Trailer and BAP Only
This question was answered based upon current rules, regulations & statutes in effect on June 26, 2020 QUESTION I hope you are keeping well. We have a scenario where a client has a BAP for their cars. They have bought a boat in their personal names and want to register the trailer. Since they have…
WC driving to work?
This question was answered based upon current rules, regulations & statutes in effect on June 26, 2020 QUESTION I have a customer insured under a commercial auto policy, he also has private passenger vehicles with rate class 30, he owns an excavating company. He was curious he or an employee gets hurt driving to work…
Commercial Auto vs. Equipment Floater
This question was answered based upon current rules, regulations & statutes in effect on June 6, 2020 QUESTION I need your guidance please. I have a CAT Loader that is registered with a plate, it goes on the road. However, it is scheduled under both the Auto and IM policies. Should it be just on…
RMV Now Scheduling Road Tests at These Locations
Class D and M road tests are now being conducted at the following RMV Service Centers: Braintree Brockton Haverhill Leominster Milford Pittsfield Plymouth Springfield Taunton Watertown Wilmington.
New Online Duplicate Learner’s Permit Transaction
Effective Thursday, July 2nd, a new duplicate learner’s permit transaction will be available through the MA RMV’s Online Service Center at Mass.Gov/RMV. Customers can use this transaction to pay for and print a duplicate permit. This will prevent the need for customers to visit a service center before their road test if they have lost…
Motorcycle Inspection Stickers Will Not Expire Until July 30
A further extension has been implemented for motorcycle inspection stickers. All motorcycle inspection stickers will now expire on July 31, 2020, consistent with the extension for all commercial and non-commercial inspection stickers. They had previously been extended only to June 30th.
IRP (Apportioned) Plates Expiration Extended by 3 Months
Good news! In response to the COVID-19 pandemic, all currently active Massachusetts International Registration Plan (IRP) registrations that are due to expire on June 30, 2020 are now valid through September 30, 2020.
Temporary Change to JOL 6 Hours Driving School Observation Requirement
Instead of the 6 hours observing another student driver that is normally required, individuals with a junior operator’s license (JOL) can complete an additional 6 hours of supervised driving with a parent, guardian, or designee.
7-Day Law for Registration Transfer Temporarily Extended to 21 Days
The grace period to register a new vehicle has been extended from 7 days to 21 calendar days from the date a customer loses possession of their previous vehicle.
Traffic Violations that are Criminal
This question was answered based upon current rules, regulations & statutes in effect on March 31, 2020 QUESTION You sent me a link or a file that discussed MA traffic violations and which were criminal …for the life of me I can’t find it ..do you have it in the next 30 minutes?
RMV Service Center Openings and Changes on 6/29
On June 29th, the following RMV Service Centers will either open for certain transactions or change the transactions they are processing.
Trailers
This question was answered based upon current rules, regulations & statutes in effect on April 1, 2020 QUESTION We have an insured (commercial landscaper) that purchased an 8,000 lb. hydro seeder trailer from Georgia at a government auction, and was not given a title for it, just an invoice showing paid in full, which is…
Leased Vehicles
This question was answered based upon current rules, regulations & statutes in effect on April 2, 2020 QUESTION I get these calls on leased vehicles and registrations and never am quite sure of the procedure. This one is buying out lease; she has a C&I plate she kept from last vehicle. So I don’t know…
7D Vehicle Registration Requirements
Effective immediately, two changes have been made to the registration requirements for School Pupil Transport (7D) vehicles.
RMV Opening Haverhill B2B Service Center June 29
Due to the evolving situation with COVID-19 (coronavirus) and in an effort to continue protecting RMV staff, customers, and business partners, the RMV is opening a new, dedicated B2B Center at the Haverhill Service Center on Monday, June 29, 2020.
Kids at School
This question was answered based upon current rules, regulations & statutes in effect on April 8, 2020 QUESTION I hear conflicting scenarios regarding parents excluding their kids while away at school.I hear some agents tell parents to NOT let their kids drive anyone else’s cars while excluded and I hear others say they can drive…
Tech Talk: Protest? Riot? Insurrection? Terrorism? What Just Happened and… Is It Covered?
By Irene Morrill, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW — VP of Technical Affairs
RMV Registration Changes: IRP Expirations, Reinstatements & Renewals
Beginning immediately, the RMV is implementing the following registration-related changes: 1) IRP expiration date has been extended to September 30th; 2) Select insurance agents can process registration reinstatements; and 3) The option to renew in-person has been removed from the RMV-2 form.
Good News! RMV Allowing B2B Online Payments
The RMV has added an option that allows eligible B2B customers to make online payments. This new option will simplify the B2B process and make the pickup of your work seamless. When your transaction has been processed, the RMV will send you an email with a link to submit your payment for all transactions using…
Obtaining Driver Information
This question was answered based upon current rules, regulations & statutes in effect on April 13, 2020 QUESTION Hi there – hope this email finds you and your loved ones safe and well. We have a MA Livery client who indicates that is telling us that in MA, the process for taxi companies is that…
RMV Supervised Driving Receipt: Not a Learner’s Permit, But Close
Due to COVID, the MA RMV is allowing 16-year-olds to take the Learner’s Permit Exam online. Although these teens cannot get a Learner’s Permit until they visit an RMV location to present ID and get their photo taken, the RMV can issue a Supervised Driving Receipt. As outlined last week in the Governor’s Executive Order,…
Rental and Covered Operators
This question was answered based upon current rules, regulations & statutes in effect on April 13, 2020 QUESTION I have a client..he has a MA Auto, MA License. His daughter lives in NY and will be staying at his home in NY (secondary home). She does not have a vehicle. She will be renting a…
CDL Medical Certificate Waiver Through September 30
The Federal Motor Carrier Safety Administration (FMCSA) has waived the requirement for valid CDL Medical Certificates (DOT Medical Cards) for customers with certificates that expired on March 1, 2020 or later. These customers have until September 30th to obtain a new certificate; if they do not, their CDL will be downgraded on October 1st.
