Insurance Cards
Insurance Cards QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 7, 2018 Carrier does not offer insurance cards for our auto clients. Is this something we can get from the MAIA and if so, can you advise me the dept. and/or person to contact?
MA State Markings 540 CMR 2.22
MA State Markings 540 CMR 2.22 QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 8, 2018 I have a co-worker who was at a seminar last week and the instructor was discussing the above noted regulation that will be enforced effective 01/01/19. In addition to the requirement…
Corporation Name Change
Corporation Name Change QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 8, 2018 One of our clients, (a corporation) is changing its name. Only the name. The FID will be the same, the officers are the same, etc….What form(s) would we use to change the registrations and…
2016 MAP Contractual Liability
2016 MAP Contractual Liability QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 9, 2018 2016 PAP exclusion for part 5 with regards to contractual liability. Does this exclude optional BI for the insured anytime a contract is signed? Commerce had explained it to me this way but…
Voluntary License Surrender
Voluntary License Surrender QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 9, 2018 Not sure if you are the person to ask, but we have an elderly insured who is surrendering their license but is wondering if the RMV automatically sends a MA ID card or do…
Food Delivery and the MAP
Food Delivery and the MAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 10, 2018 One of our personal auto policy customers has a vehicle that is used in their employment as a Chinese food delivery person. Is there coverage if there is a loss while the…
7 Day Law
7 Day Law QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 7, 2018 I have an insured who’s vehicle was a total loss.. just recently signed over the title to the insurance carrier and insurance has the vehicle now they want to transfer those plates to another…
Dealer Plate
Dealer Plate QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 7, 2018 Kathy- Hope your day is going well. I just had a question regarding dealer plates. Do you know how long a customer can legally drive with dealer plates under the dealer’s insurance? I had a…
Snow Removal Plates
Snow Removal Plates QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 8, 2018 Just looking to see if you know anything about ‘snow plates’ for trucks. Are there such a thing and if so, what would be the registry requirements?
Plate Type Commercial vs. Livery
Plate Type Commercial vs. Livery QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 16, 2018 I have another registry question, hope you can help I have a new client, they are a medical facilitator and help foreign patients seek medical care in the US The company has…
CAR Outlines Proposed Changes to the Rules of Operation
CAR Outlines Proposed Changes to the Rules of Operation The Governing Committee of Commonwealth Automobile Reinsurers (CAR) has approved proposed changes to the Rules of Operation to go to the Division of Insurance for final approval. Rule 29 – Assignment Process is looking at the classification/territory combinations eligible for MAIP quota share credit. The residual market…
SSN for Credit Checks Commercial Auto
SSN for Credit Checks Commercial Auto QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 17, 2018 Hi, I’m an insurance agent and we now have a personal and commercial contract with Progressive. During commercial lines training they explained that they want us to provide a customer’s Social…
Title and Sales Tax for a UTV
Title and Sales Tax for a UTV QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 21, 2018 I have an insured who bought a UTV that does need to be titled he was told he that he has till the 20th day of the following month to…
Parental Vicarious Liability
Parental Vicarious Liability QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 21, 2018 Do you have any articles or information on Parental Vicarious Liability for adult children in MA; particularly as it relates to Autos?
3rd. Party Claim
3rd. Party Claim QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 23, 2018 I have a third party claim I have been dealing with Liberty Mutual. I need your advise. Our insured turning down a street the other vehicle was backing out of driveway they found our…
Coverage Effective Date
Coverage Effective Date QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 17, 2018 We will be insuring a vehicle in CAR. A loss payee wants us to issue a certificate of insurance before we register the vehicle so it can be driven up from KY to MA…
DOI Issues New FAQs for Property Claims Related to Merrimack Valley Gas Explosions
DOI Issues New FAQs for Property Claims Related to Merrimack Valley Gas Explosions On November 15th, the MA Division of Insurance (DOI) issued a document titled “Frequently Asked Questions Regarding Homeowner’s Insurance Claims” to respond to questions about property claims associated with the September 13th gas line explosions and fires in Andover, North Andover, and…
Canada Cards
Canada Cards QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 17, 2018 Are “Canada cards” still required for insureds who travel through Canada? I’ve been hearing “yes” from some sources and “no” from others and when I look online I can’t seem to find any recent info. …