Auto Rental
Auto Rental QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 09, 2019 It’s that time of year again & “is a car I rent covered for physical damage & liability, the same as my vehicles listed on my policy” is being asked. While we always state, BUY…
Trailers and Business Use
Trailers and Business Use QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 11, 2019 We have a strange question. We have someone who has a boat trailer. It is 4000 lbs. They tow it with their business vehicle. The business vehicle is the only vehicle they have…
Updated Company Auto Insurance Filings – July 2019
Updated Company Auto Insurance Filings – July 2019
Reckless Driving Violation Surcharge Points Increase
Reckless Driving Violation Surcharge Points Increase MAIA and all Carriers have received the following notice from the Merit Rating Bureau regarding increases to the surcharge points applied to reckless driving violations under two ATLAS violation codes. The changes may have implications for your insureds who have these violations on their record.
CAR Deems Multiple Changes to Rules of Operation Effective July 23
CAR Deems Multiple Changes to Rules of Operation Effective July 23 Commonwealth Automobile Reinsurers (CAR) issued two recent Bulletins (No. 1083 and No. 1084) announcing that 16 amendments to the Rules of Operation have been deemed approved, effective July 23, 2019, and one proposed amendment was disapproved.
Ignition Interlock Device (IID) and Insurance
Ignition Interlock Device (IID) and Insurance QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 08, 2019 I have a question in regards to handling OUI drivers, the registry and auto insurance. My insured has suspended license. She will need a breathalyzer in her car per court. She…
MAIA’s Bold New Ad Campaign is Live
MAIA’s Bold New Ad Campaign is Live UPDATE: New Ad Campaign is Generating Buzz!MAIA’s 2019 consumer ad campaign has been running on Facebook, Instagram, Pandora, Hulu, and other digital channels for several weeks, targeting potential MA insurance seekers with bold, edgy ads promoting the value of local independent insurance agents. THANK YOU to all who…
Auto Ins. PAP vs. Comml
Auto Ins. PAP vs. Comml QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 11, 2019 I recently (two months ago) wrote a new personal auto policy for an acquaintance who handed me the expiring declarations when he asked me to write his insurance. He is a 68…
Let Number One Help You Cover YOUR Home Plate!
Let Number One Help You Cover YOUR Home Plate! Summer’s here — no better time to team up with Number One. Let us cover all your agency’s bases with top-quality coverage options like these:
Rental Coverage and Kids
Rental Coverage and Kids QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 12, 2019 We have had this question several times recently and get different answers from different companies. So thought I’d ask you. Mom & Dad have mass auto w/ Collision & Comp, 250/500k liab etc. …
WCRIBMA Special Bulletin: Residual Market Loss Ratio and Burden Estimate 07-19
WCRIBMA Special Bulletin: Residual Market Loss Ratio and Burden Estimate 07-19 The MA Workers’ Compensation Rating and Inspection Bureau (WCRIBMA) released Special Bulletin 07-19, Residual Market Loss Ratio and Burden Estimate.
Lawful Presence – Valid Length of Stay
Lawful Presence – Valid Length of Stay To be eligible to obtain a driver’s license or ID card, a customer who is a non-U.S. citizen must have been granted lawful presence in the U.S. for at least 12 months (a valid length of stay).
Auto Pollution Liability
Auto Pollution Liability QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 15, 2019 I have a question regarding pollution liability. We just took over an auto policy for a client that is a portable bathroom rental company. I noticed that the current policy did not have any…
Donated Vehicle and Requirements for Use
Donated Vehicle and Requirements for Use QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 10, 2019 Good Morning Irene, I have a unique situation, one of our nonprofits received a 2009 Ford F450 as a gift. The vehicle is presently being retrofitted at the vocational school (we have an inland…
MAIA Registry Procedures Manual July 2019 Updates
MAIA Registry Procedures Manual July 2019 Updates As many of you know, MAIA produces a wonderful resource to help agencies navigate the complex world of the MA RMV: The Registry Procedures Manual. Available by subscription and updated twice a year, the comprehensive digital manual puts the ever-changing rules, regulations, and forms from the MA RMV…
Principal Place of Business
Principal Place of Business QUESTION This question was answered based upon current rules, regulations & statutes in effect on April 01, 2019 Regarding Principal Place of Business Certificate Form-I have a guy with a Ceded CL Auto Policy and his vehicle is registered to himself-he lives in Newburyport and his vehicle is garaged there. However,…
MA Extends Open Enrollment Period for Benefit Year 2020
MA Extends Open Enrollment Period for Benefit Year 2020 The open enrollment period for the 2020 benefit year in Massachusetts will extend from November 1, 2019, through January 23, 2020 (well beyond the standard end date of December 15.) The MA DOI issued information on this special enrollment period in Bulletin 2019-03, Guidance Regarding Open…