Commercial Auto with Out of State Garaging
Question Commercial Auto with Out of State Garaging: This question was answered based upon current rules, regulations & statutes in effect August, 2022: I feel like I know the answer to this but hoping to confirm with you. We have a client in commercial lines that has a commercial auto policy and purchasing a new vehicle…
Can a Bobcat be Registered?
Question Can a Bobcat be registered? This question was answered based upon current rules, regulations & statutes in effect on October 20, 2021: Can a Bobcat (very small four-wheel front loader that cleans the sidewalks of snow) be registered? Please advise! Thanks! Answer Kathy Cormier: In the opinion of the Massachusetts RMV, a Bobcat (Skid Steer) is…
License Suspension Hearing
Question License Suspension Hearing: This question was answered based upon current rules, regulations & statutes in effect on July, 2022: I have a customer that had their license suspended but has now cleared up all the issues for the suspension. What is the easiest way to get a hearing? Do you think walking into the Milford…
Can you have a Motorcycle Policy without a Motorcycle permit-license?
Question Can you have a Motorcycle Policy without a Motorcycle permit/license? This question was answered based upon current rules, regulations & statutes in effect on July, 2022: I’ve checked with everyone that I work with and no one seems to know the answer to this. We have an insured who is trying to register and insure…
Adding Additional Insurance to HO Policy
Question Adding Additional Insurance to HO Policy: This question was answered based upon current rules, regulations & statutes in effect August, 2022: I have an insured that is going to install a generator for their house in Scituate, and the only place to put it is next to their neighbor’s generator on their neighbor’s property. The neighbors is…
New RMV Service Center Services Handout
New RMV Service Center Services Handout A new handout called RMV Service Center Services (document LIC118) has been created. This handout contains information on which RMV transactions require an appointment, which can be processed in an RMV Service Center without an appointment, and which cannot be processed in RMV Service Centers. View the handout HERE. Please…
Moped Expiration Decal Change
Moped Expiration Decal Change Moped registrations/plates are valid for two years and expire on the last day of March. Currently, moped expiration decals are issued with the format MONTH YEAR (example: MAR 23, MAR 24). Beginning with moped registrations/plates expiring in March 2025, we are switching to the standard expiration decals that are used for…
New RMV Service Center Services Handout
New RMV Service Center Services Handout A new handout called RMV Service Center Services (document LIC118) has been created. This handout contains information on which RMV transactions require an appointment, which can be processed in an RMV Service Center without an appointment, and which cannot be processed in RMV Service Centers. View the handout HERE. Please…
Moped Expiration Decal Change
Moped Expiration Decal Change Moped registrations/plates are valid for two years and expire on the last day of March. Currently, moped expiration decals are issued with the format MONTH YEAR (example: MAR 23, MAR 24). Beginning with moped registrations/plates expiring in March 2025, we are switching to the standard expiration decals that are used for…
Full Term Credentials for Asylees and Refugees
Full Term Credentials for Asylees and Refugees Customers whose SAVE check returns a status of Asylee or Refugee are considered to have permanent lawful presence and will be eligible for full-term (5-year) credentials (all classes) beginning October 13, 2022. Previously, these customers received a one-year card. A change has been made to ATLAS to allow…
Full Term Credentials for Asylees and Refugees
Full Term Credentials for Asylees and Refugees Customers whose SAVE check returns a status of Asylee or Refugee are considered to have permanent lawful presence and will be eligible for full-term (5-year) credentials (all classes) beginning October 13, 2022. Previously, these customers received a one-year card. A change has been made to ATLAS to allow…
Rental Vehicle
Question Rental Vehicle: This question was answered based upon current rules, regulations & statutes in effect on July, 2022: My insured is going to rent a vehicle from dealer while his pickup is in for repair. It may take a while because they have to order parts. He is going to borrow his sister-in-law’s truck to…
Public or Livery
Question Public or Livery: This question was answered based upon current rules, regulations & statutes in effect on May, 2022: Question: I have a client who works as a therapeutic mentor and drives clients with special needs as part of her job function. She drives them to locations in the community for support for social skills…
Commercial Auto Ceded Carrier Quote
Question This question was answered based upon current rules, regulations & statutes in effect on June, 2022: Commercial Auto Ceded Carrier Quote: Good afternoon. I understand a ceded carrier needs to have signed & completed Acord forms and all the supplemental forms to bind a ceded quote. But do they need to be completed and…
RMV ‘Get Ready” Service Streamlines Registration & Title Transactions
