Traffic Violations that are Criminal
This question was answered based upon current rules, regulations & statutes in effect on March 31, 2020 QUESTION You sent me a link or a file that discussed MA traffic violations and which were criminal …for the life of me I can’t find it ..do you have it in the next 30 minutes?
Trailers
This question was answered based upon current rules, regulations & statutes in effect on April 1, 2020 QUESTION We have an insured (commercial landscaper) that purchased an 8,000 lb. hydro seeder trailer from Georgia at a government auction, and was not given a title for it, just an invoice showing paid in full, which is…
Leased Vehicles
This question was answered based upon current rules, regulations & statutes in effect on April 2, 2020 QUESTION I get these calls on leased vehicles and registrations and never am quite sure of the procedure. This one is buying out lease; she has a C&I plate she kept from last vehicle. So I don’t know…
Kids at School
This question was answered based upon current rules, regulations & statutes in effect on April 8, 2020 QUESTION I hear conflicting scenarios regarding parents excluding their kids while away at school.I hear some agents tell parents to NOT let their kids drive anyone else’s cars while excluded and I hear others say they can drive…
Obtaining Driver Information
This question was answered based upon current rules, regulations & statutes in effect on April 13, 2020 QUESTION Hi there – hope this email finds you and your loved ones safe and well. We have a MA Livery client who indicates that is telling us that in MA, the process for taxi companies is that…
Rental and Covered Operators
This question was answered based upon current rules, regulations & statutes in effect on April 13, 2020 QUESTION I have a client..he has a MA Auto, MA License. His daughter lives in NY and will be staying at his home in NY (secondary home). She does not have a vehicle. She will be renting a…
Motorcycle Only Policy and Trailer
This question was answered based upon current rules, regulations & statutes in effect on June 16, 2020 QUESTION Our insured who only has a motorcycle wants us to do an RTA for a homemade trailer. Can I stamp an RTA if he doesn’t have a vehicle to pull it?
2A Same Agent Different Company
This question was answered based upon current rules, regulations & statutes in effect on June 12, 2020QUESTION Hoping everyone is doing well. Could you please tell me if it is mandatory to issue a 2A form or a signed LPR when an agent transfers an existing client to another carrier? Seems like a waste of…
Coverage for a Foreign Driver
This question was answered based upon current rules, regulations & statutes in effect on June 12, 2020 QUESTION Quick question, I believe… We have a client who is having his girlfriend stay with him here in MA for the summer (approximately 3-4 months). She is a Canadian citizen and has a valid Canadian drivers’ license.…
Moving Company
This question was answered based upon current rules, regulations & statutes in effect on June 12, 2020 QUESTION Where in the Comm’l MA Auto policy is loading and unloading discussed whether covered or excluded? I have a moving company and need to know relative to damaging other’s property if coverage is an auto coverage…
Tow Behind Camper
This question was answered based upon current rules, regulations & statutes in effect on June 3, 2020 QUESTION I have a client who is thinking of renting a tow behind RV Camper; would his normal auto policy cover or what does he need to do? Thanks a bunch!
Insured is Driving a Ruckus
This question was answered based upon current rules, regulations & statutes in effect on June 3, 2020 QUESTION I am sorry to bother you but I can’t put my hands on a tech talk that you sent out regarding the classification of mopeds vs limited use vs motorcycles. One of our young insureds purchased…
Cancel Request Form
This question was answered based upon current rules, regulations & statutes in effect on April 23, 2020 QUESTION I’m just trying to clear up a dispute I have with another agent. This agent rewrote a flood policy our agency had in place. I requested a cancellation from the new agent. The new agent is…
Trailer Converted to Portable BAR
This question was answered based upon current rules, regulations & statutes in effect on April 24, 2020 QUESTION Any input on this situation would be appreciated. A client bought a horse trailer and is converting it into a portable bar. She will take it to events (private wedding in a yard) and serve alcohol.…
License Suspension
This question was answered based upon current rules, regulations & statutes in effect on April 27, 2020 QUESTION May I ask a question, please, about the MAP?If an insured is driving on a suspended license, are any of his coverages voided? We have an insured whose license was suspended and his reinstatement hearing, scheduled…
BAP and Personal Trailer
This question was answered based upon current rules, regulations & statutes in effect on April 27, 2020 QUESTION We have a client with just a business auto policy and he wants to pull his personal travel trailer (RV) with one of the vehicles. Will liability go to travel trailer when being pulled? Does the…
Customer Passed Away – MAP
This question was answered based upon current rules, regulations & statutes in effect on April 30, 2020 QUESTION One of our insured’s passed away. His son was listed as principal operator on his vehicle. Is it ok for him to drive until he is able to get put in his name? Thanks
CARVANA AGAIN
This question was answered based upon current rules, regulations & statutes in effect on May 5, 2020 QUESTION I have a client that wanted to purchase a vehicle through Carvana. They are telling her that she has 7 days to drive the vehicle on interstate plates. Can you please tell me if the same…
Agreed Value
This question was answered based upon current rules, regulations & statutes in effect on May 5, 2020 QUESTION I hope you are doing well despite everything that is going on and that you and your family are safe and healthy. I’ve taken several of your classes and I think you would be able to…
GarageKeepers
