NEW USDOT Requirements
NEW USDOT Requirements QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 12, 2018 A client brought to my attention new rules regarding DOT requirements. Is this true that trucks with a 10K GVW or greater are now required to obtain a USDOT number, letter the truck…
MAIP Auto
MAIP Auto QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 15, 2018 I had a quick question that I was hoping you could shed some light on – We received several cancel requests from Liberty Mutual on various property policies for a client of ours, along…
LPRs
LPRs QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 16, 2018 I had a quick question that I was hoping you could shed some light on – We received several cancel requests from Liberty Mutual on various property policies for a client of ours, along with…
Delivery
Delivery QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 17, 2018 I have a customer who we write a personal lines policy. They have a Chevy Trail Blazer that they want to use to deliver flowers with as they own a flower shop. Do they need…
SDIP Motorcycle
SDIP Motorcycle QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 17, 2018 Under a motorcycle policy, if you make a claim for only medical payments, under optional medical payments because PIP does not apply, no bodily injury claim, no property damage claim, would a surcharge apply?
Binder Language
Binder Language QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 17, 2018 Good afternoon Irene, I’d like to see if I can get some clarification regarding agent binding and how the RMV-1 form comes into play. Essentially I’m looking to know if agency best practices for…
Roof Line
Roof Line QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 19, 2018 Good morning I am trying to find roof line definitions (ie pitched – high or low; flat etc). Would you be able to direct me to the web site where this information can be…
Transfer and Effective Date
Transfer and Effective Date QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 18, 2018 Irene- We were having a discussion in our office regarding a car transfer. If a customer trades in say a 2005 Ford for a 2018 Ford and is supposed to pick up…
Driving Records for Non-Driving Staff
Driving Records for Non-Driving Staff QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 16, 2018 I have an insured who’s commercial auto policy is being non-renewed as a driver came back with a DUI on his record. Per the carrier the insured was asked for an…
USDOT#
USDOT# QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 30, 2018 No hurry in a response but just a question I am not certain how to answer. I have an insured who has a 2012 Dodge Ram on his PP policy. The weight is 12,300 or…
Waiver of Deductible
Waiver of Deductible QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 25, 2018 On a Mass Auto policy can you add the waiver of collision deductible to motorcycles and trailers that carry Collision coverage?
Stamping Trailer Registrations
Stamping Trailer Registrations QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 25, 2018 Technical question here. We have client who wants his trailer reg stamped. Trailer owned in name of two individuals. (not related) We advised him we could not stamp with the two names per…
Comprehensive Only
Comprehensive Only QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 25, 2018 Irene-had a coworker tell me something that absolutely floored me. I have almost 50 years of experience and there were things I thought I was sure of. Not so much now…. To your knowledge,…
Merit Rating on a Boat
Merit Rating on a Boat QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 28, 2018 I have a situation where up until last Policy year she was a 99. I guess she was in a kayak and the kayak sank and she was not wearing a…
When are CON Plates Pro-Rated
When are CON Plates Pro-Rated QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 2, 2018 I hope you can answer this question for us. When does the RMV start pro-rating their plates for Commercial Trucks? Thanks.
Date to Add Vehicle to Policy
Date to Add Vehicle to Policy QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 3, 2018 What is the correct way to add a vehicle to a policy: effective on the date that the RMV1 is stamped & coverage is bound or the date the vehicle…
MVU-26 Family Exemption Tax Form
MVU-26 Family Exemption Tax Form QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 28, 2018 We have a client who was gifted an auto from his stepfather. He would like to use the Family Transfer form. We have told him that we are not sure step…
Business Name Change
Business Name Change QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 1, 2018 We have a client it is a business account, and they are going to change the name and have already applied for a new FiD #and they do have it. Is there a…