Snow Removal Issues
January 29, 2024 Written By: Laura J. Poulin, Director of Curriculum and Technical Affairs, MAIA Plowing Snow as a side gig and some things to think about when Insureds consider this business venture… MASS. PERSONAL AUTO POLICY A snowplow or other detachable equipment does not automatically disqualify a risk from a Personal Auto Policy, but…
High Value Vehicle
*This question was answered based on current rules, regulations & statutes in effect as of December 2023. Question We have an insured taking delivery of a New Used car today – a 2022 Porsche with a Purchase price of 146,000. He bought the car from a dealer in Florida, and it is being delivered to…
First-Time School Bus and School Pupil Plate Issuance – New Locations
January 23, 2024 Effective immediately, in addition to the existing locations, first-time school bus plates and school pupil plates are now available for initial issuance at the Brockton, North Adams, Taunton, and Worcester RMV Service Centers. Read the full update here. Questions? Contact Kathy Cormier at 508-634-7353 or via email at [email protected].
Non-Resident Short-Term Registration Expiration Date Change
January 23, 2024 Non-Resident Short-Term Registrations are available to out-of-state residents purchasing a motor vehicle (NOT including trailers or mopeds) from a dealer in Massachusetts. These registrations were originally valid for 9 days from the transaction date. Effective January 18, Non-Resident Short-Term Registrations issued January 18 or later will be valid for 15 days from the transaction…
Deferred Driver
*This question was answered based on current rules, regulations & statutes in effect as of December 2023. Question Please help me with this question today. I have a new insured who wants to bring 3 of his 4 autos from Carrier A. He wants to leave still 1 auto with Carrier A with his two…
Rhode Island and Vermont Title Changes
January 12, 2024 Effective January 1, 2024, Rhode Island and Vermont both made changes to their title law. View the update here. Questions? Contact Kathy Cormier at 508-634-7353 or via email at [email protected].
Online Crash Report Request Transaction Restored
January 12, 2024 The ability to request a copy online of a Police Crash Report has been restored. The amended process supports changes to our data-sharing policy and access to the RMV systems to comply with the Work and Family Mobility Act that went into effect on July 1, 2023. Read the full update here.…
2024 January All P&C Insurer List
You are being provided this 2024 January Private Passenger Auto P&C Insurer List as a benefit of your membership with the Massachusetts Association of Insurance Agents (MAIA). Expanded Data for MAIA Members in 2024: **NEW** MASSACHUSETTS ALL INSURER LISTING In 2024 the Massachusetts Association of Insurance Agents (MAIA) is expanding your member-only access to state-specific…
Updated Company Auto Filings – January 2024
January 9, 2024 MAIA periodically visits the Division of Insurance to collect the latest information about each company’s private passenger automobile insurance rules, rates, and forms filings. Recent changes and updates are presented here. Questions? Contact Kathy Cormier at 508-634-7353 or via email at [email protected].
Revised Veterans’ Plate Application
January 8, 2024 The Navy Branch of Service Decal that customers can select for Veterans’ Plates has been redesigned to match the current emblem of the United States Navy. The Application for Veterans’ Plates with Branch of Service Decal or Flag Image (REG105) has been revised. The Navy decal was updated on the application. The revised version…
Revised IRP New and Amend Account Application
January 8, 2024 The IRP New and Amend Account Application (IRP101) has been revised to include additional instructions. A new Required Documents section (Section F) has been added; please review this new section and understand that these are the only acceptable documents. Read the full update here. Questions? Contact Kathy Cormier at 508-634-7353 or via email…
PIP Procedures
*This question was answered based on current rules, regulations & statutes in effect as of November 2023. Question I have had two clients in the past few months: They went with a third party on rear-end collisions. Both were determined to not be 0 % at fault – the third-party company accepted full liability Each…
Maine Registered Trailers
*This question was answered based on current rules, regulations & statutes in effect as of November 2023. Question Can you tell me the scoop on businesses registering their trailers in Maine when we have the trucks registered and insured in Massachusetts? This is coming up more often than I like to see. When they register…
Road Test Changes
January 2, 2024 Effective yesterday, January 2, 2024, road test changes will take place at Franklin, Pittsfield, and Holyoke locations. View the specific changes for each location here. Questions? Contact Kathy Cormier at 508-634-7353 or via email at [email protected].
New York Title or Lien Status Report Form
January 2, 2024 The New York State Department of Motor Vehicles (DMV) has recently implemented a new Title or Lien Status Report (Form MV-913). This form can be presented to prove that a lien has been satisfied. The original New York title must also be presented. The title issuance date on the MV-913 must match the issuance date…
2023 Q3 Massachusetts Quarterly P&C Marketplace Summary
You are being provided this 2023 Q3 Quarterly P&C Marketplace Summary covering the Massachusetts Property and Casualty (P&C) Insurance Marketplace as a benefit of your membership with the Massachusetts Association of Insurance Agents (MAIA). Takeaways from the 2023-Q3 Summaries: The data shows market conditions in Q3 are firm, but “increases to the increases” have paused…
Passenger Injury While In a TNC Vehicle
*This question was answered based on current rules, regulations & statutes in effect as of November 2023. Question We have an insured whose son doesn’t’ drive, so they use LYFT. Her question is, if they don’t have proper coverage and her son is injured, what do they need to do? The insured (parents of the…
Compulsory Limits Bill – We Need Your Help!
MAIA is asking for your help in advancing our priority legislation this session: SB606/HB1006, “An Act relative to the compulsory automobile insurance limits,” filed by Senator Brendan Crighton and Rep. Michael Finn. The bill would increase the compulsory bodily injury limit for injury or death to one person from $20,000 to $50,000 and the limit…