RMV ‘Get Ready” Service Streamlines Registration & Title Transactions The RMV is offering a ‘Get Ready’ web service that allows users to start registration and title transactions online. Get Ready cuts down on the data entry process, significantly reduces the time at the registry and eliminates inconvenient, frustrating clerk rejections. The service sends the Agent-entered…
RMV ‘Get Ready” Service Streamlines Registration & Title Transactions
RMV ‘Get Ready” Service Streamlines Registration & Title Transactions The RMV is offering a ‘Get Ready’ web service that allows users to start registration and title transactions online. Get Ready cuts down on the data entry process, significantly reduces the time at the registry and eliminates inconvenient, frustrating clerk rejections. The service sends the Agent-entered…
Updated Company Auto Insurance Filings – November 2022
P&C Company Filings – November 2022 MAIA periodically visits the Division of Insurance to collect the latest information about each company’s private passenger automobile insurance rules, rates, and forms filings. Recent changes and updates are presented here. Visit our Company Filings webpage to review the full filings. Questions? Contact Kathy Cormier at [email protected] or 508-634-7353. Company Filing Date/Rate Impact Commerce…
Updated Company Auto Insurance Filings – September 2022
Updated Company Auto Insurance Filings – September 2022 MAIA periodically visits the Division of Insurance to collect the latest information about each company’s private passenger automobile insurance rules, rates, and forms filings. Recent changes and updates are presented here. Company Filing Date/Rate Impact Allstate ALSE133277732 Rate/Rule 08/29/22 New 10/13/22 Renew +9% Bankers Standard ACEH133234830 Form/Rate/Rule 02/07/22…
Change of Utility Truck Body Style Code
Change of Utility Truck Body Style Code Effective September 15th, the ATLAS body style code of Utility Truck was changed to SUV (sport utility vehicle). This is because most vehicles given this code are more accurately described as SUVs. Vehicles that previously would have been given the body style code of Utility Truck, but are…
MAIA Announces 2022 Annual Meeting
MAIA Announces 2022 Annual Meeting In accordance with Article XI, Section 1 of the bylaws, notice is hereby given to the members of the Massachusetts Association of Insurance Agents, Inc., that the Annual Meeting of the Association will be held on Friday, October 21, 2022, at 11:30 AM, in the Marina Ballroom I, during MAIA’s Big Event Conference…
Change of Utility Truck Body Style Code
Change of Utility Truck Body Style Code Effective September 15th, the ATLAS body style code of Utility Truck was changed to SUV (sport utility vehicle). This is because most vehicles given this code are more accurately described as SUVs. Vehicles that previously would have been given the body style code of Utility Truck, but are…
New Title Paper Stock
New Title Paper Stock Effective the week of September 12th, the Massachusetts Registry of Motor Vehicles will begin issuing a revised Certificate of Title. This revised title will be printed on new paper stock and has one major change. The watermark depicting the Massachusetts State Seal will be replaced by the Screaming Eagle Watermark. Read…
Vehicle Inspection Update
Vehicle Inspection Update Two vehicle inspection changes will take effect over the next couple of months. Starting October 1, vehicle owners will no longer receive a printed inspection report when a vehicle passes inspection. Starting November 1, vehicles passing inspection will get a new sticker with the month the last sticker expired (unless the sticker…
New Title Paper Stock
New Title Paper Stock Effective the week of September 12th, the Massachusetts Registry of Motor Vehicles will begin issuing a revised Certificate of Title. This revised title will be printed on new paper stock and has one major change. The watermark depicting the Massachusetts State Seal will be replaced by the Screaming Eagle Watermark. Read…
Vehicle Inspection Update
Vehicle Inspection Update Two vehicle inspection changes will take effect over the next couple of months. Starting October 1, vehicle owners will no longer receive a printed inspection report when a vehicle passes inspection. Starting November 1, vehicles passing inspection will get a new sticker with the month the last sticker expired (unless the sticker…
No, Commissions Don’t Grow on Trees
No, Commissions Don’t Grow on Trees But if you are writing Worker’s Comp through MAIA’s Number One Insurance Agency, commissions will grow in your bank account! Do you have difficulty finding placement for risk or have quality risks in the MA WC Pool that can be transitioned out? Not sure where to start? Work with…
No, Commissions Don’t Grow on Trees
No, Commissions Don’t Grow on Trees But if you are writing Worker’s Comp through MAIA’s Number One Insurance Agency, commissions will grow in your bank account! Do you have difficulty finding placement for risk or have quality risks in the MA WC Pool that can be transitioned out? Not sure where to start? Work with…
Condo Associations and All-In Coverage
Question Condo Associations and All-In Coverage: This question was answered based upon current rules, regulations & statutes in effect on January, 2022: Is it true that now in MA all condo associations by law need to carry all-in coverage, they just don’t always include betterments and improvements? This is what I’m hearing now however I don’t…
Need an RMV EVR Surety Bond?