Motorcycle Only Policy and Trailer
This question was answered based upon current rules, regulations & statutes in effect on June 16, 2020 QUESTION Our insured who only has a motorcycle wants us to do an RTA for a homemade trailer. Can I stamp an RTA if he doesn’t have a vehicle to pull it?
2A Same Agent Different Company
This question was answered based upon current rules, regulations & statutes in effect on June 12, 2020QUESTION Hoping everyone is doing well. Could you please tell me if it is mandatory to issue a 2A form or a signed LPR when an agent transfers an existing client to another carrier? Seems like a waste of…
New Executive Order Modifies Additional RMV Transactions
Governor Baker’s office has released another executive order addressing RMV issues with the goal of limiting in-person transactions. Signed June 12, 2020, this order affects drivers with learner’s permits, people seeking a REAL ID, and those who need to transfer a registration from one vehicle to another. Please read the full EXECUTIVE ORDER to see…
B2B Agents/Runners Should Expect 3-4-Day Turnaround Time
Now that insurance agents and runners are back to work, the RMV B2B locations are being inundated. The turnaround time is currently 3 to 4 days. Agents/runners will receive a call when their completed bundles are ready for pickup. Some B2B locations are sending bundles to other locations for processing. If you notice in ATLAS…
Coverage for a Foreign Driver
This question was answered based upon current rules, regulations & statutes in effect on June 12, 2020 QUESTION Quick question, I believe… We have a client who is having his girlfriend stay with him here in MA for the summer (approximately 3-4 months). She is a Canadian citizen and has a valid Canadian drivers’ license.…
Moving Company
This question was answered based upon current rules, regulations & statutes in effect on June 12, 2020 QUESTION Where in the Comm’l MA Auto policy is loading and unloading discussed whether covered or excluded? I have a moving company and need to know relative to damaging other’s property if coverage is an auto coverage…
RMV Service Center Openings & Changes – June 2020
Over the next few weeks, the following RMV Service Centers will either open for certain transactions or change the transactions they are processing.
Revised Class D and M Road Test Information Sheet and Road Test Application
The Class D and M Road Test Information Sheet (RDT101_0620) and the Class D or M Road Test Application (RDT103_0620) have been revised due to road test changes being implemented during the COVID State of Emergency. The revised versions have been posted to the RMV website. Download the Class D or M Road Test Application…
Online Learner’s Permits Exams for Class D & M
Starting June 10th, eligible individuals will have the opportunity to complete the Class D (passenger) or Class M (motorcycle) Learner’s Permit Exams online. To assist them, the RMV has created a job aid (downloadable instruction sheet) with details on what they need to do to successfully schedule and complete an Online Learner’s Permit Exam.
Online Renewals for Standard Driver’s Licenses & ID Cards
As of June 4th, the RMV is allowing standard Driver’s Licenses & ID Cards to be renewed using photos that were taken when customers were under 21 years old (as long as the photo was taken less than 14 years ago). The stopper that prevented this has been removed from ATLAS. This change makes more…
25% Capacity Limitations for Essential Businesses
Questions remain about how to interpret the mandatory requirement that all Massachusetts businesses, even those deemed essential, limit their office to “25% occupancy.” According to the state’s written safety standards, the 25% can be based on EITHER the maximum occupancy limits set for your building/space per code – OR – your business’ typical occupancy as…
Tow Behind Camper
This question was answered based upon current rules, regulations & statutes in effect on June 3, 2020 QUESTION I have a client who is thinking of renting a tow behind RV Camper; would his normal auto policy cover or what does he need to do? Thanks a bunch!
Insured is Driving a Ruckus
This question was answered based upon current rules, regulations & statutes in effect on June 3, 2020 QUESTION I am sorry to bother you but I can’t put my hands on a tech talk that you sent out regarding the classification of mopeds vs limited use vs motorcycles. One of our young insureds purchased…
RMV Opens Another B2B Center at Boston-Haymarket
As of June 8, the MA RMV service center at Boston (Haymarket) is open for B2B transactions only. This is in addition to the B2B centers at Milford, Wilmington, Attleboro, and Chicopee. You may drop off transactions/bundles at these locations, but will not be allowed to wait for pick-up. New IRP transactions are still being…
Cancel Request Form
This question was answered based upon current rules, regulations & statutes in effect on April 23, 2020 QUESTION I’m just trying to clear up a dispute I have with another agent. This agent rewrote a flood policy our agency had in place. I requested a cancellation from the new agent. The new agent is…
Trailer Converted to Portable BAR
This question was answered based upon current rules, regulations & statutes in effect on April 24, 2020 QUESTION Any input on this situation would be appreciated. A client bought a horse trailer and is converting it into a portable bar. She will take it to events (private wedding in a yard) and serve alcohol.…
License Suspension
This question was answered based upon current rules, regulations & statutes in effect on April 27, 2020 QUESTION May I ask a question, please, about the MAP?If an insured is driving on a suspended license, are any of his coverages voided? We have an insured whose license was suspended and his reinstatement hearing, scheduled…