Registration Cancelled On-Line and Left on Vehicle
Registration Cancelled On-Line and Left on Vehicle QUESTION This question was answered based upon current rules, regulations & statutes in effect on February 17, 2017 My insured turns in a plate online and does not take the plate off the car. Are unaware he plate has been turned in. Drives the car and gets in…
Changes in Terrorism Exclusions – Fire Following Coverage?
Changes in Terrorism Exclusions – Fire Following Coverage? QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 10, 2016
Distracted Driving
Distracted Driving QUESTION This question was answered based upon current rules, regulations & statutes in effect on April 10, 2017
UBER and Registration
UBER and Registration QUESTION We are confused. If you use your personal vehicle to drive for UBER don’t you need to have livery plates on your personal vehicle and a commercial policy covering it? Now some companies are giving some coverage while the vehicle is between pickups – can you use your personal plates to…
Camper Policy for Non-Resident
Camper Policy for Non-Resident QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 31, 2017
a Tractor – Plate v. Policy
a Tractor – Plate v. Policy QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 31, 2017 We have a client that is looking to register a tractor here in MA. How does one go about this? Can the tractor be insured on an auto policy?? Many thanks…
Listed Operators2
Listed Operators2 QUESTION Hey Kathy hope your weekend is going well. I have a friend that I was going to quote on his auto insurance but he has an unrelated high school student staying in his house until the end of June. The student has a policy of his own. Do I still have to…
Announcement of Facing the Future Together Conversations
Announcement of Facing the Future Together Conversations MAIA News Facing the Future Together – Your Invitation
Dealer Document Prep. Fees
Dealer Document Prep. Fees QUESTION This question was answered based upon current rules, regulations & statutes in effect on April 3, 2017
Delivery of Food to Schools
Delivery of Food to Schools QUESTION This question was answered based upon current rules, regulations & statutes in effect on April 3, 2017
Must a Licensed Producer be on Premises at all Times
Must a Licensed Producer be on Premises at all Times QUESTION Does a licensed insurance agent need to be on site for all hours that an agency is open? There somewhere where I could find the legal requirements for the agency? are questioning this as we have a difference of opinion on the matter and…
Charges on Ceded Auto
Charges on Ceded Auto QUESTION Do commercial ceded auto carriers set their own installment charges for direct bill accounts? Recently noticed carrier charges 1.25% of the balance as the installment charge instead of a fixed monthly charge. all ceded carriers do this? do not have too much ceded business especially with high premiums so guess…
Livery Garaging
Livery Garaging QUESTION What is the rule for Livery auto policies when it comes to garaging. Recently my companies are charging the clients if they drive in Boston or any City to and from Airport the company is using agaraging territory of Boston or the highest rated city.Insureds are becoming very frustrated with this the…
Cancel and Re-Issue Low Number Plate
Cancel and Re-Issue Low Number Plate QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 27, 2017
PUP and Using Company Auto
PUP and Using Company Auto QUESTION If a client has both a personal auto on a MAP and a company car insured under his employer’s BAP, would he need the Drive Other Car endorsement on the BAP or Use of Other Autos endorsement on the MAP in order to satisfy personal umbrella requirements when he…