This question was answered based upon current rules, regulations & statutes in effect on May 13, 2020 QUESTION Carrier added a form MM9920 to a Garagekeepers policy and they won’t remove it. Is this form mandatory? Thank you
BOP
This question was answered based upon current rules, regulations & statutes in effect on May 11, 2020 QUESTION I hope you are doing well through all this! We have a question… We are quoting a hotel. They have a management company that pays all the expenses and collects receipts. In the event of a…
CARVANA
This question was answered based upon current rules, regulations & statutes in effect on May 13, 2020 QUESTION I have a client that is purchasing a vehicle from Carvana online . They are asking me to stamp the RTA form and send it back to them. They send me the title but said they…
Mortgagee Question
This question was answered based upon current rules, regulations & statutes in effect on May 14, 2020 QUESTION I hope all is well with you. Hoping you can shed some light as I’ve been going back and forth with insured and bank on this. Bank is requesting to be listed as a Mortgagee for…
Operators and the MAP
This question was answered based upon current rules, regulations & statutes in effect on May 15, 2020 QUESTION We have a potential client that bought a car for his grandson but kept it in his own name until grandson was 18. About 9 months after grandson got his license he was in an accident…
Pre-Existing Damage
This question was answered based upon current rules, regulations & statutes in effect on May 12, 2020 QUESTION First and foremost, hope you are all safe… if not sane! Irene, as I texted you this morning, thanks for calling me back and leaving a voicemail yesterday, so sorry I missed you. Given you are…
IRP Renewal Typo
This question was answered based upon current rules, regulations & statutes in effect on May 12, 2020 QUESTION One of my customers received an IRP renewal application to be completed in May. The application is calling for the actual mileage from 7/1/19 to 6/30/2020. If the insured is suppose to return the application before…
Extension on 7 Day Law
This question was answered based upon current rules, regulations & statutes in effect on May 12, 2020 QUESTION We were wondering whether the police and the registry are enforcing the 7 day plate registration transfer law. Dealers that aren’t on the drive program are having a very difficult time getting appointments for their transfers.…
PIP and Med Pay
This question was answered based upon current rules, regulations & statutes in effect on May 12, 2020 QUESTION A client, a personal injury attorney, requested we remove $25000 of Medical Payment coverage from her auto policy because her company (Travelers) would not provide Medical payment until…..coverage was exhausted from PIP, her Personal Health policy,…
MAP Coverage & License Suspension
This question was answered based upon current rules, regulations & statutes in effect on April 27, 2020 QUESTION May I ask a question, please, about the MAP?If an insured is driving on a suspended license, are any of his coverages voided? We have an insured whose license was suspended and his reinstatement hearing, scheduled…
BAP and Covid-19
This question was answered based upon current rules, regulations & statutes in effect on April 22, 2020 QUESTION Curious if you’ve had feedback/questions from agencies about commercial auto during Covid. Some carriers are “allowing” us to decrease limits on some or all vehicles until client is back to work. We are hesitant to offer…
RMV Non-Essential Transactions
This question was answered based upon current rules, regulations & statutes in effect on April 22, 2020 QUESTION We have received a notice from the Springfield Registry that they will not register a trailer for one of our clients since it is “non-essential” vehicle. Is this true?
RMV Appointments
This question was answered based upon current rules, regulations & statutes in effect on April 22, 2020 QUESTION We have a customer trying to schedule an appointment on the Registry’s site, it seems there are no appointments available at any branch for a vehicle registration transaction (new or transfer), I tried it myself, only…
Dirt Bikes
This question was answered based upon current rules, regulations & statutes in effect on April 21, 2020 QUESTION Do dirt bikes need a registration if they will only be used off road? Also does the trailer that carries it (250#) need a plate?
Registry Appointments
This question was answered based upon current rules, regulations & statutes in effect on April 21, 2020 QUESTION What is going on with the registry? I have a client from out of state trying to make an appointment for new plate. There are zero appointments available for all locations. Are they totally closed. Not…
Out-of-State Violations
This question was answered based upon current rules, regulations & statutes in effect on April 13, 2020 QUESTION As you are probably aware, the RMV’s efforts to clear the backlog of out-of-state violations is resulting in surcharges to current MA personal auto policies. So far, we’re seeing surcharge endorsements from Commerce and Plymouth Rock.…
RMV Branches – Who Can Go
This question was answered based upon current rules, regulations & statutes in effect on April 13, 2020 QUESTION We have an insured who is currently in a rehab recovering from surgery. His vehicle is not working and his sister wants to gift him a vehicle. Will someone from his family be able to go…
Paying Parking Tickets
This question was answered based upon current rules, regulations & statutes in effect on April 13, 2020 QUESTION Are people still able to pay parking tickets in person at the RMV?
RMV Branches for Runners
This question was answered based upon current rules, regulations & statutes in effect on April 13, 2020 QUESTION I hope you are safe and well! Just checking in to see the latest update on runners. Last I spoke with you agents/runners could go to Wilmington/Milford RMV’s to drop off runs. Is that still the…
Personal Auto Rebates During Covid-19
This question was answered based upon current rules, regulations & statutes in effect on April 13, 2020 QUESTION Our agency has had a number of inquiries asking if they will get a discount due to the fact they are not driving as much during the pandemic. I am aware of a few of the…