Discounts on Digital Agency Resources Are Right at Your Fingertips!
Discounts on Digital Agency Resources Are Right at Your Fingertips! You’ve seen the statistic that digital agencies grow 60% faster than their old-school counterparts. Maybe you can’t eliminate ALL paper, snail mail, and faxes, but you can make giant leaps toward your digital agency goals by taking advantage of your exclusive member discounts on these digital tools…
Your Client Needs an Umbrella! Sell Them One That Fits
Your Client Needs an Umbrella! Sell Them One That Fits As insurance agents and New Englanders, we know how quickly a sunny day can turn into Nor’easter. Make sure your insureds are prepared for unexpected “storms” with an umbrella solution that fits their needs. Through MAIA’s Number One Insurance Agency, you can offer excellent…
MAIA’s Advocacy Team Is Counting on Your Annual Support!
MAIA’s Advocacy Team Is Counting on Your Annual Support! As members, you have a powerful team of MAIA advocates working on your behalf to address regulatory and legislative issues that impact your business. Alone, you might not have the ability to influence public policy, but together we achieve impressive results (Fair & Accurate Quotes! Increased…
Tech Talk: Words Are “Wicked” Important in Both Personal and Commercial Lines
Tech Talk: Words Are “Wicked” Important in Both Personal and Commercial Lines by Irene Morrill, CPCU, CIC, ARM, CRM, CRIS, MLIS, LIA, CPIW VP Technical Affairs, MAIA In the last month, between reading articles and receiving emails, the ABSOLUTE importance of words has hit home. It amazes me how FAR the industry has come from…
Tech Talk: Ice Dams and Roof Collapse…Covered or Not?
Tech Talk: Ice Dams and Roof Collapse…Covered or Not? by Irene Morrill, CPCU, CIC, ARM, CRM, CRIS, MLIS, LIA, CPIW VP Technical Affairs, MAIA I am so over the snow, especially heavy, wet snow. Just think, soon April showers will bring May flowers… and flooding. (So, don’t forget MAIA’s Number One Insurance Agency can help…
Tech Talk: Water Backup and Sump Pump Overflow Coverage and the Homeowner
Tech Talk: Water Backup and Sump Pump Overflow Coverage and the Homeowner By Irene Morrill, CPCU, CIC, ARM, CRM, CRIS, MLIS, LIA, CPIW An interesting question: Does everybody need a Water Backup and Sump Pump Overflow endorsement or does nobody need it? (And what does it do?) I was modifying an outline for an…
Important Steps Agents Can Take to Avoid Registry Delays
Important Steps Agents Can Take to Avoid Registry Delays As we’ve written before, we hear your frustrations with the RMV, and are actively advocating on our members behalf. While not all of the current Registry issues (such as understaffing) have a quick and easy fix, one factor that we can control right now is the…
RMV Checks Should Be Made Out to MassDOT
RMV Checks Should Be Made Out to MassDOT Checks or money orders provided to the RMV by customers should be made out to MassDOT. Certain other names are acceptable if the check or money order has already been written. However, it must be one of the names on the following list: Commonwealth of Massachusetts…
CDL Medical Certificates Extension
CDL Medical Certificates Extension The Federal Motor Carrier Safety Administration (FMCSA) has issued an additional waiver for CDL Medical Certificates (DOT Medical Cards). Certificates that expire between March 1, 2021 and August 30, 2021 will expire on August 31, 2021. The RMV has updated customer records in ATLAS. Affected customers will receive an email informing…
Reminder: RMV Can’t Process Incomplete RTAs
Reminder: RMV Can’t Process Incomplete RTAs MAIA has learned that RMV Service Centers are still receiving a lot of incomplete Registration and Title Applications (RTAs). They really are working hard to process agent transactions quickly, but if the package is incomplete, they have to bounce it back! We’ve provided a link to the RTA Instruction…
Form 2290 No Longer Required for Initial Heavy Highway Vehicle Registrations
Form 2290 No Longer Required for Initial Heavy Highway Vehicle Registrations Effective immediately, proof of Heavy Highway Vehicle Use Tax payment (IRS Form 2290/ Schedule 1) for vehicles with a taxable gross weight of 55,000 pounds or more is NOT required for initial vehicle registrations. It is only required during registration renewals. This reverses a…
What Policy Pays – Owner or Driver
Question What Policy Pays – Owner or Driver? This question was answered based upon current rules, regulations & statutes in effect on June 18, 2021 If a person driving another person’s vehicle (with their own insurance), has a fender bender, is it the driver’s insurance that the claim would be filed or the vehicle insurance? …
Garaging for Commercial Vehicles
Question Garaging for Commercial Vehicles This question was answered based upon current rules, regulations & statutes in effecton June 10, 2021 I wanted to see if you or someone in your office knows the answer to this. We have a client who has his commercial vehicles garaged in Bellingham in the registry. His mailing address…
MAP and Listed Home Health Aids
Question MAP and Listed Home Health Aids This question was answered based upon current rules, regulations & statutes in effect on June 10, 2021 Please clarify, we have an insured that has aids which are listed drivers under the automobile policy. They are full time and or part time employees of the named insured and there…
Cannabis Couriers and Operators
Question Cannabis Couriers and Operators This question was answered based upon current rules, regulations & statutes in effect on May 14, 2021 Hope this email finds you well. Regarding insurance how are Cannabis Couriers and operators treated? Are couriers TCN’s? Are Couriers and Operators considered commercial? Do you need commercial plates or livery plates? What insurance…
Damage to a Loaner Vehicle
Question Damage to a Loaner Vehicle This question was answered based upon current rules, regulations & statutes in effect on May 14, 2021 We have a client who took his 07 Infiniti to a dealer to be worked on. The dealership gave him a “loaner” vehicle to use in place of the 07 Infiniti. Insured got…
Out-of-State Vehicle Purchase (3)
Question Out of State Vehicle Purchase This question was answered based upon current rules, regulations & statutes in effect on May 14, 2021 Good Morning Irene, I have an insured who just purchased a vehicle in GA and wants to drive it back to MA. The dealer there gave him all the paperwork and temporary plates. …