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Moped Question

Question Moped Question This question was answered based upon current rules, regulations & statutes in effect on April 15, 2021 We have an insured who wants to purchase a moped that does not have the ability to go more than 30MPH.  He is advising that he has friends in college who drive mopeds around without…

Deceased Owner and Registration Renewal

Question Deceased Owner and Registration Renewal This question was answered based upon current rules, regulations & statutes in effect on April 16, 2021 We have a client, now deceased whose car is in probate. Once it clears probate, her son plans to sell it. However, he’d like to use it for the next couple of…

CARVANA Question 2

Question CARVANA Question 2 This question was answered based upon current rules, regulations & statutes in effect on April 7, 2021 Our agency has read your tech talk regarding the Carvana issue in MA. As an agency we will not stamp an RTA for any vehicle purchase unless the back of the title is signed…

Registration in Name of Partnership

Question Registration in Name of Partnership This question was answered based upon current rules, regulations & statutes in effect on April 8, 2021 I have a question – we have a client coming into MA from NH.  He is looking to register/insure his NH Auto now to MA… currently in NH the vehicle is titled…

Lease Vehicle Buy Out

Question Lease Vehicle Buy Out This question was answered based upon current rules, regulations & statutes in effect on April 5, 2021 My customer bought out her lease and the leasing company said she can keep the same plate.  Under the RTA would this be Register & Title a Vehicle? Answer Irene Morrill:  There is nothing…

Back Date A Plate Cancellation

Question Back Date A Plate Cancellation This question was answered based upon current rules, regulations & statutes in effect on March 15, 2021   I was hoping you could help me with this transaction. One of our insured asked us to cancel a plate back in 10/2020.  Somehow that request was missed and it was…

Recycle Metal Plates

Question Recycle Metal Plates This question was answered based upon current rules, regulations & statutes in effect on March 24, 2021 I hope all is well.  At this point when an insured brings in their metal plate for cancellation we cut then in half with tin snips and place them in a locked dumpster.  Are…

Registration Cancellation

Question Registration Cancellation This question was answered based upon current rules, regulations & statutes in effect on March 24, 2021 I had a customer swap CON plate to PAN plate for his 2019 Silverado I just went in and cancelled the CON plate but now the registration status shows cancelled in the registry and I’m having…

CARVANA

Question CARVANA This question was answered based upon current rules, regulations & statutes in effect on February 10, 2021 Hope you’re doing well!  We’ve seen a few requests from CARVANA lately at our agency.  CARVANA will not send the hard title and says that the RMV in Mass will accept an electronic version.  Do you…

Cancel Plate Registration

Question Cancel Plate After Vehicle Sold This question was answered based upon current rules, regulations & statutes in effect on March 8, 2021 I am trying to turn in plates in my office for a customer. The vehicle has been given to her nephew who has already registered the vehicle. When I go to turn…

Private Sale with Even Trade

Question Private Sale with Even Trade This question was answered based upon current rules, regulations & statutes in effect on March 8, 2021 I have a client who is doing an even trade thru a private sale on a motorcycle.  Can this be done? How would he write up a bill of sale?  Would we…

Special Plate Reassignment

Question Specialty Plate Transfer This question was answered based upon current rules, regulations & statutes in effect on March 8, 2021 I’m working with a client who is buying out their lease. They currently have a specialty plate that was transferred from her name into the lease. If possible, she is interested in keeping the…

Principal Place of Business

This question was answered based upon current rules, regulations & statutes in effect on November 13, 2020   I have a question on a Maine registered vehicle. I have a commercial insured (Massachusetts business) that has reregistered one of his commercial trucks in Maine that was previously registered in Massachusetts. My Massachusetts auto carrier indicates…

BAP Rate Change Mid Term

This question was answered based upon current rules, regulations & statutes in effect on November 13, 2020   I have a Customer with Progressive -on a Commercial Auto policy.  When we wrote the policy back in May the Premium was around $21,000 Since then they have continually increased the Premium – It is now around…

Registration vs. Insurance Coverage

This question was answered based upon current rules, regulations & statutes in effect on November 13, 2020   We are having a debate in the office regarding coverage once an RTA is stamped.  For instance, we are writing a new policy effective today.  RTA dated and stamped today for new plates.  The insured has the…

OOS Vehicle new to MA

This question was answered based upon current rules, regulations & statutes in effect on December 09, 2020   I hope you can help clarify for me regarding registering and titling vehicles from out of state.  I have an insured who recently moved from Michigan and is looking to register and title his 2 vehicle in…

Home Binder

This question was answered based upon current rules, regulations & statutes in effect on December 10, 2020   You might be my auto expert but now I have question on home for anyone that wants to help me. I have a mortgage company insisting on a replacement cost estimator for a closing. I don’t think…

ACV or RC

This question was answered based upon current rules, regulations & statutes in effect on December 17, 2020   I hope all is well.  I am hoping that you can clarify something for me.  I have an insured who’s dwelling and shed was hit by a tenant driving his vehicle and then took off and was…