Need an RMV EVR Surety Bond? The MA Registry of Motor Vehicles requires any MA insurance agency on the EVR Lite Program to secure a surety bond for $10,000. MAIA’s Number One Insurance Agency has partnered with RLI Insurance Company to offer EVR Permit Surety Bonds for MAIA member agencies at a great price! Why get your…
Need an RMV EVR Surety Bond?
Need an RMV EVR Surety Bond? The MA Registry of Motor Vehicles requires any MA insurance agency on the EVR Lite Program to secure a surety bond for $10,000. MAIA’s Number One Insurance Agency has partnered with RLI Insurance Company to offer EVR Permit Surety Bonds for MAIA member agencies at a great price! Why get your…
Diminished Value
Question Diminished Value: This question was answered based upon current rules, regulations & statutes in effect on May, 2022: Question: We have a customer that recently had an accident in his new 2022 Honda Accord. He was not at fault and he’s looking to claim diminished value on the vehicle. His insurance company is telling him…
RLI Personal Umbrella – New Policy Form Effective 10/1/2022!
RLI Personal Umbrella – New Policy Form Effective 10/1/2022! RLI’s stand-alone Personal Umbrella is MAIA’s Number One Insurance Agency’s leading brokered product. We appreciate your support and want to be sure all are updated, so be sure to share with your entire team: RLI has a NEW Policy Form, Effective 10/1/2022 – Read the Policyholder Notice…
RLI Personal Umbrella – New Policy Form Effective 10/1/2022!
RLI Personal Umbrella – New Policy Form Effective 10/1/2022! RLI’s stand-alone Personal Umbrella is MAIA’s Number One Insurance Agency’s leading brokered product. We appreciate your support and want to be sure all are updated, so be sure to share with your entire team: RLI has a NEW Policy Form, Effective 10/1/2022 – Read the Policyholder Notice…
Number One is Proud to Represent the Leading Agent’s E&O Carriers For Your Protection!
Number One is Proud to Represent the Leading Agent’s E&O Carriers For Your Protection! Top Coverage + Excellent Claims Teams = Number One Insurance Agency! Having satisfied clients after a claim makes us Number One! When claims happen and are not covered or above the limits selected, it can result in an E&O…
Number One is Proud to Represent the Leading Agent’s E&O Carriers For Your Protection!
Number One is Proud to Represent the Leading Agent’s E&O Carriers For Your Protection! Top Coverage + Excellent Claims Teams = Number One Insurance Agency! Having satisfied clients after a claim makes us Number One! When claims happen and are not covered or above the limits selected, it can result in an E&O…
ID Requirement for Duplicate Titles
ID Requirement for Duplicate Titles For security and legal purposes, the RMV must follow identification requirements for all paper applications for duplicate Certificates of Title. All applicants: Any customer applying for a duplicate title must provide a photocopy of the license/ID of each individual owner (whether the applicant is the owner or somebody else) IF they are requesting…
ID Requirement for Duplicate Titles
ID Requirement for Duplicate Titles For security and legal purposes, the RMV must follow identification requirements for all paper applications for duplicate Certificates of Title. All applicants: Any customer applying for a duplicate title must provide a photocopy of the license/ID of each individual owner (whether the applicant is the owner or somebody else) IF they are requesting…
No Auto? No Problem! RLI is the Answer You’ve Been Looking For!
No Auto? No Problem! RLI is the Answer You’ve Been Looking For! Do you have clients that do not own a personal vehicle but would like an umbrella coverage over their property? RLI will provide coverage for clients with no personal auto, as long as they agree to carry the underlying coverage if they operate…
No Auto? No Problem! RLI is the Answer You’ve Been Looking For!
No Auto? No Problem! RLI is the Answer You’ve Been Looking For! Do you have clients that do not own a personal vehicle but would like an umbrella coverage over their property? RLI will provide coverage for clients with no personal auto, as long as they agree to carry the underlying coverage if they operate…
Certificates of Title with Stickers or Labels
Certificates of Title with Stickers or Labels Dealerships, auction houses, leasing companies, and fleets often affix inventory barcode labels and stickers to Certificates of Title to assist with managing their title processing. This can lead to processing and branding errors if these labels and stickers cover important information on the title. In order for the…