Free RMV Webinar About Agent-Friendly Changes
Free RMV Webinar About Agent-Friendly Changes The RMV is making changes to service center operations that will benefit agents, and you can learn all about at their FREE webinar on September 8th at 2 PM! The upcoming changes, which will become effective on the 20th of this month, include eliminating the Registration Drop Off Center model and returning…
NEW from Number One! Cyber for Your Clients and MORE NEW PROGRAMS COMING SOON!
NEW from Number One! Cyber for Your Clients and MORE NEW PROGRAMS COMING SOON! Last week, we announced the launch of Cyber Insurance for your business clients, a new offering you can access through MAIA’s Number One Insurance Agency. (Check out our Cyber webpage for applications and program details.) Stay tuned, because very shortly, we will be…
Virtual Suspension Hearing Appointments
Virtual Suspension Hearing Appointments The RMV has implemented a new process in which customers can schedule a virtual suspension hearing. To do this, customers can visit the Online Service Center and select “Make or Cancel a Hearing Reservation” under the “Additional Services” section. Supporting documentation can be uploaded during the transaction. The virtual hearings can be scheduled…
Free RMV Webinar About Agent-Friendly Changes
Free RMV Webinar About Agent-Friendly Changes The RMV is making changes to service center operations that will benefit agents, and you can learn all about at their FREE webinar on September 8th at 2 PM! The upcoming changes, which will become effective on the 20th of this month, include eliminating the Registration Drop Off Center model and returning…
NEW from Number One! Cyber for Your Clients and MORE NEW PROGRAMS COMING SOON!
NEW from Number One! Cyber for Your Clients and MORE NEW PROGRAMS COMING SOON! Last week, we announced the launch of Cyber Insurance for your business clients, a new offering you can access through MAIA’s Number One Insurance Agency. (Check out our Cyber webpage for applications and program details.) Stay tuned, because very shortly, we will be…
Personal Lines or Commercial Lines and Coverage
Question Personal Lines or Commercial Lines Policy and Coverage This question was answered based upon current rules, regulations & statutes in effect on August 26, 2021 We have a potential insured who currently is a landscaper. He has a truck and three trailers on a personal auto policy with physical damage coverage and the truck is…
New Product! Cyber Insurance for Your Commercial Clients
New Product! Cyber Insurance for Your Commercial Clients MAIA’s Number One Insurance Agency exists to protect and serve our members in two ways, with coverages you can BUY to protect your agency, and coverages you can SELL to protect your clients. Cyber Insurance is important on both sides, but until now, we only offered policies…
New Product! Cyber Insurance for Your Commercial Clients
New Product! Cyber Insurance for Your Commercial Clients MAIA’s Number One Insurance Agency exists to protect and serve our members in two ways, with coverages you can BUY to protect your agency, and coverages you can SELL to protect your clients. Cyber Insurance is important on both sides, but until now, we only offered policies…
Revised Application for Disabled Parking Placard/Plate
Revised Application for Disabled Parking Placard/Plate The RMV has revised the Application for Disabled Parking Placard/Plate (Form MAB100). Revisions include a new field in Section A for customers to enter their gender, and new text in Section A to indicate that all fields must be completed. The revised form has a date of 0821 in…
Exclusive Discount on Academy of Insurance for On-Demand Learning
Exclusive Discount on Academy of Insurance for On-Demand Learning MAIA has negotiated special pricing for our members to join the Academy and access their on-demand insurance library! The webinars, while not CE-generating, are a high-quality option for training agency staff. MAIA’s VP of Technical Affairs, Irene Morrill, is a big fan. She has listened to…
Revised Application for Disabled Parking Placard/Plate
Revised Application for Disabled Parking Placard/Plate The RMV has revised the Application for Disabled Parking Placard/Plate (Form MAB100). Revisions include a new field in Section A for customers to enter their gender, and new text in Section A to indicate that all fields must be completed. The revised form has a date of 0821 in…
Tech Talk: Banks and Binders – Can They Really Ask for THAT?
