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Question of the Week

Out of State Trailer Purchase

This question was answered based upon current rules, regulations & statutes in effect on December 2, 2020 QUESTION I have a question regarding a trailer.  The insured purchased a 1995 trailer from a private party in Vermont.  Our insured has it parked in a trailer park in Vermont and does not intend to move it.…

Registration and Leased Vehicle Buy-Out

This question was answered based upon current rules, regulations & statutes in effect on December 2, 2020 QUESTION Please let me know if I am not suppose to bother you with Registry questions because I don’t want to just bother you.  So if that’s the case can you provide me with another email address that…

Birth Certificate for License Renewal

This question was answered based upon current rules, regulations & statutes in effect on November 27, 2020 QUESTION CONSUMER QUESTION: I have 2 versions of my birth certificate (long form and short form), but neither has a certification number. How do I get my driver’s license?

Register Vehicle in Name of Trust

This question was answered based upon current rules, regulations & statutes in effect on November 10, 2020 QUESTION I have a client who is deceased,   the client has a large amount of vehicles (registered in his personal name) that the attorney  would like to register in the name of a trust. It is a irrevocable…

RMV Documents and Electronic Signatures

This question was answered based upon current rules, regulations & statutes in effect on October 01, 2020 QUESTION Can you direct us to correct person to confirm if RMV will take docusign documents?

GVWR for Commercial Registration

This question was answered based upon current rules, regulations & statutes in effect on October 01, 2020 QUESTION Hi Irene!  I hope you are staying healthy and safe! Not sure if you can assist me with this, but we are trying to find out what the gross weight limit is of a vehicle before it…

Purchase of Leased Vehicle

This question was answered based upon current rules, regulations & statutes in effect on October 02, 2020 QUESTION Wondering if you would answer a few question. We have a commercial lines auto policy on a leased vehicle to our INC. insured.  The principal is buying out the lease in his individual name with a lienholder…

Carrier Endorsement for HHMs

This question was answered based upon current rules, regulations & statutes in effect on October 02, 2020 QUESTION One of our insurer’s will add drivers to our insured’s policy if they share the same address on their license. They do not notify the insured and only send us an e-mail stating this below. Are they…

Third Party Rental

This question was answered based upon current rules, regulations & statutes in effect on October 06, 2020 QUESTION If my insured was in a car accident and he doesn’t have rental can an insurance company who is at fault say they want to fix everything in order to give my insured a rental or can…

Private Party Vehicle Purchase

This question was answered based upon current rules, regulations & statutes in effect on October 06, 2020 QUESTION Quick question if you don’t mind.  Pretty sure I already know the answer, but want an expert opinion before I email back our insured.  Our insured is looking to purchase a truck from a private party in…

MAP Claim Question

This question was answered based upon current rules, regulations & statutes in effect on October 07, 2020 QUESTION I hope you are well. I have an insured who was volunteering for a landscaping activity. He had a trailer attached to his truck and while they were loading a tractor onto the trailer, the back of…

RMV State of Emergency Extensions

This question was answered based upon current rules, regulations & statutes in effect on October 08, 2020 QUESTION Was wondering if you could help. I know that the transfer rule was extended and I found the executive order from Governor Baker but that says the it shall remain in effect until the earlier of August…

Moped and MAP

This question was answered based upon current rules, regulations & statutes in effect on October 13, 2020 QUESTION Good morning and I hope you and yours are happy and well… what a year! Our agency has a client with a son who attends Clemson University in South Carolina.  The insured tells me his son bought…

Vehicle Transported to Puerto Rico

This question was answered based upon current rules, regulations & statutes in effect on October 13, 2020 QUESTION Hope this email finds you well.   Do you have and answer for or can you point me in the right direction concerning an insured (safety ins) is moving to Puerto Rico and shipping her vehicle.  Does the Mass Insurance…

Changing a Garaging for Business

This question was answered based upon current rules, regulations & statutes in effect on October 19, 2020 QUESTION When changing a garaging address for a business vehicle we are required to send in a  form and the RMV-1 to the registry,  is  there a fee for that as well?

UHaul Rental

This question was answered based upon current rules, regulations & statutes in effect on October 23, 2020 QUESTION My insured rented a uhaul box truck (for personal use) an hit a telephone pole I am correct in thinking the personal policy would not respond as the truck is a commercial type vehicle not a private…

Merit Rating for OOS Charge

This question was answered based upon current rules, regulations & statutes in effect on October 23, 2020 QUESTION A little bird told me you’re our RMV contact now!  Lucky you! I’m wondering if you can answer a question for me.  I have a driver who was charged with reckless driving in December 2018. That charge…

Dealers Physical Damage

This question was answered based upon current rules, regulations & statutes in effect on October 26, 2020 QUESTION I am hoping you can help me understand the coverage for Dealers Physical Damage. Limit of Insurance for Comprehensive and Collision – Is the limit based on what the dealer paid for the used cars that are…