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Tech Talk – Golf Carts and Campgrounds: Is There HO Coverage?

By Irene Morrill, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW  — VP of Technical Affairs 

Scooters

This question was answered based upon current rules, regulations & statutes in effect on August 11, 2020 QUESTION Hope you’re staying safe & healthy during these difficult days. I have an insured that is purchasing a Scooter 49CC’s, maximum speed 30.  I do not believe it can be registered as a M/C; therefore we cannot…

License Surrendered and Auto Policy

This question was answered based upon current rules, regulations & statutes in effect on August 11, 2020 QUESTION One of our insured was in an recent accident and is paralyzed from the waist down… He has an auto policy… 2 cars and the titles are just in his name… First, he received a letter from…

SR-22

This question was answered based upon current rules, regulations & statutes in effect on August 12, 2020 QUESTION Quick question do all Massachusetts auto carriers have to write an SR22?

Farm Plate

This question was answered based upon current rules, regulations & statutes in effect on August 12, 2020 QUESTION Hello insurance guru!!! I hope your pandemic summer is going fabulous!!! Riddle me this!!! We have an insured, Mary Jo,  who has a farmer’s plate. It is in the name of her deceased husband and it has…

Gov. Baker Extends RMV Deadlines Until Emergency is Lifted

Certain RMV extensions, which had been set to expire on August 12 according to Gov. Baker’s executive order, have been extended through the end of the state of emergency. The extensions apply to the REAL ID fee waiver, registration transfer grace period, and changes to the 6-hour observation requirements for drivers with a junior operator…

RMV Plate Lottery Now Open

We just got word that the 2020 RMV Plate Lottery begins today, Wednesday August 12, 2020. Customers can enter the plate lottery online at Mass.Gov/RMV using the Online Service Center. The deadline to enter the lottery is September 6, 2020. This year, the lottery is online only; there is no paper application form. 

RMV Updates Registration Drop Off Form & Info Sheet

As of August 10th, the Registration Drop Off Center Form and the Registration Drop Off Center Information Sheet have both been revised to make it more clear that customers will receive an email to make payment online, and that transactions will not be ready for pickup until payment is confirmed. Individual customers no longer have…

School Bus & School Pupil Plates Only Issued at Certain RMV Locations

Effective Monday, August 10th, both school bus plates and school pupil plates will only be available in the following RMV service centers for initial issuance:

RMV OKs In-Person License/ID Card Renewal Appointments

Effective immediately, service center appointments can be scheduled for license/ID card renewals (all classes) for credentials with September expirations. This new appointment type will be available in all RMV service centers that are open for general or license-related appointments.

Information Only Claim

This question was answered based upon current rules, regulations & statutes in effect on July 29, 2020 QUESTION Hope this email finds you well!  I have an  auto insurance claim question for you.  I have an insured who notified their carrier of an accident she was involved in. When she reported the accident, she indicated…

Trailer Only Policy

This question was answered based upon current rules, regulations & statutes in effect on July 27, 2020 QUESTION I have a client with a trailer only auto policy. A few years ago, the company said they would write it as my client had a company car. The company has since said they no longer want…

Auto Symbol 2

This question was answered based upon current rules, regulations & statutes in effect on July 28, 2020 QUESTION I have been poking online and in policies and cannot find a clear answer.  I am assisting my team in working on a large account headquartered in MA.  They are a retail distribution carrier with a large…

RMV “Registration Drop Off Centers” (formerly B2Bs) Open in Braintree 8/3, Other Locations 8/10

Starting Monday, August 3rd, a new Registration Drop Off Center (previously known as a B2B) will pilot in the Braintree Service Center. Registration Drop Off Centers will then open in the following additional service center locations beginning Monday, August 10th:

Travel Trailer and No Auto Policy

This question was answered based upon current rules, regulations & statutes in effect on July 24, 2020 QUESTION I have a situation.   I have a client that works for a business and is allowed to use one of the business vehicles for her own person use.   This client just purchased a 20’ travel trailer but…

Carrier Refused Application after RTA Stamped

This question was answered based upon current rules, regulations & statutes in effect on July 25, 2020 QUESTION We stamped a commercial RTA for one of our clients  and submitted a change request to the carrier adding the vehicle to the policy. It has been 5 days and the carrier just notified us that they…

RMV Openings & Changes on 8/3 & 8/10 – Revere, Lawrence, Brockton

Over the next two weeks, the following RMV Service Centers will either open for certain transactions or change their hours.

Policy Non-Renewal

This question was answered based upon current rules, regulations & statutes in effect on July 27, 2020 QUESTION Just trying to find out info if a carrier is able to non renew a personal auto policy because of the loss history on a commercial auto policy?  My U/W is giving me flack on total account…