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Cosponsor Amendment #848 by Reaching Out to Your Local Senator

Cosponsor Amendment #848 by Reaching Out to Your Local Senator In our continued effort to pursue every avenue to pass legislation important to Massachusetts’ Independent Agents, Senator Jamie Eldridge filed Amendment #848 to the Senate Ways and Means Budget. The language of this amendment mirrors MAIA’s Commonwealth Automobile Reinsurers bill. As you know, this is…

5 Minute E&O Fixes Webinar

5 Minute E&O Fixes Webinar MAIA’s Number One Insurance Agency wants to invite all MAIA members to attend a complimentary new webinar sponsored by the Big “I”, “Five Minute E&O Fixes: Tips, Tricks and Tiny Tweaks That Help Protect Your Agency.” Be sure to join in to learn what can agents do in five minutes…

5 Minute E&O Fixes Webinar

5 Minute E&O Fixes Webinar MAIA’s Number One Insurance Agency wants to invite all MAIA members to attend a complimentary new webinar sponsored by the Big “I”, “Five Minute E&O Fixes: Tips, Tricks and Tiny Tweaks That Help Protect Your Agency.” Be sure to join in to learn what can agents do in five minutes…

Your Client May THINK Their HO Policy Covers Their Home Business, But…

Your Client May THINK Their HO Policy Covers Their Home Business, But… A home-based entrepreneur may not know that the typical homeowners’ policy doesn’t provide the business coverages they need! When completing those carrier homeowner apps – be sure to ask if they run a business out of their home. If they do, help your…

Your Client May THINK Their HO Policy Covers Their Home Business, But…

Your Client May THINK Their HO Policy Covers Their Home Business, But… A home-based entrepreneur may not know that the typical homeowners’ policy doesn’t provide the business coverages they need! When completing those carrier homeowner apps – be sure to ask if they run a business out of their home. If they do, help your…

Cancellation Requirements

Question Cancellation Requirements:  This question was answered based upon current rules, regulations & statutes in effect on January 2022: Quick question: How many days by MA law are required to be put on the Certificate of Insurance for notice of cancellation? I seem to recall/think that for non-payment of premium MA law says no more than…

Is Your Cyber Data Protected?

Is Your Cyber Data Protected? It may be Star Wars Day, but cyber-attacks and data breaches happen every minute, every day across the country. Taking the right steps to protect your data is key, and with Cyber Insurance – it can help cover the unexpected costs and hassles when it strikes. With carriers offering an array of…

Registration Decal Shortage

Registration Decal Shortage Due to a supply chain issue with the RMV’s vendor that produces their ‘24’ registration decals, beginning April 27th, there will be a delay in mailing registrations to customers who renew online or by mail.  Instead of their registration and decal being mailed in 7-10 business days, it will take a little…

Is Your Cyber Data Protected?

Is Your Cyber Data Protected? It may be Star Wars Day, but cyber-attacks and data breaches happen every minute, every day across the country. Taking the right steps to protect your data is key, and with Cyber Insurance – it can help cover the unexpected costs and hassles when it strikes. With carriers offering an array of…

Registration Decal Shortage

Registration Decal Shortage Due to a supply chain issue with the RMV’s vendor that produces their ‘24’ registration decals, beginning April 27th, there will be a delay in mailing registrations to customers who renew online or by mail.  Instead of their registration and decal being mailed in 7-10 business days, it will take a little…

Revised Road Test Application and Information Sheet

Revised Road Test Application and Information Sheet Beginning Monday, May 2nd, all applicants for a Class D Road Test will need to bring their own vehicle that meets the RMV’s requirements. As a reminder, the use of face coverings is strongly encouraged, but not required, for all vehicle occupants during the road test. The Class D…

Revised Road Test Application and Information Sheet

Revised Road Test Application and Information Sheet Beginning Monday, May 2nd, all applicants for a Class D Road Test will need to bring their own vehicle that meets the RMV’s requirements. As a reminder, the use of face coverings is strongly encouraged, but not required, for all vehicle occupants during the road test. The Class D…

Duplicate Permit

Question Duplicate Permit:  This question was answered based upon current rules, regulations & statutes in effect on December, 2020: We have an insured that ordered a duplicate permit for his son months ago and still has not received it. Would appreciate any information that you can provide regarding the status from Mass DOT. Please let me know…

WCRIBMA’s Circular Letters No. 2398, No. 2399 and No. 2400

WCRIBMA’s Circular Letters No. 2398, No. 2399 and No. 2400 The Massachusetts Workers’ Compensation Rating and Inspection Bureau has issued Circular Letter No. 2398, dated April 22, 2022, and titled  General Revision of Rates, Effective July 1, 2022 Applicable to New and Renewal Business, Circular Letter No. 2399, dated April 22, 2022, and titled  Changes in Manual Rates by…

Special Salvage Inspection Requirement

Special Salvage Inspection Requirement The RMV has determined that a number of vehicles were issued a Certificate of Title that should have contained a “Salvage” brand and the vehicle should have undergone a Salvage Inspection prior to being registered. Beginning April 22, 2022, these vehicles had a Special Salvage Inspection Requirement added to their ATLAS…

Special Salvage Inspection Requirement

Special Salvage Inspection Requirement The RMV has determined that a number of vehicles were issued a Certificate of Title that should have contained a “Salvage” brand and the vehicle should have undergone a Salvage Inspection prior to being registered. Beginning April 22, 2022, these vehicles had a Special Salvage Inspection Requirement added to their ATLAS…

Glass Loss- Non-Admitted Carrier

Question Glass Loss- Non-Admitted Carrier – This question was answered based upon current rules, regulations & statutes in effect on December, 2020: I have a situation with Auto Dealer and a glass claim under there dealers physical damage comprehensive coverage. We wrote a stand-alone dealers physical damage policy with a carrier non admitted carrier out of Texas. Recently…

Policy Cancellation and HHM License Suspension

Question Policy Cancellation & HHM License Suspension:  This question was answered based upon current rules, regulations & statutes in effect on December, 2020: We’re looking to find out if a carrier can cancel an auto policy immediately if a Junior Operator’s license is suspended Answer Kathy Cormier:  The 2016 MAP has this language in the cancellation section and…