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2021

Out of State RV Purchase

Question Out of State RV Purchase This question was answered based upon current rules, regulations & statutes in effect on April 1, 2021 We have an insured who purchased an RV in Florida… it has yet to be registered.  They came up on a Temp plate, did not use their existing plate as a transfer. …

MAP and Disabled Minor

Question MAP and Disabled Minor This question was answered based upon current rules, regulations & statutes in effect on April 9, 2021 Good Morning, We have a Customer, The vehicle that need to go in the name of  a 12 year old Handicapped girl so I need to put application and title in her name…

Claim Against Amazon Truck

Question Claim Against Amazon Truck This question was answered based upon current rules, regulations & statutes in effect on May 11, 2021 I have a situation that I need help with.  One of my customers had an accident with an Amazon truck.  My insured was driving down the main road and the Amazon truck came out…

15 Passenger Van and the MAP

Question 15 Passenger Van and the MAP This question was answered based upon current rules, regulations & statutes in effect on March 31, 2021 Hope you are doing well and staying sane! It’s been a while since I’ve gone through the MA PAP.  Where is it specified that there is coverage for BI, PD and…

15 Passenger Van and the MAP

Question 15 Passenger Van and the MAP This question was answered based upon current rules, regulations & statutes in effect on March 31, 2021 Hope you are doing well and staying sane! It’s been a while since I’ve gone through the MA PAP.  Where is it specified that there is coverage for BI, PD and…

CARVANA Question 2

Question CARVANA Question 2 This question was answered based upon current rules, regulations & statutes in effect on April 7, 2021 Our agency has read your tech talk regarding the Carvana issue in MA. As an agency we will not stamp an RTA for any vehicle purchase unless the back of the title is signed…

Registration in Name of Partnership

Question Registration in Name of Partnership This question was answered based upon current rules, regulations & statutes in effect on April 8, 2021 I have a question – we have a client coming into MA from NH.  He is looking to register/insure his NH Auto now to MA… currently in NH the vehicle is titled…

Lease Vehicle Buy Out

Question Lease Vehicle Buy Out This question was answered based upon current rules, regulations & statutes in effect on April 5, 2021 My customer bought out her lease and the leasing company said she can keep the same plate.  Under the RTA would this be Register & Title a Vehicle? Answer Irene Morrill:  There is nothing…

FEMA Issues Timeline for All-New NFIP Flood Risk Rating System

FEMA Issues Timeline for All-New NFIP Flood Risk Rating System FEMA has been working on Risk Rating 2.0, a complete overhaul of the NFIP flood risk rating pricing methodology that has not been updated in 50 years. And now we know when Risk Rating 2.0 will go live: October 1, 2021 for new business and…

Insurance Without Registration

Question Insurance Without Registration This question was answered based upon current rules, regulations & statutes in effect on April 5, 2021 Can a vehicle be on a MA Commercial Policy if the vehicle does not have a MA Registration? Answer Irene Morrill:  There is nothing in the policy that says it has to be registered…

Trailer Used by Non-Owner and Physical Damage

Question Trailer Used by Non-Owner and Physical Damage This question was answered based upon current rules, regulations & statutes in effect on March 25, 2021 A son registers a trailer in his name and adds collision and comp coverage.  The father has a pickup (different policy) pulls the trailer; I know the liability follows from…

FEMA Issues Timeline for All-New NFIP Flood Risk Rating System

FEMA Issues Timeline for All-New NFIP Flood Risk Rating System We’ve known that FEMA was overhauling the NFIP flood risk rating pricing methodology, which has not been updated in 50 years. And now we know when Risk Rating 2.0 will go live: October 1, 2021 for new business and eligible renewals! Read More From FEMA…

FEMA Issues Timeline for All-New NFIP Flood Risk Rating System

FEMA Issues Timeline for All-New NFIP Flood Risk Rating System We’ve known that FEMA was overhauling the NFIP flood risk rating pricing methodology, which has not been updated in 50 years. And now we know when Risk Rating 2.0 will go live: October 1, 2021 for new business and eligible renewals! Read More From FEMA…

FEMA Issues Timeline for All-New NFIP Flood Risk Rating System

FEMA Issues Timeline for All-New NFIP Flood Risk Rating System Content Html: New ContentHtml We’ve known that FEMA was overhauling the NFIP flood risk rating pricing methodology, which has not been updated in 50 years. And now we know when Risk Rating 2.0 will go live: October 1, 2021 for new business and eligible renewals!…

FEMA Issues Timeline for All-New NFIP Flood Risk Rating System

FEMA Issues Timeline for All-New NFIP Flood Risk Rating System Content Html: New ContentHtml We’ve known that FEMA was overhauling the NFIP flood risk rating pricing methodology, which has not been updated in 50 years. And now we know when Risk Rating 2.0 will go live: October 1, 2021 for new business and eligible renewals!…

Recycle Metal Plates

Question Recycle Metal Plates This question was answered based upon current rules, regulations & statutes in effect on March 24, 2021 I hope all is well.  At this point when an insured brings in their metal plate for cancellation we cut then in half with tin snips and place them in a locked dumpster.  Are…

Registration Cancellation

Question Registration Cancellation This question was answered based upon current rules, regulations & statutes in effect on March 24, 2021 I had a customer swap CON plate to PAN plate for his 2019 Silverado I just went in and cancelled the CON plate but now the registration status shows cancelled in the registry and I’m having…

CARVANA

Question CARVANA This question was answered based upon current rules, regulations & statutes in effect on February 10, 2021 Hope you’re doing well!  We’ve seen a few requests from CARVANA lately at our agency.  CARVANA will not send the hard title and says that the RMV in Mass will accept an electronic version.  Do you…