MAIP Auto
MAIP Auto QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 15, 2018 I had a quick question that I was hoping you could shed some light on – We received several cancel requests from Liberty Mutual on various property policies for a client of ours, along…
LPRs
LPRs QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 16, 2018 I had a quick question that I was hoping you could shed some light on – We received several cancel requests from Liberty Mutual on various property policies for a client of ours, along with…
Delivery
Delivery QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 17, 2018 I have a customer who we write a personal lines policy. They have a Chevy Trail Blazer that they want to use to deliver flowers with as they own a flower shop. Do they need…
Make Your InsurPac Contribution Before 12/31/18
Make Your InsurPac Contribution Before 12/31/18 InsurPac is the non-partisan federal political action committee (PAC) that complements the legislative efforts of our national association, the Big “I.” InsurPac is one of the most effective and well-respected small-business PACs in the country. “We’re very fortunate to have this powerhouse representing us on Capitol Hill,” says…
SDIP Motorcycle
SDIP Motorcycle QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 17, 2018 Under a motorcycle policy, if you make a claim for only medical payments, under optional medical payments because PIP does not apply, no bodily injury claim, no property damage claim, would a surcharge apply?
Binder Language
Binder Language QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 17, 2018 Good afternoon Irene, I’d like to see if I can get some clarification regarding agent binding and how the RMV-1 form comes into play. Essentially I’m looking to know if agency best practices for…
Roof Line
Roof Line QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 19, 2018 Good morning I am trying to find roof line definitions (ie pitched – high or low; flat etc). Would you be able to direct me to the web site where this information can be…
Registry News: Magnetic Signs Are Acceptable on Commercial Vehicles
Registry News: Magnetic Signs Are Acceptable on Commercial Vehicles
Registry News: New Danvers RMV Service Center Opens 10/29/18
Registry News: New Danvers RMV Service Center Opens 10/29/18
Transfer and Effective Date
Transfer and Effective Date QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 18, 2018 Irene- We were having a discussion in our office regarding a car transfer. If a customer trades in say a 2005 Ford for a 2018 Ford and is supposed to pick up…
Driving Records for Non-Driving Staff
Driving Records for Non-Driving Staff QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 16, 2018 I have an insured who’s commercial auto policy is being non-renewed as a driver came back with a DUI on his record. Per the carrier the insured was asked for an…
USDOT#
USDOT# QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 30, 2018 No hurry in a response but just a question I am not certain how to answer. I have an insured who has a 2012 Dodge Ram on his PP policy. The weight is 12,300 or…
Registry News: Revised Law Affects Foreign Driver’s Licenses in MA
Registry News: Revised Law Affects Foreign Driver’s Licenses in MA As of July 2018, licensed drivers from any foreign country may operate a motor vehicle in Massachusetts, as long as they meet the requirements.
Waiver of Deductible
Waiver of Deductible QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 25, 2018 On a Mass Auto policy can you add the waiver of collision deductible to motorcycles and trailers that carry Collision coverage?
Stamping Trailer Registrations
Stamping Trailer Registrations QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 25, 2018 Technical question here. We have client who wants his trailer reg stamped. Trailer owned in name of two individuals. (not related) We advised him we could not stamp with the two names per…
Comprehensive Only
Comprehensive Only QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 25, 2018 Irene-had a coworker tell me something that absolutely floored me. I have almost 50 years of experience and there were things I thought I was sure of. Not so much now…. To your knowledge,…
New WC Coverage Payroll Limits for Individuals, Partnerships, LLCs, and Officers
New WC Coverage Payroll Limits for Individuals, Partnerships, LLCs, and Officers As they do every year, the Workers’ Compensation Rating & Inspection Bureau of Massachusetts (WCRIBMA) has updated the payroll determinations used as the basis for WC insurance premiums for individuals, partnerships, and LLCs, as well as the minimum and maximum payroll limitations for executive officers…
Merit Rating on a Boat
Merit Rating on a Boat QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 28, 2018 I have a situation where up until last Policy year she was a 99. I guess she was in a kayak and the kayak sank and she was not wearing a…