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Auto Coverage

This question was answered based upon current rules, regulations & statutes in effect June,2021 Question   Why do premiums change when drivers are deleted and or added(deferred) to an auto policy.  Usually increases when drivers are deleted.  Can someone explain the factors that causes this to happen.  We need to know how to explain this…

Blank Check with RMV

Question Blank Check with RMV This question was answered based upon current rules, regulations & statutes in effect on July 26, 2021 We wish to thank you for all your help with the registry. We do have a question on what the registry is currently doing. If an insured buys a vehicle from a non-dealer you…

Build a Strong Business & Protect It Well with Number One

Build a Strong Business & Protect It Well with Number One We know the E&O competition is out there. And we want you to know that when you buy your Agents’ Errors & Omissions (E&O) insurance through MAIA’s Number One Insurance Agency, it includes our commitment to do our utmost to protect your assets and serve your…

Build a Strong Business & Protect It Well with Number One

Build a Strong Business & Protect It Well with Number One We know the E&O competition is out there. And we want you to know that when you buy your Agents’ Errors & Omissions (E&O) insurance through MAIA’s Number One Insurance Agency, it includes our commitment to do our utmost to protect your assets and serve your…

Personal Auto Coverage

Question Auto Coverage – 02/24/22 Personal This question was answered based upon current rules, regulations & statutes in effect Why do premiums change when drivers are deleted and or added(deferred) to an auto policy?  Usually increases when drivers are deleted.  Can someone explain the factors that causes this to happen? We need to know how…

Mass RMV Warns to Beware of Text Phishing Scams

Mass RMV Warns to Beware of Text Phishing Scams The RMV issued a reminder on social media regarding text phishing scams and wanted customers to remember these few things if they were to ever encounter one. The RMV does not send unsolicited requests for personal and/or contact information to customers by text. Any communication by…

Mass RMV Warns to Beware of Text Phishing Scams

Mass RMV Warns to Beware of Text Phishing Scams The RMV issued a reminder on social media regarding text phishing scams and wanted customers to remember these few things if they were to ever encounter one. The RMV does not send unsolicited requests for personal and/or contact information to customers by text. Any communication by…

We L-O-V-E Paying Commissions!

We L-O-V-E Paying Commissions! We LOVE writing Workers’ Comp and saying “YES” to our members! Having a difficult time finding placement for a risk? Have good risks in the pool that can be placed in the voluntary market? Don’t wait to check us out! What do you get with working with Number One? Friendly Personal…

We L-O-V-E Paying Commissions!

We L-O-V-E Paying Commissions! We LOVE writing Workers’ Comp and saying “YES” to our members! Having a difficult time finding placement for a risk? Have good risks in the pool that can be placed in the voluntary market? Don’t wait to check us out! What do you get with working with Number One? Friendly Personal…

Register a Homemade Trailer

Question Register a Homemade Trailer: This question was answered based upon current rules, regulations & statutes in effect on December, 2020: My client would like to get a plate on his homemade trailer.   If it is under 3000 no vin number is required? Also, will he need receipts?   Thank You for your help… Answer Kathy Cormier:  The need…

Reducing Number of Seats in 15 Passenger Van

Question Reducing Number of Seats in 15 Passenger Van: This question was answered based upon current rules, regulations & statutes in effect on December, 2020: Regarding Business Auto. An insured purchased a 15 passenger van and is removing 2 rows permanently, thus allowing for 9 passengers. Can they report to the RMV that it is under…

What Comes with That Liquor Liability Policy?

What Comes with That Liquor Liability Policy? When you get a Hospitality Mutual liquor liability policy through Number One, it comes with lots of resources from the carrier to support your insured, such as: Sample Alcohol Servicing Policy & Responsible Service of Alcohol Policy The Importance of Surveillance List of Insurance Approved Alcohol-Awareness Programs And if your…

What Comes with That Liquor Liability Policy?

What Comes with That Liquor Liability Policy? When you get a Hospitality Mutual liquor liability policy through Number One, it comes with lots of resources from the carrier to support your insured, such as: Sample Alcohol Servicing Policy & Responsible Service of Alcohol Policy The Importance of Surveillance List of Insurance Approved Alcohol-Awareness Programs And if your…

Can Your Insureds Weather the Storm of a Liability Claim?

Can Your Insureds Weather the Storm of a Liability Claim? New England winters bring about more claims due to dangerous weather conditions. IIABA recently posted an article with a few facts by the Federal Highway Administration that gives reason to think about the coverages you have on yourself and your clients. 70% of the nation’s roads are…

Can Your Insureds Weather the Storm of a Liability Claim?

Can Your Insureds Weather the Storm of a Liability Claim? New England winters bring about more claims due to dangerous weather conditions. IIABA recently posted an article with a few facts by the Federal Highway Administration that gives reason to think about the coverages you have on yourself and your clients. 70% of the nation’s roads are…

Philbin Insurance Group Awarded OCABR’s Licensee Recognition Certificate of Excellence

Philbin Insurance Group Awarded OCABR’s Licensee Recognition Certificate of Excellence Massachusetts Office of Consumer Affairs and Business Regulation (OCABR) Undersecretary Edward A. Palleschi visited Philbin Insurance Group on January 25th in Everett to present them with OCABR’s Licensee Recognition Certificate of Excellence. MAIA President & CEO Nick Fyntrilakis was on hand to help celebrate with Philbin…

Philbin Insurance Group Awarded OCABR’s Licensee Recognition Certificate of Excellence

Philbin Insurance Group Awarded OCABR’s Licensee Recognition Certificate of Excellence Massachusetts Office of Consumer Affairs and Business Regulation (OCABR) Undersecretary Edward A. Palleschi visited Philbin Insurance Group on January 25th in Everett to present them with OCABR’s Licensee Recognition Certificate of Excellence. MAIA President & CEO Nick Fyntrilakis was on hand to help celebrate with Philbin…

Revised Schedule of Fees

Revised Schedule of Fees The Schedule of Fees (REV200) has been revised. The new version includes all the new special plates that have recently been released, such as Striped Bass and Registered Nurse. The new version is dated January 2022 and is available online.  Please begin using this version immediately and recycle/destroy any copies of the previous…