Commercial Auto “What if”
Commercial Auto “What if” QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 30, 2018 Can you please assist with the following questions? I have a customer who asks a lot of what ifs. Is there coverage under the commercial auto policy that would cover if an…
Personal or Commercial – Delivery
Personal or Commercial – Delivery QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 30, 2018 I have a customer w/ a van registered to her personally. She uses it to deliver carpet. Personal auto underwriters don’t want it and according to AIB Rule 51C it doesn’t…
Car Fire Coverage Question
Car Fire Coverage Question QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 11, 2018 We are having a discussion in our office about the following situation. If an insured has a friend’s car in their garage and it catches on fire and damages the car and…
US DOT Number
US DOT Number QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 13, 2018 Question for you. With the new DOT rules we were told today that if an individual purchases a pickup truck, in this particular case a Dodge Ram 2500, and the vehicle weighs over…
Out-of-State Vehicle Purchase
Out-of-State Vehicle Purchase QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 17, 2018 I have a Massachusetts insured who is looking to transfer plates to a used vehicle he is purchasing from a private party in New Hampshire. There is no title. Would the insured be…
Binding Authority Commercial Auto
Binding Authority Commercial Auto QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 17, 2018 I hope all is well with you! We are hope, hope, hoping you can help us with a binding/coverage question we have on a commercial auto policy here in Mass. It appears…
Camper or Trailer Plate
Camper or Trailer Plate QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 17, 2018 I tried calling the Registry, sent them an email today. On 8/27/18: our runner went down to the registry with the transfer information, RMV-1 , all documents in hand, the person @…
Commercial Auto – Unregistered Vehicle
Commercial Auto – Unregistered Vehicle QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 19, 2018 Commercial Auto – is there a reduction or exclusion of coverage if a vehicle is unregistered (registration expired)? I don’t think there is, I can’t find any reference in the policy…
Florida/Massachusetts
Florida/Massachusetts QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 23, 2018
Coverage Date/Stamp Date
Coverage Date/Stamp Date QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 26, 2018
Claim Issue
Claim Issue QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 30, 2018
Different Limits of Coverage Same Policy
Different Limits of Coverage Same Policy QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 30, 2018
Listing HHMs
Listing HHMs QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 02, 2018
Turning Away Clients
Turning Away Clients QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 06, 2018
Symbol 1
Symbol 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 02, 2018
Temporary Plates
Temporary Plates QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 06, 2018
CAR & MAIP Question
CAR & MAIP Question QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 06, 2018
dolly.com
dolly.com QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 09, 2018
Commercial Plate Required
Commercial Plate Required QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 09, 2018
Fees
Fees QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 10, 2018
Farm Plate
Farm Plate QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 10, 2018
Umbrella Policy
Umbrella Policy QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 10, 2018
3rd. Party Sub-Trans
3rd. Party Sub-Trans QUESTION This question was answered based upon current rules, regulations & statutes in effect on April 06, 2018
Dealer Plate Usage
Dealer Plate Usage QUESTION This question was answered based upon current rules, regulations & statutes in effect on April 06, 2018
Cancelling an Auto Policy
Cancelling an Auto Policy QUESTION This question was answered based upon current rules, regulations & statutes in effect on April 17, 2018
Out-of-State Permit Holder
Out-of-State Permit Holder QUESTION This question was answered based upon current rules, regulations & statutes in effect on April 27, 2018
Commercial Lettering on Personal Truck
Commercial Lettering on Personal Truck QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 01, 2018
Waiver of Deductible
Waiver of Deductible QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 02, 2018
Insurance Requirement on Certificate
Insurance Requirement on Certificate QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 21, 2018
ACCORD Form
ACCORD Form QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 24, 2018
Trailer
Trailer QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 25, 2018
Listing HHMs
Listing HHMs QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 17, 2018
Business Use Class 30
Business Use Class 30 QUESTION This question was answered based upon current rules, regulations & statutes in effect on April 28, 2018
Detailing Cars
Detailing Cars QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 12, 2018
Registry Code NPT
Registry Code NPT QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 10, 2018
Earned Premium Collection
Earned Premium Collection QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 13, 2018
Surviving Spouse
Surviving Spouse QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 16, 2018
Markings
Markings QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 19, 2018