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2017

Registration for Comprehensive Only Policy

Registration for Comprehensive Only Policy QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 25, 2017 Wondering if you have ever heard of the registry saying ok to someone keeping his mass license plate on a classic car and having comp only? One of our customers called Hagerty…

Non-Owned and Hired Coverage and Trailer Question

Non-Owned and Hired Coverage and Trailer Question QUESTION Can you assist my colleague with a trailer question? He insures a commercial account in the Seaport that manufactures drones. The company plans on buying a 2000 lb. trailer so they may transport drones to a location in western MA. They will likely rent private passenger type…

BAP

BAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 27, 2017

Melanie’s Law 1

Melanie’s Law 1 QUESTION NOTE: question was answered based upon current rules, regulations & statutes in effect on January 08, 2013.

DOC 2

DOC 2 QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 27, 2017

Rental Car 1

Rental Car 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 31, 2017

Cancellation Law and Terms of Days

Cancellation Law and Terms of Days QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 1, 2017 Do you know where we can find the Massachusetts Law regarding required cancellation notice in terms of minimum days the insurance company must provide to the named insured? Specifically, we are…

Cancellation Law and Terms of Days

Cancellation Law and Terms of Days QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 1, 2017

Who Is Selling What?

Who Is Selling What? QUESTION I have a 6 page 2008 Private Passenger Auto Rate Filings chart compiled by MAI a.It is a wonderful reference chart, now outdated.you have a current one I would greatly appreciate accessing one.

3rd Party Auto Claim

3rd Party Auto Claim QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 12, 2017 Good afternoon. I have a client attempting to collect third party for a rental vehicle through Liberty Mutual. They have collision coverage which they are collecting through their own policy. Liberty Mutual has…

Own Dog with Own Vehicle

Own Dog with Own Vehicle QUESTION NOTE: This question was answered based upon current rules, regulations & statutes in effect on July 14, 2011.

Surcharges

Surcharges QUESTION I know this was changed last year. What is the $ amount that takes a claim from a minor accident to a major accident?

Trampoline

Trampoline QUESTION Does the HO 2000 include or exclude coverage for a trampoline?

Use of Other Auto/Rental Vehicle

Use of Other Auto/Rental Vehicle QUESTION An insured’s daughter is home from college and will live at home during the summer. She needs to rent a car – fairly long term.  Would adding the “Use of Other Auto” Endorsement (M-0051-S) to the insured’s policy provide proper coverage, or should the insured take out coverage from …

Collision or Comp?

Collision or Comp? QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 05, 2017

BAP and Trailers 1

BAP and Trailers 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 08, 2017

Road Test and MAP

Road Test and MAP QUESTION NOTE: This question was answered based upon current rules, regulations & statutes in effect on September 13, 2011.

Merit Rating and Commercial Policy

Merit Rating and Commercial Policy QUESTION We represent Philadelphia Ins. Co. I write a package for my church in this office with Philly Ins. The priest has totaled 2 cars in 6 years and neither one has showed up with him having points on a personal policy, because you cannot defer from a commercial policy.…