Tech Talk: Banks and Binders – Can They Really Ask for THAT? by Irene Morrill, CPCU, CIC, ARM, CRM, MLIS, CRIS, LIA, CPIW VP Technical Affairs, MAIA August 23, 2021 I have had a plethora of questions from MA agents about mortgagee companies, banks, and binders and what they want to see. This topic…
OOS Vehicle Purchase
Question OOS Vehicle Purchase – 08/23/21 Personal This question was answered based upon current rules, regulations & statutes in effect on August 4, 2021 Kathy Cormier response in red: This is a two-fold question. We have customer in PA purchasing a new vehicle, she asks for coverage to be added as she is having it hauled…
Lease Buy Out
Question Lease Buy Out This question was answered based upon current rules, regulations & statutes in effect on August 4, 2021 I hope this email finds you well and your enjoying summer! I’m running into a situation with a lease buy out. I’ve heard that there are 2 types of leases buy outs one a stamped…
Non-Listed HHMs and Claim
Question Non Listed HHMs and Claim This question was answered based upon current rules, regulations & statutes in effect on August 10, 2021 Hope your having a great day. We have a client whose son borrowed his vehicle for the one time because his vehicle broke down. He had a minor fender bender while driving his parent’s…
Got Lawyer Clients? Get Them the Coverage They Deserve
Got Lawyer Clients? Get Them the Coverage They Deserve The changing business climate in 2020 and 2021 has made lawyers professional liability insurance (LPLI) more important than ever. If you’re providing a lawyer client with Workers’ Comp (WC) but not LPLI, take the opportunity to grow your book and improve your value to the client…
FREE Workshops to Make Your Customer Experience Skyrocket? Yes, Please!
FREE Workshops to Make Your Customer Experience Skyrocket? Yes, Please! Customer expectations have changed. A lot. That’s why MAIA is working with Hamilton Cornell on FREE, top-quality CX (customer experience) training workshops for agency employees. The program has options for any sized agency, and is fully funded by the MA Workforce Training Fund. Build important…
Removing Operator
Question Removing Operator This question was answered based upon current rules, regulations & statutes in effect on August 10, 2021 My daughter has an insurance policy with Geico (don’t even get me started on that one), and a couple of months ago, added her father on as the primary driver, as he was going to just…
Got Lawyer Clients? Get Them the Coverage They Deserve
Got Lawyer Clients? Get Them the Coverage They Deserve The changing business climate in 2020 and 2021 has made lawyers professional liability insurance (LPLI) more important than ever. If you’re providing a lawyer client with Workers’ Comp (WC) but not LPLI, take the opportunity to grow your book and improve your value to the client…
ATLAS Documents Updated with Registrar Ogilvie’s Name
ATLAS Documents Updated with Registrar Ogilvie’s Name As of August 13th, newly appointed RMV Registrar Colleen Ogilvie’s name and signature are displayed on all documents that are system-generated through ATLAS. The RMV will provide further updates regarding new cards and Registrar Stamp distribution when they become available. Revised documents include: Temporary Licenses/IDs Learner’s Permits Registration…
RMV & FMCSA Coming to MAIA’s Big Event!
RMV & FMCSA Coming to MAIA’s Big Event! Saturday, October 30th, at the Big Event is your chance to get up to speed on road-related topics! Registrar Ogilvie will be presenting a Registry Update and a Q&A. In addition, you can hear from Matthew Poirier, Highway Safety Specialist for the Federal Motor Carrier Safety Administration…
Application Not Signed and Coverage
Question Application Not Signed and Coverage This question was answered based upon current rules, regulations & statutes in effect on August 9, 2021 I hope this message finds you well. What should I do in this situation? The client paid in full for the GL policy via check payable to the agency. The agency deposited the…
ATLAS Documents Updated with Registrar Ogilvie’s Name
ATLAS Documents Updated with Registrar Ogilvie’s Name As of August 13th, newly appointed RMV Registrar Colleen Ogilvie’s name and signature are displayed on all documents that are system-generated through ATLAS. The RMV will provide further updates regarding new cards and Registrar Stamp distribution when they become available. Revised documents include: Temporary Licenses/IDs Learner’s Permits Registration…
RMV & FMCSA Coming to MAIA’s Big Event!
