Travel Trailer Purchase/Used in Florida

Question Travel Trailer Purchased in Florida 07/21/21 This question was answered based upon current rules, regulations & statutes in effect on June 29, 2021 We have a client purchasing a travel trailer in Florida.  He is going to title it in Massachusetts where he lives.  The dealer is going to deliver the travel trailer to a…

RMV eServices Administrators – New Functionality

RMV eServices Administrators – New Functionality As of July 19, 2021, eServices Administrators only will have the ability to reset a user’s web logon two-step authentication, and will no longer need to reach out to the RMV for this authentication reset. The two-step authentication is the method by which a user receives the security code…

2021 Low-Number Plate Lottery Is Now Open

2021 Low-Number Plate Lottery Is Now Open The 2021 Plate Lottery began on July 16, 2021 at 5:00 PM. Customers can enter the low-number plate lottery online using the myRMV Online Service Center. The lottery is online only. The deadline to enter is August 27, 2021. This year there are 201 plates available. Available plates include…

Canceling Revoked Plates – Reminder About New Procedures

Canceling Revoked Plates – Reminder About New Procedures Since January of this year, ATLAS no longer requires proof of insurance to cancel a revoked plate. The $50 reinstatement fee must first be collected, and the plate will remain in revoked status. When the Cancel Registration transaction is completed, the insurance requirement will be satisfied by…

RMV eServices Administrators – New Functionality

RMV eServices Administrators – New Functionality As of July 19, 2021, eServices Administrators only will have the ability to reset a user’s web logon two-step authentication, and will no longer need to reach out to the RMV for this authentication reset. The two-step authentication is the method by which a user receives the security code…

NEW! PDFs for MAIA Classes Can Be Downloaded Directly!

NEW! PDFs for MAIA Classes Can Be Downloaded Directly! MAIA’s Education Team is pleased to announce that you may now download the PDF book or handout for a class directly from your MAIA account, one week prior to the class start date. In the past, after registering for a class, you had to wait for…

2021 Low-Number Plate Lottery Is Now Open

2021 Low-Number Plate Lottery Is Now Open The 2021 Plate Lottery began on July 16, 2021 at 5:00 PM. Customers can enter the low-number plate lottery online using the myRMV Online Service Center. The lottery is online only. The deadline to enter is August 27, 2021. This year there are 201 plates available. Available plates include…

Canceling Revoked Plates – Reminder About New Procedures

Canceling Revoked Plates – Reminder About New Procedures Since January of this year, ATLAS no longer requires proof of insurance to cancel a revoked plate. The $50 reinstatement fee must first be collected, and the plate will remain in revoked status. When the Cancel Registration transaction is completed, the insurance requirement will be satisfied by…

Is a DOC Needed?

Question Is a DOC needed? 07/20/21 Personal This question was answered based upon current rules, regulations & statutes in effect on June 30, 2021 If a customer has a commercial auto policy where their vehicle is registered in the company name but also has a personal policy where another vehicle is registered in their own name,…

Revised Medical Affairs Forms

Revised Medical Affairs Forms The MA RMV has revised four Medical Affairs forms to remove the option to submit them by email. They should only be submitted by mail or fax to Medical Affairs. The revised forms are: Medical Evaluation Form (MAB106); Request for Medical Evaluation (MAB107); Loss of Consciousness Evaluation Form (MAB108); and Psychiatric…

Don’t Push Good WC Clients into the Pool!

Don’t Push Good WC Clients into the Pool! The Worker’s Comp (WC) assigned risk pool is not meant for everyone! It is intended to be a market of last resort for high-risk policies, where the insured cannot obtain voluntary offers directly from insurance carriers. Before putting someone in the pool, always check with MAIA’s Number…

Revised Medical Affairs Forms

Revised Medical Affairs Forms The MA RMV has revised four Medical Affairs forms to remove the option to submit them by email. They should only be submitted by mail or fax to Medical Affairs. The revised forms are: Medical Evaluation Form (MAB106); Request for Medical Evaluation (MAB107); Loss of Consciousness Evaluation Form (MAB108); and Psychiatric…

Don’t Push Good WC Clients into the Pool!

