Public or Livery
Question Public or Livery: This question was answered based upon current rules, regulations & statutes in effect on May, 2022: Question: I have a client who works as a therapeutic mentor and drives clients with special needs as part of her job function. She drives them to locations in the community for support for social skills…
Commercial Auto Ceded Carrier Quote
Question This question was answered based upon current rules, regulations & statutes in effect on June, 2022: Commercial Auto Ceded Carrier Quote: Good afternoon. I understand a ceded carrier needs to have signed & completed Acord forms and all the supplemental forms to bind a ceded quote. But do they need to be completed and…
RMV ‘Get Ready” Service Streamlines Registration & Title Transactions
RMV ‘Get Ready” Service Streamlines Registration & Title Transactions The RMV is offering a ‘Get Ready’ web service that allows users to start registration and title transactions online. Get Ready cuts down on the data entry process, significantly reduces the time at the registry and eliminates inconvenient, frustrating clerk rejections. The service sends the Agent-entered…
RMV ‘Get Ready” Service Streamlines Registration & Title Transactions
RMV ‘Get Ready” Service Streamlines Registration & Title Transactions The RMV is offering a ‘Get Ready’ web service that allows users to start registration and title transactions online. Get Ready cuts down on the data entry process, significantly reduces the time at the registry and eliminates inconvenient, frustrating clerk rejections. The service sends the Agent-entered…
Updated Company Auto Insurance Filings – November 2022
P&C Company Filings – November 2022 MAIA periodically visits the Division of Insurance to collect the latest information about each company’s private passenger automobile insurance rules, rates, and forms filings. Recent changes and updates are presented here. Visit our Company Filings webpage to review the full filings. Questions? Contact Kathy Cormier at [email protected] or 508-634-7353. Company Filing Date/Rate Impact Commerce…
Updated Company Auto Insurance Filings – September 2022
Updated Company Auto Insurance Filings – September 2022 MAIA periodically visits the Division of Insurance to collect the latest information about each company’s private passenger automobile insurance rules, rates, and forms filings. Recent changes and updates are presented here. Company Filing Date/Rate Impact Allstate ALSE133277732 Rate/Rule 08/29/22 New 10/13/22 Renew +9% Bankers Standard ACEH133234830 Form/Rate/Rule 02/07/22…
Change of Utility Truck Body Style Code
Change of Utility Truck Body Style Code Effective September 15th, the ATLAS body style code of Utility Truck was changed to SUV (sport utility vehicle). This is because most vehicles given this code are more accurately described as SUVs. Vehicles that previously would have been given the body style code of Utility Truck, but are…
MAIA Announces 2022 Annual Meeting
MAIA Announces 2022 Annual Meeting In accordance with Article XI, Section 1 of the bylaws, notice is hereby given to the members of the Massachusetts Association of Insurance Agents, Inc., that the Annual Meeting of the Association will be held on Friday, October 21, 2022, at 11:30 AM, in the Marina Ballroom I, during MAIA’s Big Event Conference…
Change of Utility Truck Body Style Code
Change of Utility Truck Body Style Code Effective September 15th, the ATLAS body style code of Utility Truck was changed to SUV (sport utility vehicle). This is because most vehicles given this code are more accurately described as SUVs. Vehicles that previously would have been given the body style code of Utility Truck, but are…
New Title Paper Stock
New Title Paper Stock Effective the week of September 12th, the Massachusetts Registry of Motor Vehicles will begin issuing a revised Certificate of Title. This revised title will be printed on new paper stock and has one major change. The watermark depicting the Massachusetts State Seal will be replaced by the Screaming Eagle Watermark. Read…
Vehicle Inspection Update
Vehicle Inspection Update Two vehicle inspection changes will take effect over the next couple of months. Starting October 1, vehicle owners will no longer receive a printed inspection report when a vehicle passes inspection. Starting November 1, vehicles passing inspection will get a new sticker with the month the last sticker expired (unless the sticker…
New Title Paper Stock
New Title Paper Stock Effective the week of September 12th, the Massachusetts Registry of Motor Vehicles will begin issuing a revised Certificate of Title. This revised title will be printed on new paper stock and has one major change. The watermark depicting the Massachusetts State Seal will be replaced by the Screaming Eagle Watermark. Read…
Vehicle Inspection Update
Vehicle Inspection Update Two vehicle inspection changes will take effect over the next couple of months. Starting October 1, vehicle owners will no longer receive a printed inspection report when a vehicle passes inspection. Starting November 1, vehicles passing inspection will get a new sticker with the month the last sticker expired (unless the sticker…
No, Commissions Don’t Grow on Trees
No, Commissions Don’t Grow on Trees But if you are writing Worker’s Comp through MAIA’s Number One Insurance Agency, commissions will grow in your bank account! Do you have difficulty finding placement for risk or have quality risks in the MA WC Pool that can be transitioned out? Not sure where to start? Work with…
No, Commissions Don’t Grow on Trees
No, Commissions Don’t Grow on Trees But if you are writing Worker’s Comp through MAIA’s Number One Insurance Agency, commissions will grow in your bank account! Do you have difficulty finding placement for risk or have quality risks in the MA WC Pool that can be transitioned out? Not sure where to start? Work with…
Condo Associations and All-In Coverage
Question Condo Associations and All-In Coverage: This question was answered based upon current rules, regulations & statutes in effect on January, 2022: Is it true that now in MA all condo associations by law need to carry all-in coverage, they just don’t always include betterments and improvements? This is what I’m hearing now however I don’t…
Need an RMV EVR Surety Bond?
