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DIFDESIGN

Trampoline

Trampoline QUESTION Does the HO 2000 include or exclude coverage for a trampoline?

Use of Other Auto/Rental Vehicle

Use of Other Auto/Rental Vehicle QUESTION An insured’s daughter is home from college and will live at home during the summer. She needs to rent a car – fairly long term.  Would adding the “Use of Other Auto” Endorsement (M-0051-S) to the insured’s policy provide proper coverage, or should the insured take out coverage from …

Collision or Comp?

Collision or Comp? QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 05, 2017

BAP and Trailers 1

BAP and Trailers 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 08, 2017

Road Test and MAP

Road Test and MAP QUESTION NOTE: This question was answered based upon current rules, regulations & statutes in effect on September 13, 2011.

Merit Rating and Commercial Policy

Merit Rating and Commercial Policy QUESTION We represent Philadelphia Ins. Co. I write a package for my church in this office with Philly Ins. The priest has totaled 2 cars in 6 years and neither one has showed up with him having points on a personal policy, because you cannot defer from a commercial policy.…

Hurricane Harvey Disaster Relief, MPIUA & more

Hurricane Harvey Disaster Relief, MPIUA & more IIABA News

Deposit Premium

Deposit Premium QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 09, 2017

Proximate Cause

Proximate Cause QUESTION Recently, we had an insured who had his pick-up truck damaged by fire when a family member was burning vegetation. wind caught the fire and it reached the truck. To prevent further damage to the truck the insured ran to move it.It was parked between a car in front and a telephone…

Canada Cards 2

Canada Cards 2 QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 10, 2017

Auto Newly Acquired Vehicle

Auto Newly Acquired Vehicle QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 11, 2017

Actual Cash Value 1

Actual Cash Value 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 12, 2017 Just got off the phone w/ Kathy Cormier.She said to ask you my question. I HAVE A CUSTOMER WHO IS PURCHASING AN 02 GMC SIERRA DIESEL V8 CREW CAB PKUP W/ 16,000 MILES…

Auto – Newly Acquired Vehicles

Auto – Newly Acquired Vehicles QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 01, 2017

2A or Notice of Transfer to Progressive

2A or Notice of Transfer to Progressive QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 14, 2017 Amy sent you an email asking the question in reverse. I called Progressive to have them send Plymouth Rock a 2A since they took over a vehicle the current Plymouth…

Coverage vs. Effective Date

Coverage vs. Effective Date QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 21, 2017

and Markings

and Markings QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 29, 2017 We have an insured who sells a weight loss product from home through social media. She is looking at getting a decal to put on her car. Would she need to get commercial plates since…

How much do I pay for homeowners (Clone)

How much do I pay for homeowners (Clone) QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 21, 2017

Trailers 6

Trailers 6 QUESTION HI…..I have an issue I need to clarify please. My client has an auto policy with us and Safety Ins. They had 2 vehicles and a travel trailer on the policy. They took the two vehicles ONLY to GEICO.I now have a Safety policy with just a trailer, NO LIABIITY just physical…