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Updated Company Auto Insurance Filings – April 2019

Updated Company Auto Insurance Filings – April 2019

Help Home Businesses Weather the Storm

Help Home Businesses Weather the Storm We’ve all seen the severe weather events occurring around the country — inland floods, mudslides, windstorms, fires. These events are becoming more frequent and severe. Unfortunately, many home-based businessowners are finding out the hard way that they aren’t covered for business losses. That’s where you come in.

McSweeney & Ricci Insurance Agency Became “Frosty Friends” At a Local School Last Holiday Season

McSweeney & Ricci Insurance Agency Became “Frosty Friends” At a Local School Last Holiday Season Last Christmas was a special time of year for the folks over at McSweeney & Ricci Insurance Agency, as they were granted the opportunity to make a few kids’ wishes come true.

Out-of-State Dealers

Out-of-State Dealers QUESTION This question was answered based upon current rules, regulations & statutes in effect on April 08, 2019 I work at a CT agency and we write in MA and run into the issue where an insured is getting a vehicle from a non-drive dealership. I wanted to confirm if they e-mail or…

Expanded Salvage Title Processing Locations

Expanded Salvage Title Processing Locations If an owner or insurance company wants to keep a vehicle that has been declared a total loss, it’s necessary to obtain a salvage title. Beginning April 22, salvage title applications will be processed in an expanded number of RMV Service Centers. In addition to Quincy RMV Headquarters and the…

“Non-Domicile” CDLs

“Non-Domicile” CDLs   “Non-Domicile” customers are residents of foreign countries who have temporary lawful presence in the United States. Beginning April 25th, “Non-Domicile” Massachusetts Commercial Driver’s Licenses (CDLs) can be issued to customers with temporary lawful presence from most foreign countries (except for Canada or Mexico). “Non-Domicile” customers will need to meet the same identification…

Young Agents to Host Clinics & Cocktails at Granite Links on May 22nd

Young Agents to Host Clinics & Cocktails at Granite Links on May 22nd  

CAR Garage Policy Form

CAR Garage Policy Form QUESTION This question was answered based upon current rules, regulations & statutes in effect on April 08, 2019 I have a client that has a DLN plate but most of his revenue is derived from repairs. Since he works on heavy and x-tra heavy trucks, it would go to CAR. Does…

CAR Implements New Web-Based Cession System

CAR Implements New Web-Based Cession System Commonwealth Automobile Reinsurers (CAR) has released Bulletin 1079, dated April 18, 2019, announcing the implementation of a new cession application for adding, correcting, and reviewing cession records. The new, secure, web-based application functions similarly to CAR’s previous mainframe application, but adds several convenient capabilities for users. It will be…

New CAR Rules

New CAR Rules QUESTION This question was answered based upon current rules, regulations & statutes in effect on April 08, 2019 This week two agents under me received declinations for quotes on C.A.R. policies. One was for a business based in Natick but the principals split time between Rhode Island and Florida. I was under…

Tech Talk: Covered or Not? Delivery-for-Hire and the MAP — Grubhub, DoorDash, Uber Eats, Amazon Flex, etc.

Tech Talk: Covered or Not? Delivery-for-Hire and the MAP — Grubhub, DoorDash, Uber Eats, Amazon Flex, etc. By Irene Morrill, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW  — VP of Technical Affairs, MAIA  

Travel Trailer

Travel Trailer QUESTION This question was answered based upon current rules, regulations & statutes in effect on April 08, 2019 I saw the question of the day on March 22 about travel trailers and I have a question. I have an insured that has a  5th wheel that is kept at a campground in Salisbury…

PIP and OBI

PIP and OBI QUESTION This question was answered based upon current rules, regulations & statutes in effect on April 08, 2019 Passengers are covered under PIP and then optional bodily injury on an auto policy, correct?

ATLAS Focus Group April 2019 Update

ATLAS Focus Group April 2019 Update Big changes are afoot at the MA Registry of Motor Vehicles. In November 2019, Release 2 of the ATLAS system will go live, and new Registration and Title form will be replacing the current RMV-1 and RMV-3. And you’ll be glad to know that agents’ interests are being well…

Answers to Retirement Questions Are Yours for the Asking

Answers to Retirement Questions Are Yours for the Asking It’s April 17th. Maybe you didn’t check “Run the Marathon” off your bucket list this year. Maybe you left your taxes until the last minute (i.e., TODAY). That’s OK! You can feel better about your long-term goals by taking advantage of a free Retirement Plan consultation…

3rd. Party Rental

3rd. Party Rental QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 28, 2019 In regards to third party rental, when the insured was not at fault in the accident and needs to rent a car when was it permitted that the other person’s insurance company is allowed…

Out-of-State Violation Reporting

Out-of-State Violation Reporting QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 29, 2019 We have a client who got into an accident while driving a friend’s car in California…will this be reported to Massachusetts for her driving record? What states are reciprocal to MA?

Surviving Spouse Process

Surviving Spouse Process QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 29, 2019 Just a quick question. I have an insured coming in to pick up this form. His brother’s wife passed away. His brother is giving a vehicle which was in his late wife’s name to…