Need an RMV EVR Surety Bond? The MA Registry of Motor Vehicles requires any MA insurance agency on the EVR Lite Program to secure a surety bond for $10,000. MAIA’s Number One Insurance Agency has partnered with RLI Insurance Company to offer EVR Permit Surety Bonds for MAIA member agencies at a great price! Why get your…
Need an RMV EVR Surety Bond?
Need an RMV EVR Surety Bond? The MA Registry of Motor Vehicles requires any MA insurance agency on the EVR Lite Program to secure a surety bond for $10,000. MAIA’s Number One Insurance Agency has partnered with RLI Insurance Company to offer EVR Permit Surety Bonds for MAIA member agencies at a great price! Why get your…
Diminished Value
Question Diminished Value: This question was answered based upon current rules, regulations & statutes in effect on May, 2022: Question: We have a customer that recently had an accident in his new 2022 Honda Accord. He was not at fault and he’s looking to claim diminished value on the vehicle. His insurance company is telling him…
RLI Personal Umbrella – New Policy Form Effective 10/1/2022!
RLI Personal Umbrella – New Policy Form Effective 10/1/2022! RLI’s stand-alone Personal Umbrella is MAIA’s Number One Insurance Agency’s leading brokered product. We appreciate your support and want to be sure all are updated, so be sure to share with your entire team: RLI has a NEW Policy Form, Effective 10/1/2022 – Read the Policyholder Notice…
RLI Personal Umbrella – New Policy Form Effective 10/1/2022!
RLI Personal Umbrella – New Policy Form Effective 10/1/2022! RLI’s stand-alone Personal Umbrella is MAIA’s Number One Insurance Agency’s leading brokered product. We appreciate your support and want to be sure all are updated, so be sure to share with your entire team: RLI has a NEW Policy Form, Effective 10/1/2022 – Read the Policyholder Notice…
Number One is Proud to Represent the Leading Agent’s E&O Carriers For Your Protection!
Number One is Proud to Represent the Leading Agent’s E&O Carriers For Your Protection! Top Coverage + Excellent Claims Teams = Number One Insurance Agency! Having satisfied clients after a claim makes us Number One! When claims happen and are not covered or above the limits selected, it can result in an E&O…
Number One is Proud to Represent the Leading Agent’s E&O Carriers For Your Protection!
Number One is Proud to Represent the Leading Agent’s E&O Carriers For Your Protection! Top Coverage + Excellent Claims Teams = Number One Insurance Agency! Having satisfied clients after a claim makes us Number One! When claims happen and are not covered or above the limits selected, it can result in an E&O…
ID Requirement for Duplicate Titles
ID Requirement for Duplicate Titles For security and legal purposes, the RMV must follow identification requirements for all paper applications for duplicate Certificates of Title. All applicants: Any customer applying for a duplicate title must provide a photocopy of the license/ID of each individual owner (whether the applicant is the owner or somebody else) IF they are requesting…
ID Requirement for Duplicate Titles
ID Requirement for Duplicate Titles For security and legal purposes, the RMV must follow identification requirements for all paper applications for duplicate Certificates of Title. All applicants: Any customer applying for a duplicate title must provide a photocopy of the license/ID of each individual owner (whether the applicant is the owner or somebody else) IF they are requesting…
No Auto? No Problem! RLI is the Answer You’ve Been Looking For!
No Auto? No Problem! RLI is the Answer You’ve Been Looking For! Do you have clients that do not own a personal vehicle but would like an umbrella coverage over their property? RLI will provide coverage for clients with no personal auto, as long as they agree to carry the underlying coverage if they operate…
No Auto? No Problem! RLI is the Answer You’ve Been Looking For!