Don’t Push Good WC Clients into the Pool! The Worker’s Comp (WC) assigned risk pool is not meant for everyone! It is intended to be a market of last resort for high-risk policies, where the insured cannot obtain voluntary offers directly from insurance carriers. Before putting someone in the pool, always check with MAIA’s Number…

Trailer with Kubota Digger

Question Trailer with Kubota Digger This question was answered based upon current rules, regulations & statutes in effect on June 30, 2021 Insured wants to pull a Kubota digger (owned in a company name) on a trailer in a personal name. He said he will use the kubota for personal things like digging and leveling dirt…

DOC or Use of Other Auto

Question DOC or Use of Other Auto This question was answered based upon current rules, regulations & statutes in effect on June 30, 2021 We have a Massachusetts insured who does not currently own a personal auto. The only vehicle owned by this household is owned & registered under a corporation. This vehicle is insured on…

Accident in Commercial Vehicle and SDIP

Question Accident in Company Vehicle and SDIP This question was answered based upon current rules, regulations & statutes in effect on June 30, 2021 Sorry to bother you but one of my insureds had asked if their employee had an accident in a company vehicle, would their personal insurance be surcharged?   She didn’t give me much…

WC and Volunteers

Question WC and Volunteers 07/14/21 – Commercial This question was answered based upon current rules, regulations & statutes in effect on July 7, 2021 I was always of the mindset that volunteers were provided coverage under the employers’ liability section of the policy only. I have read there may be an exception for high school students…

Tech Talk: DOC Endorsement vs. Use of Other Auto Endorsement vs. PUP

Tech Talk: DOC Endorsement vs. Use of Other Auto Endorsement vs. PUP What Do I Need and Why? By Irene Morrill, CPCU, CIC, ARM, CRM, CRIS, MLIS, LIA, CPIW VP Technical Affairs, MAIA   I’ve had questions regarding the Drive Other Car (DOC) endorsement, the Use of Other Auto endorsement, and the personal umbrella policy…

MA 2020 Property-Casualty Insurance Marketplace Summary: A New MAIA Member Benefit!

MA 2020 Property-Casualty Insurance Marketplace Summary: A New MAIA Member Benefit! MAIA is pleased to provide our members with a customized summary of the 2020 property and casualty (p-c) insurance marketplace. Using data from AM Best, the report offers relevant content beginning with a MA premium and distribution summary across all lines of business (LOBs),…

Tech Talk: DOC Endorsement vs. Use of Other Auto Endorsement vs. PUP

Tech Talk: DOC Endorsement vs. Use of Other Auto Endorsement vs. PUP What Do I Need and Why? By Irene Morrill, CPCU, CIC, ARM, CRM, CRIS, MLIS, LIA, CPIW VP Technical Affairs, MAIA   I’ve had questions regarding the Drive Other Car (DOC) endorsement, the Use of Other Auto endorsement, and the personal umbrella policy…

Is Flood Confusing You and Your Staff?

Is Flood Confusing You and Your Staff? FEMA’s new Risk Rating 2.0 is coming out later this year, and many agents are dreading the changes. But flood doesn’t HAVE to be complicated! Roll your flood book over to MAIA’s Number One Insurance Agency and let our Flood Concierge team service your accounts! You’ll be kept…

Is Flood Confusing You and Your Staff?

Is Flood Confusing You and Your Staff? FEMA’s new Risk Rating 2.0 is coming out later this year, and many agents are dreading the changes. But flood doesn’t HAVE to be complicated! Roll your flood book over to MAIA’s Number One Insurance Agency and let our Flood Concierge team service your accounts! You’ll be kept…

RLI Coverage for the Things That Keep your Clients Up at Night

RLI Coverage for the Things That Keep Your Clients Up at Night We’ve all experienced those scary 3:00 AM thoughts. What if I (or my kid!) accidentally injures someone? What if I get hit by an uninsured driver? What if I get sued? Who will pay for it? You can help your clients by offering…

RLI Coverage for the Things That Keep your Clients Up at Night

RLI Coverage for the Things That Keep Your Clients Up at Night We’ve all experienced those scary 3:00 AM thoughts. What if I (or my kid!) accidentally injures someone? What if I get hit by an uninsured driver? What if I get sued? Who will pay for it? You can help your clients by offering…

Ignition Interlock Devices Now Required for Certain 1st-Time OUI Offenders

Ignition Interlock Devices Now Required for Certain 1st-Time OUI Offenders Effective July 1, 2021, the Ignition Interlock Device (IID) obligation now extends to certain first-time OUI offenders who took a breathalyzer at the time of arrest with results of .15 or above and seek a hardship license at the RMV. Additionally, all IID Program participants…

Ignition Interlock Devices Now Required for Certain 1st-Time OUI Offenders

Ignition Interlock Devices Now Required for Certain 1st-Time OUI Offenders Effective July 1, 2021, the Ignition Interlock Device (IID) obligation now extends to certain first-time OUI offenders who took a breathalyzer at the time of arrest with results of .15 or above and seek a hardship license at the RMV. Additionally, all IID Program participants…

RMV Responds to MAIA’s Letter About Agents’ Concerns

RMV Responds to MAIA’s Letter About Agents’ Concerns MAIA continues to work closely with the RMV, advocating for our members. In response to MAIA’s correspondence and recent meeting about issues that have been undermining agents’ efforts to serve clients, we received a letter from the RMV’s Acting Registrar. In it, she shares that the RMV will…

MA Young Agents Thank You All For Another Successful Golf Tournament!

