Deferred Driver
*This question was answered based on current rules, regulations & statutes in effect as of December 2023. Question Please help me with this question today. I have a new insured who wants to bring 3 of his 4 autos from Carrier A. He wants to leave still 1 auto with Carrier A with his two…
2023 Q3 Massachusetts Quarterly P&C Marketplace Summary
You are being provided this 2023 Q3 Quarterly P&C Marketplace Summary covering the Massachusetts Property and Casualty (P&C) Insurance Marketplace as a benefit of your membership with the Massachusetts Association of Insurance Agents (MAIA). Takeaways from the 2023-Q3 Summaries: The data shows market conditions in Q3 are firm, but “increases to the increases” have paused…
Passenger Injury While In a TNC Vehicle
*This question was answered based on current rules, regulations & statutes in effect as of November 2023. Question We have an insured whose son doesn’t’ drive, so they use LYFT. Her question is, if they don’t have proper coverage and her son is injured, what do they need to do? The insured (parents of the…
Compulsory Limits Bill – We Need Your Help!
MAIA is asking for your help in advancing our priority legislation this session: SB606/HB1006, “An Act relative to the compulsory automobile insurance limits,” filed by Senator Brendan Crighton and Rep. Michael Finn. The bill would increase the compulsory bodily injury limit for injury or death to one person from $20,000 to $50,000 and the limit…
Out-of-State Resident Temporary Plates – WIN for MAIA Members!
Last year, the Commonwealth enacted legislation allowing the RMV to issue temporary license plates to out-of-state consumers who purchase a vehicle in Massachusetts and want to drive their new car off the lot and to their home state for registration. MAIA successfully lobbied to include a provision in that legislation requiring out-of-state consumers to comply…
RTA and Personal Information
*This question was answered based on current rules, regulations & statutes in effect as of October 2023. Question I hope all is well in your corner of the insurance universe!! We have been advised long ago by our IT/Security firm that MA Privacy Laws prohibit the emailing of driver’s licenses as well as other data.…
IRP Job Aid & Supplement Applications
December 6, 2023 Due to changes in how data is entered into an IRP transaction, the IRP Supplement Application has been updated. The new application has been posted to the RMV website and is also linked for you here. Please begin using this revised application today. Questions? Contact Kathy Cormier at 508-634-7353 or via email…
Glass Coverage
*This question was answered based on current rules, regulations & statutes in effect as of October 2023. Question Do you know if MA Auto Carriers are required to offer full glass coverage under comprehensive coverage, or can they just offer glass coverage with a deductible? Answer Laura Poulin: According to MA’s cracked windshield law, insurers…
WC Cert and 30-Day Notice to Cancel
*This question was answered based on current rules, regulations & statutes in effect as of October 2023. Question I have an insured who has a client requesting to be listed on the insured’s Workers Comp Certificate of Insurance and requested the certificate include a 30-day Notice of Cancellation to the 3rd party. I have not…
Saturday Hours Ending in Pittsfield
November 20, 2023 The final day for Saturday hours at the Pittsfield RMV Service Center will be November 25. It will be closed on Saturdays beginning on December 2. Pittsfield will continue to have weekday hours of 8 a.m. to 6 p.m. Monday through Friday and will also add additional appointments on Mondays. Read the full update…
Notice of Appearance of Counsel Form
November 20, 2023 Effective November 20, 2023, in order for an attorney to view or receive a customer’s record and to represent a customer in Driver Control Unit (DCU) Hearings, DCU will require a Notice of Appearance of Counsel form (DCU150). This form, also referred to as an NOA form, must have the applicable portions filled…
Free Replacement Plates After Failed Inspections
November 20, 2023 Effective immediately, when a customer requests a replacement plate (online, by phone, or in a service center) because their vehicle failed an inspection due to a damaged plate, the replacement plate will be free. ATLAS will automatically check for failed inspections and set the fee to zero if it finds a failed inspection…
The MAP: Temporary Substitutes and Use of Other Autos
November 17, 2023 Written By: Irene Morrill, CPCU, CIC, ARM, CRM, CRIS, MLIS, LIA, CPIW – Vice President of Technical Affairs, MAIA I always enjoy receiving questions from our agents. I especially like them if I can remotely answer them! Here is one of them: MAP And A Temporary Substitute…Or Not I work mainly in…
Recognitions and Awards Given at MAIA’s 2023 Annual Meeting
The following individuals were honored during MAIA’s Annual Meeting: Distinguished Service Awards: David J. McCormick, CPCU, CIC, Benjamin Cavallo, CIC, AAI, CISR and Gregory Knight. MAIA’s Board Charperson’s Award: Lisa Hirbour, CIC, CPCU Chair Award: John Fallon III, CIC James O. Herrick, Jr. Memorial Young Agent of the Year: Rebecca Smith, CISR, CCLP, CIC Henry F.…
Collision Coverage – If Hit by a Stolen Vehicle
*This question was answered based on current rules, regulations & statutes in effect as of October 2023. Question We had a prospect come into our office to insure his car. He said recently his car was hit while parked by a car that was stolen and involved in a police chase. He has collision, but…
Road Tests at Quincy Headquarters
November 7, 2023 The RMV’s Quincy Headquarters (25 Newport Avenue Extension) will open for road tests on Monday, November 6. Class D Road Tests will be offered Monday to Friday from 8:45am to 5:15pm. Customers will be directed to back into the dedicated, signed Road Test parking spaces in the parking lot (located near the marked…
Trailer Claim
*This question was answered based on current rules, regulations & statutes in effect as of October 2023. Question Auto – our insured (commercial policy) lent a trailer to his friend. His friend was in an accident. Hanover asked us to put in a claim under our insured’s policy. I “assume” because the driver’s vehicle insurance…
Trailers and Commercial Vehicles
*This question was answered based on current rules, regulations & statutes in effect as of October 2023. Question I wanted to check with you regarding trailers being pulled with a commercial vehicle. I have been under the understanding that if a trailer is being pulled with a commercial vehicle, it should be listed on that…