No Auto? No Problem! RLI is the Answer You’ve Been Looking For! Do you have clients that do not own a personal vehicle but would like an umbrella coverage over their property? RLI will provide coverage for clients with no personal auto, as long as they agree to carry the underlying coverage if they operate…
Certificates of Title with Stickers or Labels
Certificates of Title with Stickers or Labels Dealerships, auction houses, leasing companies, and fleets often affix inventory barcode labels and stickers to Certificates of Title to assist with managing their title processing. This can lead to processing and branding errors if these labels and stickers cover important information on the title. In order for the…
Certificates of Title with Stickers or Labels
Certificates of Title with Stickers or Labels Dealerships, auction houses, leasing companies, and fleets often affix inventory barcode labels and stickers to Certificates of Title to assist with managing their title processing. This can lead to processing and branding errors if these labels and stickers cover important information on the title. In order for the…
New Worcester RMV Service Center Location
New Worcester RMV Service Center Location On Monday, August 8th, the Worcester RMV Service Center will open at a new location. The address of the new service center is: 50 Southwest Cutoff Worcester, MA 01604 The service center’s hours will remain the same as the previous location (Mon-Fri 9am-5pm). NEW LOCATION SPECIFICATIONS AND IMPROVEMENTS The…
CAR Language Adopted – Big Win for MAIA Members!
CAR Language Adopted – Big Win for MAIA Members! Last Thursday, Governor Baker signed the FY23 Budget. We are very pleased to report that MAIA’s language relative to the Commonwealth Automobile Reinsurers was included in the enacted budget. This language ensures appropriate agent representation on the CAR Governing Committee by removing the requirement that two…
New Worcester RMV Service Center Location
New Worcester RMV Service Center Location On Monday, August 8th, the Worcester RMV Service Center will open at a new location. The address of the new service center is: 50 Southwest Cutoff Worcester, MA 01604 The service center’s hours will remain the same as the previous location (Mon-Fri 9am-5pm). New Location Specifications and Improvements The…
Length of Road Test Score Validity
Length of Road Test Score Validity If an applicant for a driver’s license passes a road test but has not prepaid for the license, or if the license isn’t issued due to other outstanding fees, obligations, or non-active license status, the applicant must obtain their license while the test results remain valid. Applicants need to…
Length of Road Test Score Validity
Length of Road Test Score Validity If an applicant for a driver’s license passes a road test but has not prepaid for the license, or if the license isn’t issued due to other outstanding fees, obligations, or non-active license status, the applicant must obtain their license while the test results remain valid. Applicants need to…
Workers’ Compensation
Workers’ Compensation Do best by your clients and check with Number One before placing their business with the WC Pool. MAIA Members have direct access to the Number One Insurance Agency, which offers multiple voluntary WC carriers. Give your clients the best options for their business with direct bill payment plans, deviated rates (carrier/class code…
New Returned Mail Letter
New Returned Mail Letter Registration and Title Applications (RTAs) from out-of-state dealers can be processed by mail through the Registration Department at Quincy RMV Headquarters. All other RTAs mailed to the Registration Department from Massachusetts dealers or individual customers get returned to the customer and they need to make an appointment at a service center…
Workers’ Compensation
Workers’ Compensation Do best by your clients and check with Number One before placing their business with the WC Pool. MAIA Members have direct access to the Number One Insurance Agency, which offers multiple voluntary WC carriers. Give your clients the best options for their business with direct bill payment plans, deviated rates (carrier/class code…
New Returned Mail Letter
New Returned Mail Letter Registration and Title Applications (RTAs) from out-of-state dealers can be processed by mail through the Registration Department at Quincy RMV Headquarters. All other RTAs mailed to the Registration Department from Massachusetts dealers or individual customers get returned to the customer and they need to make an appointment at a service center…
Issuance of Veteran and Military Plates to Lessees
Issuance of Veteran and Military Plates to Lessees Applications for Veteran and Military Plates can be accepted directly from eligible customers who lease, rather than own, a motor vehicle. Proof of the lease in the name of the applicant must be submitted. In this case, the Certificate of Registration and plates will be issued in…
Involuntarily Towed Vehicles
Involuntarily Towed Vehicles Towing companies sometimes tow vehicles for involuntary reasons, such as accidents, motor vehicle violations, or arrest warrants. Some of these vehicles are never claimed by their owners. Towing companies must wait 104 days to process a title application and obtain ownership of an unclaimed vehicle and they must follow a specific process…