAP Classification and Rating QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 24, 2017

 Registration Transfer

 Registration Transfer QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 27, 2017

Dual Registration

Dual Registration QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 24, 2018

Plate Type Reqired

Plate Type Reqired QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 29, 2017

Trailer or Camper Plate

Trailer or Camper Plate QUESTION This question was answered based upon current rules, regulations & statutes in effect on July  06, 2017

Coverage Effective Date

Coverage Effective Date QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 07, 2017

Surcharges

Surcharges QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 18, 2017

Trailers and the MAP

Trailers and the MAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 09, 2018

Registration Type

Registration Type QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 12, 2018

Purple Heart

Purple Heart QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 11, 2018

Out-of-State Vehicle Purchase

Out-of-State Vehicle Purchase QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 10, 2018

Cancellation

Cancellation QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 9, 2018

Replacement plate

Replacement plate QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 9, 2018

Signage

Signage QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 21, 2017

Contract Language Issue

Contract Language Issue QUESTION This question was answered based upon current rules, regulations & statutes in effect on December 7, 2017