Garaging
Garaging QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 19, 2019 I am looking to get information about garaging on Ma auto policy. Is it written anywhere in a MA auto policy that it is an insured’s responsibility to inform the carrier of a garaging change for…
Substitute Transportation
Substitute Transportation QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 19, 2019 I need to have a question answered. On the MA auto policy, from all I have learned in 15 years as an agent, your coverage follows you. If an insured is driving another persons auto…
Moped
Moped QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 19, 2019 I wanted to check into seeing if MAIP has the ability to insure a 49CC moped for a client that is looking to see if he can insure it. Thank you in advance for any guidance…
Slide on Camper
Slide on Camper QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 24, 2019 So sorry to bother you! We have a customer with a “camper” that does not have any wheels, there was not a title issued to it & it is not self propelled: it slides…
A New Way to Get LPLI Business from Your Lawyer Clients
A New Way to Get LPLI Business from Your Lawyer Clients Many agents insure lawyer clients for auto, home, or business — but NOT for professional liability. That’s a missed opportunity! Luckily, MAIA’s Number One Insurance Agency can give you the “foot in the door” you need to approach your clients about quoting their LPLI…
Dog Claim
Dog Claim QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 01, 2019 If a dog owned by an insured chews the seat belt, is this covered under the MA Auto Policy? Thank you!
Waiver of Deductible and Limited Collision Coverages – Just How Do They Work? Personal or Commercial Auto
Waiver of Deductible and Limited Collision Coverages – Just How Do They Work? Personal or Commercial Auto By Irene Morrill, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW — VP of Technical Affairs, MAIA
Auto Rental
Auto Rental QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 09, 2019 It’s that time of year again & “is a car I rent covered for physical damage & liability, the same as my vehicles listed on my policy” is being asked. While we always state, BUY…
Trailers and Business Use
Trailers and Business Use QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 11, 2019 We have a strange question. We have someone who has a boat trailer. It is 4000 lbs. They tow it with their business vehicle. The business vehicle is the only vehicle they have…
Updated Company Auto Insurance Filings – July 2019
Updated Company Auto Insurance Filings – July 2019
Reckless Driving Violation Surcharge Points Increase
Reckless Driving Violation Surcharge Points Increase MAIA and all Carriers have received the following notice from the Merit Rating Bureau regarding increases to the surcharge points applied to reckless driving violations under two ATLAS violation codes. The changes may have implications for your insureds who have these violations on their record.
CAR Deems Multiple Changes to Rules of Operation Effective July 23
CAR Deems Multiple Changes to Rules of Operation Effective July 23 Commonwealth Automobile Reinsurers (CAR) issued two recent Bulletins (No. 1083 and No. 1084) announcing that 16 amendments to the Rules of Operation have been deemed approved, effective July 23, 2019, and one proposed amendment was disapproved.
Ignition Interlock Device (IID) and Insurance
Ignition Interlock Device (IID) and Insurance QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 08, 2019 I have a question in regards to handling OUI drivers, the registry and auto insurance. My insured has suspended license. She will need a breathalyzer in her car per court. She…
MAIA’s Bold New Ad Campaign is Live
MAIA’s Bold New Ad Campaign is Live UPDATE: New Ad Campaign is Generating Buzz!MAIA’s 2019 consumer ad campaign has been running on Facebook, Instagram, Pandora, Hulu, and other digital channels for several weeks, targeting potential MA insurance seekers with bold, edgy ads promoting the value of local independent insurance agents. THANK YOU to all who…
Auto Ins. PAP vs. Comml
Auto Ins. PAP vs. Comml QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 11, 2019 I recently (two months ago) wrote a new personal auto policy for an acquaintance who handed me the expiring declarations when he asked me to write his insurance. He is a 68…
Let Number One Help You Cover YOUR Home Plate!
Let Number One Help You Cover YOUR Home Plate! Summer’s here — no better time to team up with Number One. Let us cover all your agency’s bases with top-quality coverage options like these:
Rental Coverage and Kids
Rental Coverage and Kids QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 12, 2019 We have had this question several times recently and get different answers from different companies. So thought I’d ask you. Mom & Dad have mass auto w/ Collision & Comp, 250/500k liab etc. …