MA Young Agents Thank You All for Another Successful Golf Tournament! The Young Agents Committee wrapped up yet another successful Golf Tournament on June 16, once again hosted at Pinehills Golf Club in Plymouth, MA. After over a year of social distancing, it was a pleasure to see old faces test their swings, network with…

RMV Responds to MAIA’s Letter About Agents’ Concerns

RMV Responds to MAIA’s Letter About Agents’ Concerns MAIA continues to work closely with the RMV, advocating for our members. In response to MAIA’s correspondence and recent meeting about issues that have been undermining agents’ efforts to serve clients, we received a letter from the RMV’s Acting Registrar. In it, she shares that the RMV will…

City of Boston Changes Appearance of Birth Certificates

City of Boston Changes Appearance of Birth Certificates Beginning June 22, 2021, the City of Boston switched from issuing off-white birth certificates to issuing the same blue style as the MA State Vital Records Office. The only difference is that the certificate numbers on the top right-hand corner are red for Boston and black for…

Every Day is “Independents” Day Around Here!

Every Day is “Independents” Day Around Here! As America celebrates our nation’s independence, MAIA’s Number One Insurance Agency celebrates our members – the independent agents of Massachusetts. THANK YOU for supporting MAIA, and for allowing us to be your partner in serving your clients. Whether you’re looking at your agency’s E&O coverage or seeking access…

City of Boston Changes Appearance of Birth Certificates

City of Boston Changes Appearance of Birth Certificates Beginning June 22, 2021, the City of Boston switched from issuing off-white birth certificates to issuing the same blue style as the MA State Vital Records Office. The only difference is that the certificate numbers on the top right-hand corner are red for Boston and black for…

Notifying Your Clients When Your AMS Has a Data Breach

Notifying Your Clients When Your AMS Has a Data Breach Recently, a member contacted MAIA after being notified by the company that supports their agency management system (AMS) that a data breach event may have occurred. Knowing that the agency was required to contact its clients (even though the breach was at the AMS company,…

Every Day is “Independents” Day Around Here!

Every Day is “Independents” Day Around Here! As America celebrates our nation’s independence, MAIA’s Number One Insurance Agency celebrates our members – the independent agents of Massachusetts. THANK YOU for supporting MAIA, and for allowing us to be your partner in serving your clients. Whether you’re looking at your agency’s E&O coverage or seeking access…

Pseudo VINs for MA Trailers Have Been Changed to MATR + 10 Digits

Pseudo VINs for MA Trailers Have Been Changed to MATR + 10 Digits Effective immediately, the mask for Massachusetts-assigned pseudo vehicle identification numbers (VINs) has been changed to MATR followed by 10 digits. It used to be MATR followed by 9 digits. Pseudo VINs that already exist will not change; it will only apply to new…

Pseudo VINs for MA Trailers Have Been Changed to MATR + 10 Digits

Pseudo VINs for MA Trailers Have Been Changed to MATR + 10 Digits Effective immediately, the mask for Massachusetts-assigned pseudo vehicle identification numbers (VINs) has been changed to MATR followed by 10 digits. It used to be MATR followed by 9 digits. Pseudo VINs that already exist will not change; it will only apply to new…

Cross-Selling LPLI & WC to Your Personal Lines Clients!

Cross-Selling LPLI & WC to Your Personal Lines Clients! Nobody likes being pressured to buy more, more, more. But when a trusted partner offers you convenience and value on something you already buy and need? That’s a different story! Thoughtful cross-selling can strengthen your client relationships and reap benefits on both sides. Here’s an example……

RMV Cannot Accept Pennsylvania Reconstructed Titles

RMV Cannot Accept Pennsylvania Reconstructed Titles Some MA dealers have been obtaining reconstructed titles from the State of Pennsylvania as a means of avoiding the MA salvage title and inspection process. These cannot be accepted for a registration/title transaction. Vehicle owners with PA reconstructed titles must apply for a MA Salvage Title, pass a MA…

Surviving Spouse Fee Waivers for Motorcycles

Surviving Spouse Fee Waivers for Motorcycles Effective immediately, motorcycles are eligible for the surviving spouse fee waiver. Previously, only passenger vehicles were eligible for the fee waiver. The Affidavit of Surviving Spouse (TTL103) has been revised to include motorcycles. CLICK HERE to download a copy of the revised Affidavit of Surviving Spouse (RMV form TTL103), which…

OOS Clearance Documents Can Be Submitted Online to RMV

OOS Clearance Documents Can Be Submitted Online to RMV RMV Customers can now submit clearance documents related to an out of state (OOS) violation through their account on the Online Service Center on the RMV website via the “Submit Out of State Reciprocal Suspension Clearance Request” transaction. Customers can visit the Online Service Center at Mass.Gov/RMV. Documents…