Can Car Dealers Solicit Consumers For Insurance? We Need Your Help…
Can Car Dealers Solicit Consumers For Insurance? We Need Your Help… The answer is NO. However, they can refer an insurance agency/agent. We have received many complaints about dealers soliciting insurance as part of the vehicle purchase. The dealer may in fact refer a consumer to an agency. The purchase of the vehicle or vehicle financing…
Insurtech Boston 2022 – RETURNS!
Insurtech Boston 2022 – RETURNS! MAIA is proud to say we have partnered with Insurtech 2022 as it returns to Boston after a 2 year hiatus and it is bound to be better than before! While the importance of showcasing Insurtech startups and their stories will still occur, as will the time for drinks and…
Can Car Dealers Solicit Consumers For Insurance? We Need Your Help…
Can Car Dealers Solicit Consumers For Insurance? We Need Your Help… The answer is NO. However, they can refer an insurance agency/agent. We have received many complaints about dealers soliciting insurance as part of the vehicle purchase. The dealer may in fact refer a consumer to an agency. The purchase of the vehicle or vehicle financing…
Have a Few Things To Do?
Have a Few Things To Do? Why not let MAIA’s Number One Flood Concierge Team allow you to Protect your clients, increase your revenue without “Flooding” your team with work. We’ve got you covered with: Multi NFIP, Private & Excess Carriers We handle the data entry, provide multiple quotes, all the sign-offs and process the…
Let the Warm Weather Fun Begin!
Let the Warm Weather Fun Begin! As the weather heats up, so does the sales of Recreational Vehicles! Number One partners with Safeco Insurance to provide you markets for RVs, campers, trailers, boats, motorcycles, and E-Bikes (recreational off-road use, only)! Be sure to check us out! Trouble spots we’ve been able to assist – RVs…
Let the Warm Weather Fun Begin!
Let the Warm Weather Fun Begin! As the weather heats up, so does the sales of Recreational Vehicles! Number One partners with Safeco Insurance to provide you markets for RVs, campers, trailers, boats, motorcycles, and E-Bikes (recreational off-road use, only)! Be sure to check us out! Trouble spots we’ve been able to assist – RVs…
MAIA Seeks Nominations for Board of Directors
MAIA Seeks Nominations for Board of Directors Nominations Must be Received by May 31, 2022 The Board of Directors Nominating Committee is seeking experienced, energetic nominees to serve on MAIA’s Board. Strengthen your professional network and impact legislation that affects our industry and livelihood. Collaborate on practical solutions to help members address challenges such as…
Tech Talk: The MAP and Camper Trailers …Coverage or Not?
Tech Talk: The MAP and Camper Trailers …Coverage or Not? Irene Morrill, CPCU, CIC, ARM, CRM, CRIS, MLIS, LIA, CPIW VP Technical Affairs, MAIA It’s interesting to me how interpretations can change even though policy language hasn’t. I have recently received a few email questions regarding camper trailers and the MAP. The following is just…
The Mind of an Insurance Agent!
The Mind of an Insurance Agent! When you hear the words “Driving Rain”, what do you think of? Flood, Car Accidents, or an Umbrella? Maybe it is all three!! And when you think of those coverages – does your E&O come to mind? I just read an article published by IIABA and thought it worth sharing, since it…
The Mind of an Insurance Agent!
The Mind of an Insurance Agent! When you hear the words “Driving Rain”, what do you think of? Flood, Car Accidents, or an Umbrella? Maybe it is all three!! And when you think of those coverages – does your E&O come to mind? I just read an article published by IIABA and thought it worth sharing, since it…
School Bus Conversion and Plate Type
Question School Bus Conversion and Plate Type This question was answered based upon current rules, regulations & statutes in effect on October, 2021: I have an insured that purchased a school bus. They intend to use it for personal use only. Am I able to obtain a private passenger plate for this? Auto home plate?…
Fee Webinar: 60 Minutes in Personal Insurance
Fee Webinar: 60 Minutes in Personal Insurance The personal insurance marketplace is rapidly evolving. The auto and home industries are experiencing significant challenges, including supply chain concerns and increasing costs—and the insurance industry isn’t immune to these headwinds. In these challenging times, the agents that can adapt and respond most effectively will achieve success. Join…
What is Big “I” Markets?
