State of Emergency and Auto
State of Emergency and Auto QUESTION This question was answered based upon current rules, regulations & statutes in effect on February 15, 2019 Ready for this one? I have an insured who is obviously retired and has nothing better to do with his time! He called today asking that, since the President has declared a…
MA FAIR Plan Updates Producers’ Web Options
MA FAIR Plan Updates Producers’ Web Options Recent updates to the Massachusetts Property Insurance Underwriting Association (MPIUA), a.k.a. the MA FAIR Plan Producers Portal have given agency producers some convenient new online functions, including the ability to:
GrubHub
GrubHub QUESTION This question was answered based upon current rules, regulations & statutes in effect on February 15, 2019 We have a client who wants to drive for GrubHub. He is an individual with a private passenger vehicle, commercial plates. Commercial Lines says it is not a commercial risk as it is an individual with…
Trailer
Trailer QUESTION This question was answered based upon current rules, regulations & statutes in effect on February 15, 2019 I have a customer who purchased a 2018 Jayco trailer. She told me that she uses her mom’s SUV to pull the Jayco since she has a Dodge Charger. Do you know if there was a…
IA Magazine Wants to Interview Rock-Star Young Agents
IA Magazine Wants to Interview Rock-Star Young Agents The annual “Next Gen” issue of IA Magazine is coming out in July, and the IA editors are looking for young agents with great stories to tell. If you are (or know) a Millennial or Gen Z agent who’s rocking it, send their name and contact info…
PUP
PUP QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 22, 2019 Good morning! When an insured uses a commercial vehicle for personal use and has a personal umbrella, how to we make sure they have coverage without gaps? Do we need to include both the M0051S Use…
Declining to Write With MAIP
Declining to Write With MAIP QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 17, 2019 I was told by someone that works for another agency that they do not write insurance with MAIP. If none of their carriers will offer coverage, they turn the person away. Can…
CAR News – Recent Bulletins – February 2019
CAR News – Recent Bulletins – February 2019 Commonwealth Automobile Reinsurers (CAR) recently released the following Bulletins:
Updated Company Auto Insurance Filings – February 2019
Updated Company Auto Insurance Filings – February 2019
Garaging Change
Garaging Change QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 24, 2019 I understand if you change your address the garaging gets changed for a personal plate. I know the commercial accounts they fax into the IRS the address change also. But does it also change for…
Number One’s WC Coverage for Your Auto Service Customers
Number One’s WC Coverage for Your Auto Service Customers Number One’s Workers’ Comp (WC) Program is one of our most popular “niche” markets and we assist many members with a variety of business types. We are excited to share that our WC markets can provide coverage for auto service customers, including certain repair services, tire retailers,…
Rental as a Substitute Vehicle
Rental as a Substitute Vehicle QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 24, 2019 We all know the “gaps” in how our policy will follow us while we are renting a car while on vacation. Does your own policy follow you any “differently” if you are…
Tech Talk: Yes …We Do Have a Few Laws in This State
Tech Talk: Yes …We Do Have a Few Laws in This State By Irene Morrill, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW — VP of Technical Affairs, MAIA I still get these questions, so I guess it’s time to “resurrect” and discuss some older-but-still-current information on today’s topic: Can a bank DEMAND that my client carry “guaranteed replacement…
Bobcat
Bobcat QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 18, 2019 Can a Bobcat be registered?
Out-of-State Title
Out-of-State Title QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 22, 2019 I have a title from Florida that shows the owners as the husband OR the wife The husband is deceased Do I still have to fill out the back of the title with the wife…
Registering a Vehicle for a Company
Registering a Vehicle for a Company QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 22, 2019 I wanted to reach out to just inquire if what I believe is correct with regards to registering a company vehicle. I have a client whom has his vehicle registered under…