License Amendment
License Amendment QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 10, 2018 I recently got married and I wanted to know how I would go about changing my name on my P & C license, also so you know if I have to change my name on…
Coverage GAP?
Coverage GAP? QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 26, 2018 I have found a GAP with the MA auto policy and do not know how to insure my clients. I have an insured who is a police officer on a special division that responds to…
Client Moved OOS and has MA Plate
Client Moved OOS and has MA Plate QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 30, 2018 I have a client who has moved out of state. He has obtained a policy there but is still riding on the Mass plates. He wants to keep the other…
Driver Information
Driver Information QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 17, 2018 I have an insured who’s commercial auto policy is being non-renewed with Hartford as a driver came back with a DUI on his record. Per Hartford the insured was asked for an updated drivers list,…
Surcharge Question
Surcharge Question QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 22, 2018 One of our carriers that is newer to MA auto claims handling issued a surcharge to our insured driver. The driver was deemed 50% at fault and other driver deemed 50%. There was more than…
Motorcycle Coverage
Motorcycle Coverage QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 23, 2018 I’m hoping you can help me out on this one. We have an insured with a Motorcycle. She has accident and broke her wrist. Insured did not have med pay on the policy and PIP…
LLC and Trailer
LLC and Trailer QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 31, 2018 I have an insured who’s commercial auto with Progressive is in his LLC name. He has a trailer to be added to the commercial policy but it’s in his personal name. I know typically…
MAIP TNC Endorsement?
MAIP TNC Endorsement? QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 2, 2018 If an insured is driving with Uber/Lyft and doesn’t qualify for a traditional carrier who has that endorsement such as Commerce, can they be placed with a MAIP policy and have the Uber/Lyft coverage?
Contractors Equipment vs. BAP Coverage
Contractors Equipment vs. BAP Coverage QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 30, 2018 I am hoping you can help me figure out the proper way to cover our insured. I will preface that the carrier writes all lines for the insured (BAP, PKG, UMB). Currently,…
Trailer and No MAP
Trailer and No MAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 1, 2018 I have a customer who now has a company car and no personal auto in the household (divorced). He stills own a trailer which I can’t have on a MAP by itself (at…
Trailer Weight Change
Trailer Weight Change QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 7, 2018 We have a client that just got his trailer weight adjusted. Is it as simple as an RMV-3 with the new weight or does he need to bring additional documents with him? The weight…
Loss of Use Coverage
Loss of Use Coverage QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 7, 2018 It has always been my understanding that a MA auto policy will cover car rentals only with the coverage & limits on the insured’s MA auto policy which would mean there would be…
Insurance Cards
Insurance Cards QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 7, 2018 Carrier does not offer insurance cards for our auto clients. Is this something we can get from the MAIA and if so, can you advise me the dept. and/or person to contact?
MA State Markings 540 CMR 2.22
MA State Markings 540 CMR 2.22 QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 8, 2018 I have a co-worker who was at a seminar last week and the instructor was discussing the above noted regulation that will be enforced effective 01/01/19. In addition to the requirement…
Corporation Name Change
Corporation Name Change QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 8, 2018 One of our clients, (a corporation) is changing its name. Only the name. The FID will be the same, the officers are the same, etc….What form(s) would we use to change the registrations and…
2016 MAP Contractual Liability
2016 MAP Contractual Liability QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 9, 2018 2016 PAP exclusion for part 5 with regards to contractual liability. Does this exclude optional BI for the insured anytime a contract is signed? Commerce had explained it to me this way but…
Voluntary License Surrender
Voluntary License Surrender QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 9, 2018 Not sure if you are the person to ask, but we have an elderly insured who is surrendering their license but is wondering if the RMV automatically sends a MA ID card or do…
Food Delivery and the MAP
Food Delivery and the MAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 10, 2018 One of our personal auto policy customers has a vehicle that is used in their employment as a Chinese food delivery person. Is there coverage if there is a loss while the…