Rental
Rental QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 19, 2017 I’m not sure if you could offer any guidance in the subject of rental vehicles? We usually get the question about whether or not to purchase the Loss Damage Waiver, but myy question is more in…
Surcharge Thresholds
Surcharge Thresholds QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 11, 2017 I have a claim with a date of loss of 3/26/17. Claim payment was issued in the amount of $814.30. The insured received a surcharge notice and filed for an appeal. The appeal board threw…
Sales Tax Exemption
Sales Tax Exemption QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 11, 2017 I have an insured whose father gifted her a car with a New Hampshire Title. Will she have to pay MA sales tax because it is out of state?
Delivery for a Liquor Store
Delivery for a Liquor Store QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 15, 2017 Good morning Irene: I do have additional questions for you on the Mass Auto Policy. I insure a group of Liquor Stores in Mass. They are starting a new program where you…
RMV-1: Eff. Date of Polcy & Eff. Date of Change
RMV-1: Eff. Date of Polcy & Eff. Date of Change QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 6, 2017 Hello Kathy, I have a quick question re: RMV1’s When we are transferring a plate we put in line 49 A the effective date right of the…
Owners Listed on Titles as And/Or
Owners Listed on Titles as And/Or QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 2, 2017 We have a customer relocating from NH who currently owns a vehicle along with her husband. The title stated her name OR her husband. There is an active loan on this…
Trailer Titles
Trailer Titles QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 2, 2017 A trailer that is 3000 lbs should it be titled. Thanks
Residency for Parking Permits
Residency for Parking Permits QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 2, 2017 We have an insured who has a daughter residing at a Boston College with one of their family cars (registered in Mom’s name, Framingham) and wants to know how they can evidence Boston…
2A
2A QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 2, 2017 Sorry to bother you. We have an issue I was hoping you could help with. A customer of ours (now ex-customer) just went to Progressive. She claims Progressive told her all she has to do is…
Plate vs. Policy Type
Plate vs. Policy Type QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 27, 2017 Good Morning Irene, Sorry to bother you, but I have a question being posed by an insured and I’m not sure of the answer. I’ve been scouring over my MAIA charts & asking…
Farm Plate and Policy Type
Farm Plate and Policy Type QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 27, 2017 I have a client who has a 1976 pick-up that he is restoring and would use on premises. He does not have a business, employees or payroll so I would imagine no…
MAP and Suspended License
MAP and Suspended License QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 27, 2017 A person leases a car and has their drivers license suspended of a year. Ins. Co. is cancelling the policy due to license status. Is there a way to continue coverage? Boyfriend (soon…
Duplicate Plate
Duplicate Plate QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 25, 2017 Is there a form or can an insured order a duplicate plate online? Theirs are fading.
Title Question
Title Question QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 20, 2017 Hope you are well. I have a title that the lien was never taking off with the RMV. The motorcycle was paid off in 1997 but when you look it up in the RMV it…
Business Markings and Registration
Business Markings and Registration QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 8, 2017
Personal Auto and Delivery
Personal Auto and Delivery QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 15, 2017 Good morning Irene: I do have additional questions for you on the Mass Auto Policy. I insure a group of Liquor Stores in Mass. They are starting a new program where you can…
Guest Coverage UM/UIM
Guest Coverage UM/UIM QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 15, 2017 If a passenger (not a household member) in my vehicle gets injured and the at fault party (other vehicle) does not have sufficient coverage and my injured passenger does not have underinsured motorists coverage…