Duplicate Plate
Duplicate Plate QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 25, 2017 Is there a form or can an insured order a duplicate plate online? Theirs are fading.
Title Question
Title Question QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 20, 2017 Hope you are well. I have a title that the lien was never taking off with the RMV. The motorcycle was paid off in 1997 but when you look it up in the RMV it…
Business Markings and Registration
Business Markings and Registration QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 8, 2017
Personal Auto and Delivery
Personal Auto and Delivery QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 15, 2017 Good morning Irene: I do have additional questions for you on the Mass Auto Policy. I insure a group of Liquor Stores in Mass. They are starting a new program where you can…
Guest Coverage UM/UIM
Guest Coverage UM/UIM QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 15, 2017 If a passenger (not a household member) in my vehicle gets injured and the at fault party (other vehicle) does not have sufficient coverage and my injured passenger does not have underinsured motorists coverage…
Cancelling Plates in MA to Cancel Insurance
Cancelling Plates in MA to Cancel Insurance QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 14, 2017
Registration for Comprehensive Only Policy
Registration for Comprehensive Only Policy QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 25, 2017 Wondering if you have ever heard of the registry saying ok to someone keeping his mass license plate on a classic car and having comp only? One of our customers called Hagerty…
Non-Owned and Hired Coverage and Trailer Question
Non-Owned and Hired Coverage and Trailer Question QUESTION Can you assist my colleague with a trailer question? He insures a commercial account in the Seaport that manufactures drones. The company plans on buying a 2000 lb. trailer so they may transport drones to a location in western MA. They will likely rent private passenger type…
BAP
BAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 27, 2017
Melanie’s Law 1
Melanie’s Law 1 QUESTION NOTE: question was answered based upon current rules, regulations & statutes in effect on January 08, 2013.
Young Agent Updates – September 2017
Young Agent Updates – September 2017 I have been a member of the Young Agents Committee since January 2017. My main task on the committee is fundraising with the rest of the InsurPAC team, Ted Gibson and Val Feeney.
DOC 2
DOC 2 QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 27, 2017
Rental Car 1
Rental Car 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 31, 2017
Cancellation Law and Terms of Days
Cancellation Law and Terms of Days QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 1, 2017 Do you know where we can find the Massachusetts Law regarding required cancellation notice in terms of minimum days the insurance company must provide to the named insured? Specifically, we are…
Cancellation Law and Terms of Days
Cancellation Law and Terms of Days QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 1, 2017
Do You Really have the Right to Say Whatever You Want?
Do You Really have the Right to Say Whatever You Want? IRENE MORRILL, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW VP OF TECHNICAL AFFAIRS, MAIA
Who Is Selling What?
Who Is Selling What? QUESTION I have a 6 page 2008 Private Passenger Auto Rate Filings chart compiled by MAI a.It is a wonderful reference chart, now outdated.you have a current one I would greatly appreciate accessing one.
3rd Party Auto Claim
3rd Party Auto Claim QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 12, 2017 Good afternoon. I have a client attempting to collect third party for a rental vehicle through Liberty Mutual. They have collision coverage which they are collecting through their own policy. Liberty Mutual has…
Own Dog with Own Vehicle
Own Dog with Own Vehicle QUESTION NOTE: This question was answered based upon current rules, regulations & statutes in effect on July 14, 2011.
Surcharges
Surcharges QUESTION I know this was changed last year. What is the $ amount that takes a claim from a minor accident to a major accident?
Use of Other Auto/Rental Vehicle
Use of Other Auto/Rental Vehicle QUESTION An insured’s daughter is home from college and will live at home during the summer. She needs to rent a car – fairly long term. Would adding the “Use of Other Auto” Endorsement (M-0051-S) to the insured’s policy provide proper coverage, or should the insured take out coverage from …
Collision or Comp?
Collision or Comp? QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 05, 2017
BAP and Trailers 1
BAP and Trailers 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 08, 2017
Road Test and MAP
Road Test and MAP QUESTION NOTE: This question was answered based upon current rules, regulations & statutes in effect on September 13, 2011.
Merit Rating and Commercial Policy
Merit Rating and Commercial Policy QUESTION We represent Philadelphia Ins. Co. I write a package for my church in this office with Philly Ins. The priest has totaled 2 cars in 6 years and neither one has showed up with him having points on a personal policy, because you cannot defer from a commercial policy.…
Hurricane Harvey Disaster Relief, MPIUA & more
Hurricane Harvey Disaster Relief, MPIUA & more IIABA News
Deposit Premium
Deposit Premium QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 09, 2017
Proximate Cause
Proximate Cause QUESTION Recently, we had an insured who had his pick-up truck damaged by fire when a family member was burning vegetation. wind caught the fire and it reached the truck. To prevent further damage to the truck the insured ran to move it.It was parked between a car in front and a telephone…
Canada Cards 2
Canada Cards 2 QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 10, 2017
Auto Newly Acquired Vehicle
Auto Newly Acquired Vehicle QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 11, 2017
Actual Cash Value 1
Actual Cash Value 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 12, 2017 Just got off the phone w/ Kathy Cormier.She said to ask you my question. I HAVE A CUSTOMER WHO IS PURCHASING AN 02 GMC SIERRA DIESEL V8 CREW CAB PKUP W/ 16,000 MILES…
Auto – Newly Acquired Vehicles
Auto – Newly Acquired Vehicles QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 01, 2017
2A or Notice of Transfer to Progressive
2A or Notice of Transfer to Progressive QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 14, 2017 Amy sent you an email asking the question in reverse. I called Progressive to have them send Plymouth Rock a 2A since they took over a vehicle the current Plymouth…
Coverage vs. Effective Date
Coverage vs. Effective Date QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 21, 2017
and Markings
and Markings QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 29, 2017 We have an insured who sells a weight loss product from home through social media. She is looking at getting a decal to put on her car. Would she need to get commercial plates since…
How much do I pay for homeowners (Clone)
How much do I pay for homeowners (Clone) QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 21, 2017
Trailers 6
Trailers 6 QUESTION HI…..I have an issue I need to clarify please. My client has an auto policy with us and Safety Ins. They had 2 vehicles and a travel trailer on the policy. They took the two vehicles ONLY to GEICO.I now have a Safety policy with just a trailer, NO LIABIITY just physical…