What is Big “I” Markets? As an MAIA member you also have access to Big “I” Markets, which gives you access to specialty/niche coverages, program business and hard-to-find markets. Our top tier carrier partners offer access to the products you need, including affluent homeowner, bond, small commercial package, habitational, standard automobile, standard and non-standard homeowner, and more. What sets Big “I” Markets apart? After…
Updated Company Auto Insurance Filings – March 2022
Updated Company Auto Insurance Filings – March 2022 MAIA periodically visits the Division of Insurance to collect the latest information about each company’s private passenger automobile insurance rules, rates, and forms filings. Recent changes and updates are presented here. Company Filing Date/Rate Impact Allstate ALSE132673592 Rule 01/31/22 New/Renew ALSE132895787 Rule 12/01/21 Bankers Standard ACEH133078782…
Named Non Owner Policy:
Question Named Non Owner Policy: This question was answered based upon current rules, regulations & statutes in effect on October, 2021: I have a client that is living with her boyfriend. She does not own a vehicle but I recommended that she obtain a named non-owned policy for her- she is listed on his policy…
Revised Class D or M Road Test Application
Revised Class D or M Road Test Application The Class D or M Road Test Application (RDT103) has been revised. Section D (the Certification and Signature of Applicant section) has been modified to include the following sentence: Acts or attempts by the applicant, sponsor, driving school, or any other individual associated to the applicant to influence the…
Revised Class D or M Road Test Application
Revised Class D or M Road Test Application The Class D or M Road Test Application (RDT103) has been revised. Section D (the Certification and Signature of Applicant section) has been modified to include the following sentence: Acts or attempts by the applicant, sponsor, driving school, or any other individual associated to the applicant to influence the…
Vehicle Purchase and BAP
Question Vehicle Purchase and BAP This question was answered based upon current rules, regulations & statutes in effect on December 2, 2021: I have a commercial customer, with a commercial auto policy, 3 trucks have full coverage. He bought a new truck from a dealer in Maine. He wants to drive up and get it as soon…
Spanish Version of 7D Exam
Spanish Version of 7D Exam Effective March 11th, the School Pupil Transport (7D) Exam is available in both Spanish and English through the Automated Testing Stations (ATS) in RMV Service Centers. Applicants can choose which language to take the exam in. The 7D exam is offered at all full-service RMV Service Centers during regular business…
MAIA Privacy Notice
MAIA Privacy Notice MAIA and the Number One Insurance Agency take your privacy seriously. We are pleased to share our Privacy Notice with our members and customers for your review. VIEW PRIVACY NOTICE If you have any questions about this policy, please call or email MAIA Vice President and COO Heather Kramer, 508-634-7369.
Spanish Version of 7D Exam
Spanish Version of 7D Exam Effective March 11th, the School Pupil Transport (7D) Exam is available in both Spanish and English through the Automated Testing Stations (ATS) in RMV Service Centers. Applicants can choose which language to take the exam in. The 7D exam is offered at all full-service RMV Service Centers during regular business…
Update Your License Number in Our Database to Your NPN Number
Update Your License Number in Our Database to Your NPN Number As of TODAY ALL individual and business entity license numbers are changing to your National Producer Number! WHAT YOU SHOULD DO NOW: If you do not know what your NPN is, you can find it at: https://nipr.com/help/look-up-your-npn After you get your NPN, the next thing you should…
Looking for a Bond?
Looking for a Bond? Well, not that kind of bond, a RMV EVR Permit Surety Bond for your agency! The MA Registry of Motor Vehicles requires any MA insurance agency on the EVR Lite Program to secure a surety bond in the amount of $10,000. MAIA’s Number One Insurance Agency has partnered with RLI Insurance…
Looking for a Bond?
