Personal Information on Surcharge Notice
Personal Information on Surcharge Notice This question was answered based upon current rules, regulations & statutes in effect on January 27, 2020 QUESTION I’m wondering if you can help with something or maybe direct me to the right person. My colleague, manages our systems and everything technical in the office. His son had an…
At Fault Accident and Commercial Vehicle
At Fault Accident and Commercial Vehicle This question was answered based upon current rules, regulations & statutes in effect on January 28, 2020 QUESTION Hi, we are having a discussion in our office, One person thinks if you are driving a company vehicle that is in a inc. and get in a at fault…
Surcharge Appeal – Waiver of Deductible
Surcharge Appeal – Waiver of Deductible This question was answered based upon current rules, regulations & statutes in effect on January 28, 2020 QUESTION Good afternoon Kathy and Irene, I have a feeling I already know the answer to this, but it’s been at least a decade since I ran into this scenario. (See…
What is Property Damage
What is Property Damage This question was answered based upon current rules, regulations & statutes in effect on January 28, 2020 QUESTION Hello, I have a client who leases a retail space for her convenience store. A vehicle insured with Mapfre collided with her storefront, causing around $3700 in damage to her awning (that’s…
New Insurance Apprenticeship Program Takes Aim at Talent Gap
New Insurance Apprenticeship Program Takes Aim at Talent Gap February is Insurance Careers Month, ideal timing to announce a new, national insurance apprenticeship program from the nonprofit firm Invest. With approval from the Department of Labor, Invest will now begin partnering with local Big “I” state associations (like MAIA) to develop local apprenticeship programs that…
What’s Brewing this Valentine’s Day?
What’s Brewing this Valentine’s Day? Whatever your taste, champagne or beer, Number One’s program manager for Hospitality markets, Lori Kane, is ready to assist you with writing your accounts!
Hands-Free – It’s the Law as of Feb. 23
Hands-Free – It’s the Law as of Feb. 23 Are your clients aware that holding their cellphone while driving will soon become a surchargeable offense? Effective 2/23/2020, the new “hands-free” law in MA makes it illegal for motor vehicle and bicycle operators to hold any electronic device or phone, including when stopped at red lights…
Hired Auto
Hired Auto This question was answered based upon current rules, regulations & statutes in effect on January 30, 2020 QUESTION I have a client who has a commercial auto with 2 different carriers. One policy includes non-owned and hired liability. Am I correct that they don’t need to have that on both policies since…
Carrier Filings
Carrier Filings This question was answered based upon current rules, regulations & statutes in effect on January 31, 2020 QUESTION Good morning, Here’s a question posed to me: If the carrier sends their guidelines to the state for approval, is it state law that they have to follow those guidelines? A certain carrier will…
Updates on MAIA’s Legislative Priorities for 2020
Updates on MAIA’s Legislative Priorities for 2020 When’s the last time you visited the Massachusetts State House? 6th grade field trip? Not to worry. MAIA President & CEO Nick Fyntrilakis and MAIA’s advocacy team are pretty well known under the golden dome on Beacon Hill. Nick recently discussed MAIA’s legislative priorities with state legislators at…
Don’t Get Left Out in the Cold with Bad E&O Coverage
Don’t Get Left Out in the Cold with Bad E&O Coverage E&O claims happen every day. Even good agents get pulled into claims! And that’s where MAIA’s Number One Agency comes in. We understand agents because you’re who we serve. We have markets that can help almost any P&C agency. Let us connect you to…
MAIA is Looking for New Instructors… Could You Be One of Them?
MAIA is Looking for New Instructors… Could You Be One of Them? MAIA’s Education team is known for providing high quality programs. The key to this success is our amazing instructors… and we need more of them! There are lots of great insurance people out there. There are lots of stellar teachers out there. Do…
MAP and Doctor Visit
MAP and Doctor Visit This question was answered based upon current rules, regulations & statutes in effect on January 12, 2020 QUESTION Under Mass auto is there a time frame that an injured party must see a Dr. Insured had accident 10 days ago, was told auto wouldn’t unless she sees a Dr.within 14…
2A Commercial Auto
2A Commercial Auto This question was answered based upon current rules, regulations & statutes in effect on January 14, 2020 QUESTION I am sorry if this seems like a dumb question but do I need to do a 2A if moving a commercial auto policy from one company to another within our agency?
Business Auto MA
Business Auto MA This question was answered based upon current rules, regulations & statutes in effect on January 15, 2020 QUESTION Many times in talking to clients and they inquire about a driver that is inexperienced or bad driving records when they find out it will effect their rate or they don’t qualify being…
IA Magazine Interviews MA Agent Bill Braley on Environmental Liability
IA Magazine Interviews MA Agent Bill Braley on Environmental Liability A big shout-out of congratulations to longtime MAIA member Bill Braley, SVP of Braley Wellington Insurance Agency in Worcester, who was featured in a recent issue of IA Magazine (a publication of our national association, the Big “I”). IA Assistant Editor AnneMarie McPherson interviewed Bill…
Tech Talk: BAP and Physical Damage Losses … Just When is Equipment Covered? P.S. Is it the Same for the Personal Auto Policy?
Tech Talk: BAP and Physical Damage Losses … Just When is Equipment Covered? P.S. Is it the Same for the Personal Auto Policy? By Irene Morrill, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW — VP of Technical Affairs
Brockton Registry of Motor Vehicles Customer Service Center Temporarily Closed
Brockton Registry of Motor Vehicles Customer Service Center Temporarily Closed The Massachusetts Registry of Motor Vehicles (RMV) is announcing that the Brockton Customer Service Center, at 490 Forest Avenue, is temporarily closed due to flooding caused by a water pipe that burst in the ceiling on Sunday, January 19. Building materials damaged by water must be…