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Handicap Placard

Handicap Placard QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 25, 2019 One of my insured has a handicap placard At present he owns a car, but he is going to turn in his drivers license and turn his car over to his wife The family can…

Staffing News at MAIA & Number One Agency

Staffing News at MAIA & Number One Agency When MAIA’s Education Program Coordinator Emily Oliver announced that she’d be retiring from MAIA after 31 years, we were happy for her, sad to be losing a beloved colleague, and worried about replacing such an experienced and knowledgeable team member! As it turned out, the solution was…

Client Passed and We Did Not Know

Client Passed and We Did Not Know QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 25, 2019 I was under the impression that you had to have a valid license to register/insured a car in your own name. I have a policy that is just ready to…

Sales Tax Penalties and Interest

Sales Tax Penalties and Interest QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 28, 2019 I was hoping you could help on this One of our insured’s  had purchased a 1956 Triumph in pieces back in 1982 which he has restored/re-built … the vehicle was untitled to…

New Auto Policy/Suspended License

New Auto Policy/Suspended License QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 23, 2019 Quick Question: If someone has a suspended license can they register and insure a vehicle? I know that for insurance they would have to list a licensed driver but would the registry accept…

Cancellation of Auto Policy

Cancellation of Auto Policy QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 23, 2019 We received a  printed and signed narrative from an insured requesting the cancellation of his auto policy (see attached). Something in my fading memory bank makes me think that this could be an…

Registered Auto Body & Glass Repair Shops as of 7/25/19

Registered Auto Body & Glass Repair Shops as of 7/25/19 The Automobile insurers Bureau (AIB) recently posted updated lists of registered auto body and glass repair shops by county, which were provided by the Massachusetts Division of Standards. AIB displays the lists of auto body repair shops in compliance with the Insurance Commissioner’s Regulation, 211…

Too Many Flood Carriers? Roll Over to The Hartford!

Too Many Flood Carriers? Roll Over to The Hartford! If you’ve considered rolling over your flood book to one carrier, look no further than WYO Flood with The Hartford!  Easy online quoting, policy downloads, and 20% new business commission for the first year! Yes! But that’s not all The Hartford offers:

Applications Open for New Striped Bass License Plates

Applications Open for New Striped Bass License Plates The Division of Marine Fisheries (DMF) and MA Environmental Trust (MET) are collecting applications for the new Striped Bass Conservation specialty passenger plate. Once they receive enough orders (at least 750), they’ll deliver the orders to the Registry of Motor Vehicles and the plates will be printed.…

Brand Resources to Amplify Your Agency Marketing

Brand Resources to Amplify Your Agency Marketing Yet another advantage of being a member of MAIA and the Big “I” is that you have access to fantastic brand resources designed to make you and your agency look good. And the best part? Many are free or reimbursable! Through Trusted Choice®, the Big “I” marketing arm,…

BAP and Non-scheduled Plates

BAP and Non-scheduled Plates QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 17, 2019 Does a MA Transporter Plate need to be scheduled on a BAP like a Dealer Plate or a Repair Plate?

Garaging

Garaging QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 19, 2019 I am looking to get information about garaging on Ma auto policy. Is it written anywhere in a MA auto policy that it is an insured’s responsibility to inform the carrier of a garaging change for…

Substitute Transportation

Substitute Transportation QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 19, 2019 I need to have a question answered. On the MA auto policy, from all I have learned in 15 years as an agent, your coverage follows you. If an insured is driving another persons auto…

Moped

Moped QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 19, 2019 I wanted to check into seeing if MAIP has the ability to insure a 49CC moped for a client that is looking to see if he can insure it. Thank you in advance for any guidance…

Slide on Camper

Slide on Camper QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 24, 2019 So sorry to bother you! We have a customer with a “camper” that does not have any wheels, there was not a title issued to it & it is not self propelled: it slides…

A New Way to Get LPLI Business from Your Lawyer Clients

A New Way to Get LPLI Business from Your Lawyer Clients Many agents insure lawyer clients for auto, home, or business — but NOT for professional liability. That’s a missed opportunity! Luckily, MAIA’s Number One Insurance Agency can give you the “foot in the door” you need to approach your clients about quoting their LPLI…

Dog Claim

Dog Claim QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 01, 2019 If a dog owned by an insured chews the seat belt, is this covered under the MA Auto Policy? Thank you!

Waiver of Deductible and Limited Collision Coverages – Just How Do They Work? Personal or Commercial Auto

Waiver of Deductible and Limited Collision Coverages – Just How Do They Work? Personal or Commercial Auto By Irene Morrill, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW  — VP of Technical Affairs, MAIA