Looking for a Bond? Well, not that kind of bond, a RMV EVR Permit Surety Bond for your agency! The MA Registry of Motor Vehicles requires any MA insurance agency on the EVR Lite Program to secure a surety bond in the amount of $10,000. MAIA’s Number One Insurance Agency has partnered with RLI Insurance…
Automobile Cancellation
Question Automobile Cancellation – This question was answered based upon current rules, regulations & statutes in effect on December, 2020: I have a question for you regarding Mass. auto insurance and registration plates. We have an unnamed carrier (obtained through a recent acquisition) that allows an insured to delete a vehicle from an auto policy without cancelling…
Operator Exclusion and UM, UIM coverage
Question Operator Exclusion and UM/UIM coverage This question was answered based upon current rules, regulations & statutes in effect on January, 2022. Question- could an insured’s child collect UM/UIM coverage if they are excluded as a driver on the parent’s auto? For example, if the child is a passenger in a friend’s vehicle while at school…
SDIP and Notice to Reinquire
Question SDIP and Notice to Reinquire This question was answered based upon current rules, regulations & statutes in effect on January, 2022. Question- … I have a client that was involved in an AFA on 12/16 and convicted on 12/22. Their renewal policy was released on 12/3, to be effective 12/31 and was paid in…
MAIA State Legislative Update – March 2022
MAIA State Legislative Update As we head down the homestretch of the 2021 – 2022 legislative calendar we want to give MAIA’s members an update on what’s been happening on Beacon Hill. The legislature is now in the second year of the 2-year session, with formal sessions scheduled to end on July 31, 2022. That leaves…
Where It Rains – It Can Flood
Where It Rains – It Can Flood The first day of spring is coming! That means heavy rains at any time and flooding. Here in MA – many towns have experienced flash flooding due to torrential downpours in the past few years. Ask yourself, “Are your insureds ready and protected with flood insurance?” MAIA’s Number One Insurance Agency…
What You Need to Know About the DOI’s Transition to the SBS System
What You Need to Know About the DOI’s Transition to the SBS System As noted in our MassAgent Newsletter, the Division of Insurance is transitioning to the State Based System (SBS) for insurance regulatory functions. In doing so this means a CHANGE for YOU. Outlined below are what those changes are going to be and what…
Where It Rains – It Can Flood
Where It Rains – It Can Flood The first day of spring is coming! That means heavy rains at any time and flooding. Here in MA – many towns have experienced flash flooding due to torrential downpours in the past few years. Ask yourself, “Are your insureds ready and protected with flood insurance?” MAIA’s Number One Insurance Agency…
Acceptance of Scanned or Faxed Copies of the RTA
Acceptance of Scanned or Faxed Copies of the RTA In March 2020, the RMV temporarily amended the proof of insurance policy with the understanding that insurance companies and agents may select to work remotely, or stop in-person visits to their offices. This policy change has been extended indefinitely. READ THE FULL UPDATE HERE. FOR REGISTRY-RELATED…
Acceptance of Scanned or Faxed Copies of the RTA
Acceptance of Scanned or Faxed Copies of the RTA In March 2020, the RMV temporarily amended the proof of insurance policy with the understanding that insurance companies and agents may select to work remotely, or stop in-person visits to their offices. This policy change has been extended indefinitely. READ THE FULL UPDATE HERE. FOR REGISTRY-RELATED…
PL or CL Policy and/or Coverage
PL or CL Policy and/or Coverage This question was answered based upon current rules, regulations & statutes in effect on March 5, 2021 We have a Special Form CPP (CP 10 30 04-02) policy with Water exclusion Endorsement BP 01 59 (0808) The roof leaked during a rain storm causing interior damage to walls and…
CDL Medical Certificates Extension – March 2022
CDL Medical Certificates Extension The Federal Motor Carrier Safety Administration (FMCSA) has issued an additional waiver for CDL Medical Certificates (DOT Medical Cards). Certificates that expire between February 28, 2022 and April 14, 2022 will expire on April 15, 2022. The RMV has updated customer records in ATLAS. Affected customers will receive an email informing them…
CDL Medical Certificates Extension – March 2022
CDL Medical Certificates Extension The Federal Motor Carrier Safety Administration (FMCSA) has issued an additional waiver for CDL Medical Certificates (DOT Medical Cards). Certificates that expire between February 28, 2022 and April 14, 2022 will expire on April 15, 2022. The RMV has updated customer records in ATLAS. Affected customers will receive an email informing them…
PL or CL Policy and/or Coverage Question?
PL or CL Policy and/or Coverage Question? This question was answered based upon current rules, regulations & statutes in effect on January, 2022. Question I had a question on Ordinance or Law coverage. Specifically related to a DP3. When a client purchases an increased amount of ordinance or law, does that actually increase the dollar…
Real Estate Professional Liability and Cyber!
Real Estate Professional Liability and Cyber! Number One offers multiple markets for these commercial products that are now available for you to offer your customers. Our Real Estate Professional Liability program covers residential and commercial independent brokers, large firms and also other industry-servicing professionals such as leasing agents, property managers, and appraisers. We can also assist you with…
Insurance Stamps Not Required For Moped Registration Renewals
Insurance Stamps Not Required For Moped Registration Renewals Some RMV customers have received Registration Renewal (RMV-2) Forms that state that insurance stamps are required for their moped registration renewals. This is incorrect; mopeds DO NOT require proof of insurance. These moped renewals can be completed online or by mail. If customers ask, please let them…
Real Estate Professional Liability and Cyber!
Real Estate Professional Liability and Cyber! Number One offers multiple markets for these commercial products that are now available for you to offer your customers. Our Real Estate Professional Liability program covers residential and commercial independent brokers, large firms and also other industry-servicing professionals such as leasing agents, property managers, and appraisers. We can also assist you with…