Motorcycle Question
Motorcycle Question QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 02, 2019 Do you know of any verbiage for Mapfre/Commerce -where I can find that there is no Annual Mileage credit on motorcycles ?
SDIP Question
SDIP Question QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 03, 2019 I was curious if you could answer a question for me. We have a policyholder whose current policy has a 3 point surcharge on it and would be a points 98 at renewal come 03/2020. …
Proof of Citizenship/Lawful Presence and Name is not an Exact Match
Proof of Citizenship/Lawful Presence and Name is not an Exact Match If a customer applying for a REAL ID presents a document for Proof of Social Security Number (SSN) with a name that does not exactly match the name on the document presented as Proof of Lawful Presence, the SSN document can be accepted in…
Reminder: No License Renewals/Reinstatements after Two Years Without Active License
Reminder: No License Renewals/Reinstatements after Two Years Without Active License Class D & M driver’s licenses cannot be renewed or reinstated after a customer has been without an active license for two years or more for any reason. This could be because the license expired, was suspended/revoked, or was surrendered.
Commercial Lettering on Passenger Vehicle
Commercial Lettering on Passenger Vehicle QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 03, 2019 Good afternoon Irene, Hope you are well. I was hoping you might be able to help me understand eligibility for a MAP if a vehicle has commercial lettering on it but not…
MPIUA Announces Revisions to Assessment and Valuation Program
MPIUA Announces Revisions to Assessment and Valuation Program The Massachusetts Property Insurance Underwriting Association (MPIUA), has updated its risk assessment and valuation program to CoreLogic RCT Express version 4.5. This upgrade has been in use in the voluntary market being received with positive review. RCT Express version 4.5 contains several updates which make it both…
Binder Language for Auto
Binder Language for Auto QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 03, 2019 I am told you are a wiz in the industry and would likely provide the best answer to my question. When stamping an RMV-1 for a dealership and providing a binder, should there…
Appeal of Surcharge Points
Appeal of Surcharge Points QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 07, 2019 We have an insured who was surcharged for an accident and at the time liability was determined I questioned it as I thought 50/50 was appropriate for this situation but the adjuster did…
Claims Question on Body Shops
Claims Question on Body Shops QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 08, 2019 I have an insured who has gone third party for his physical damage claim and the carrier will not accept a direction to pay from the body shop because they are not…
Rental of a U-Haul
Rental of a U-Haul QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 09, 2019 Is there a tech talk regarding rental of U-Hauls under a MA auto policy
Registration for 26,000 lb Truck and Permits
Registration for 26,000 lb Truck and Permits QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 13, 2019 If we have a vehicle with a GVW of 26,000 lbs. and travels in more that one state can we register Commercial without having to get trip permits when it…
Proof of Residency Documents from the Same Source
Proof of Residency Documents from the Same Source To apply for a REAL ID drivers’ license or ID card, a customer must present two documents to prove Massachusetts residency. There has been some confusion on whether these two documents can be from the same source. This training update serves as a clarification on the RMV’s…
Summer/Winter Swap
Summer/Winter Swap QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 13, 2019 Not sure if you can help me or someone else ? I tried finding this in the Registry but couldn’t find out the answer on What situations would you use the Summer/Winter swap box on…
NFIP Extension Through Sept. 30 Awaits President’s Signature
NFIP Extension Through Sept. 30 Awaits President’s Signature On Monday, June 3, the Big “I” released the following statement by Charles Symington, Big “I” senior vice president of external, industry & government affairs, on the Congressional reauthorization of the National Flood Insurance Program (NFIP): “The Big ‘I’ thanks the House of Representatives for passing the…
Principal Place of Business Form
Principal Place of Business Form QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 28, 2019 Regarding Principal Place of Business Certificate Form-I have a guy with a Ceded CL Auto Policy and his vehicle is registered to himself-he lives in Newburyport and his vehicle is garaged there.…
Garage Risk
Garage Risk QUESTION This question was answered based upon current rules, regulations & statutes in effect on April 08, 2019 I have a client that has a DLN plate but most of his revenue is derived from repairs. Since he works on heavy and x-tra heavy trucks, it would go to CAR. Does the %…
Commercial Policy and Trailers
Commercial Policy and Trailers QUESTION This question was answered based upon current rules, regulations & statutes in effect on April 11, 2019 Does a BAP automatically extend liability coverage to a trailer(14,000 GVW), not listed on the policy, that is owned by the same person? I was always told that commercial policies need to have…