Travel Trailers used at Seasonal Campground
Travel Trailers used at Seasonal Campground QUESTION This question was answered based upon current rules, regulations & statutes in effect on April 02, 2019 Happy Spring Irene: It came up in conversation with an underwriter from a particular insurance company that if a travel trailer is parked for the season (April-October) at a campground, that…
Agent Stamped RMV Form/Carrier Declined to Write
Agent Stamped RMV Form/Carrier Declined to Write QUESTION This question was answered based upon current rules, regulations & statutes in effect on April 11, 2019 Reaching out to clarify – if we receive a new business application to review, and ultimately decline due to it being an ineligible risk, but the agency stamped an RMV…
Rough Notes Magazine Shines a Spotlight on Big “I” Hires
Rough Notes Magazine Shines a Spotlight on Big “I” Hires If we told you that finding new talent is a huge struggle in our industry, you’d probably say, “thanks, Captain Obvious.” However, as this excellent article by Christopher Cook of Rough Notes magazine explains, help is available to our members through Big “I” Hires, the…
Rented Handicap Accessible Van – Coverage
Rented Handicap Accessible Van – Coverage QUESTION This question was answered based upon current rules, regulations & statutes in effect on April 11, 2019 Good Morning Irene, I have a question for you. My insured has a private passenger auto policy; they need to rent a handicap accessible van for a 24 hour period. The…
Shout Out to MAIA Advocacy Fund Donors
Shout Out to MAIA Advocacy Fund Donors We extend our heartfelt thanks to the following donors for supporting the 2019 MAIA Advocacy Fund! In Massachusetts politics, you never know when the next legislative, regulatory, or judicial battle will arise. But when it does, you know that MAIA will keep independent agents’ voices loud and clear…
Number One Shares Updates about Cyber Liability, Liquor/Assault & Battery, and More
Number One Shares Updates about Cyber Liability, Liquor/Assault & Battery, and More
Good News for IAs About Millennial Insurance Buyers
Good News for IAs About Millennial Insurance Buyers A new Liberty Mutual Insurance and Safeco Insurance research study shows that millennial insurance consumers’ views of insurance are largely aligned with older generations, dispelling many myths about this generation and presenting a huge opportunity for the independent agent channel.
Umbrella Quoting with MVR Information
Umbrella Quoting with MVR Information QUESTION This question was answered based upon current rules, regulations & statutes in effect on April 22, 2019 I know this is an issue we have gone over a few times with you. In regards to quoting an umbrella we know we cannot provide MVR printouts. To obtain the quote…
Bus Conversion to Camper
Bus Conversion to Camper QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 16, 2019 I cannot find the requirements needed to register a bus into a camper. I have had no luck finding that information.
Rate Comparison with Other States
Rate Comparison with Other States QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 17, 2019 How can I get any date regarding rates by coverage in comparison to other state for auto? For instance, I’d love to know where our collision, PD and comp rates are vs.…
Resident Benefit Package
Resident Benefit Package QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 17, 2019 This has nothing to do with an auto policy , but perhaps you can direct me to someone else. We have a client that is renting and has purchase a tenants policy thru our…
Deland, Gibson Insurance Renews Five Star Agency Designation
Deland, Gibson Insurance Renews Five Star Agency Designation The Massachusetts Association of Insurance Agents (MAIA) has renewed the prestigious Five Star Agency Designation for Deland, Gibson Insurance of Wellesley. MAIA noted that Deland, Gibson has been a Five Star Agency since 2000 and continues to demonstrate excellence in the five imperatives associated with the designation:…
WCRIBMA Releases Insured Assessment Rates for All Policies Effective July 1
WCRIBMA Releases Insured Assessment Rates for All Policies Effective July 1 The MA Workers’ Compensation Rating and Inspection Bureau (WCRIBMA) has issued Circular Letter No. 2350, dated June 28, 2019, and titled Department of Industrial Accidents Assessment. The letter lists the official assessment rates to be applied to policies effective July 1, 2019 and thereafter.
Tech Talk: Employment-Related Practices Insurance (EPLI) – More Important Than You Think
Tech Talk: Employment-Related Practices Insurance (EPLI) – More Important Than You Think By Irene Morrill, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW — VP of Technical Affairs, MAIA
Should I Send a 2A??
Should I Send a 2A?? QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 17, 2019 I have a strange situation and don’t know how or if I do a BU2A for it. The insured’s mother has a leased vehicle that the daughter took over. The leasing company…
Massachusetts HO Policy
Massachusetts HO Policy QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 04, 2019 I am looking for the most up to date copy of the Massachusetts Homeowners policy and the Massachusetts Auto policy. Some of our auto body shops are stating that they will not work on…
Substitute Transportation
Substitute Transportation QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 21, 2019 What is the rule for rentals in a third party claim? Twice I have had issues with Progressive and GEICO stating that we have to use their company to appraise the vehicle in order to…