RMV & FMCSA Coming to MAIA’s Big Event! Saturday, October 30th, at the Big Event is your chance to get up to speed on road-related topics! Registrar Ogilvie will be presenting a Registry Update and a Q&A. In addition, you can hear from Matthew Poirier, Highway Safety Specialist for the Federal Motor Carrier Safety Administration…
Interpreter Needed
Question Interpreter Needed This question was answered based upon current rules, regulations & statutes in effect on August 9, 2021 We seem to have more and more auto leads coming in from “out of town” (Boston). I understand we are not allowed to decline the business solely based on the territory. Some of these people do…
3rd Party Rental 2
Question 3rd. Party Rental This question was answered based upon current rules, regulations & statutes in effect on July 16, 2021 Simon Smith was in an accident and he was rear-ended by another vehicle. That person has progressive and Progressive is stating they don’t pay for 3rd party rentals, even though our insured is NOT at fault.…
Important Updates on NFIP Risk Rating 2.0
Important Updates on NFIP Risk Rating 2.0 The October 1st implementation of Risk Rating 2.0, FEMA’s all-new pricing methodology for the National Flood Insurance Program (NFIP), is approaching! Quoting and policy issuance for Phase 1 of Risk Rating 2.0 has been pushed back from August 1st to at least August 16th. Flood is tricky in…
Liability Non Listed Operators
Question Liability Non Listed Operators This question was answered based upon current rules, regulations & statutes in effect on July 16, 2021 If there is a policy with Progressive in place and all drivers in HH are not listed but have insurance with another company (Commerce), and a non listed driver has a minor fender bender…
Livery Plate or Commercial Plate
Question Livery Plate or Commercial Plate This question was answered based upon current rules, regulations & statutes in effect on July 16, 2021 We have a new customer whose policy becomes effective on 07.28, but he has a Livery plate that needs to be changed to a Commercial plate before the underwriter will sign off on…
U.S. Passport Numbers Beginning with a Letter
The U.S. Department of State began issuing “next generation” U.S. passports in March 2021. The newly issued passports use a numbering system that begins with an upper-case letter (A, X, Y, or Z, depending on the passport type), followed by eight numbers. Download the August 6, 2021, RMV Training Update for full details: Passport Numbers…
U.S. Passport Numbers Beginning with a Letter
The U.S. Department of State began issuing “next generation” U.S. passports in March 2021. The newly issued passports use a numbering system that begins with an upper-case letter (A, X, Y, or Z, depending on the passport type), followed by eight numbers. Download the August 6, 2021, RMV Training Update for full details: Passport Numbers…
Motorcycle Coverage on MAP
Question Motorcycle Coverage on MAP This question was answered based upon current rules, regulations & statutes in effect on July 21, 2021 I have question regarding coverage for under a Mass Auto policy. I have an insured who has a Mass auto policy covering one private passenger auto. She is looking at possibly purchasing a motorcycle…
Claim Question Uncooperative Driver
Question Claim Question – Uncooperative Driver This question was answered based upon current rules, regulations & statutes in effect on July 21, 2021 I have an automobile claims question. I have a client that owns a commercial building surrounded by a chain link fence. Two months ago a vehicle took a wrong turn going up a one way street…
Motorcycle Accident no Contact
Question Motorcycle Accident no Contact This question was answered based upon current rules, regulations & statutes in effect on July 27, 2021 I had a customer get into an accident this afternoon on his motorcycle. Someone pulled out in front of him but he was able to dump the bike without hitting the vehicle. The lady…
Glass Coverage for Dealer Vehicles
Question Glass Coverage for Dealer Vehicles This question was answered based upon current rules, regulations & statutes in effect on July 29, 2021 I have an account, 5 dealer plates, no vehicles with Dealers Physical damage coverage. The dealer called and advised that one of his vehicles had a cracked or broken windshield and was asking…
How Vulnerable is YOUR Home Plate? Keep Your Agency Covered
How Vulnerable is YOUR Home Plate? Keep Your Agency Covered Between the Red Sox and the Olympics, we’ve been thinking a lot about baseball and protecting your “home plate.” MAIA’s Number One Agency is the leader in E&O for MA insurance agents, but E&O alone may not protect your agency’s home plate from ALL of…
Garaging Commercial Vehicles
Question Garaging – Business Vehicles This question was answered based upon current rules, regulations & statutes in effect on July 29, 2021 We are having a problem with one carrier regarding garaging on vehicles registered to a business entity. They won’t change garaging on the business auto policy unless the insured changes it in the RMV…
Garaging Business Vehicles
Question Garaging – Business Vehicles This question was answered based upon current rules, regulations & statutes in effect on July 29, 2021 We are having a problem with one carrier regarding garaging on vehicles registered to a business entity. They won’t change garaging on the business auto policy unless the insured changes it in the RMV…
OOS Purchase – Camper and Coverage
Question OOS Purchase – Camper and Coverage This question was answered based upon current rules, regulations & statutes in effect on July 22, 2021 Late breaking client no notice purchase! We have a client getting a $75K camper van in Ohio and driving it back on a dealer plate. Will be for personal use. If we…
Solar Panels
Question Solar Panels This question was answered based upon current rules, regulations & statutes in effect on July 23, 2021 We’re receiving more and more calls on solar panels and have a question. We’ve been advised by at least one carrier that if the solar panels are owned by the insured the HO3 perils apply and…