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Food Spoilage Claim

Food Spoilage Claim QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 18, 2018 Question please.   We are getting a few calls about food spoilage due to the explosions and loss of Electricity in Andover, No. Andover and Lawrence.   This was a state of emergency.   If our insureds…

Updated Company Auto Insurance Filings – November 2018

Updated Company Auto Insurance Filings – November 2018

Stamping Trailers

Stamping Trailers QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 25, 2018 Technical question here. We have client who wants his trailer reg stamped.  Trailer owned in name of two individuals. (not related) We advised him we could not stamp with the two names per underwriting, registry…

E&O: Producers Don’t Know What They Don’t Know

E&O: Producers Don’t Know What They Don’t Know Utica National Insurance Group brings monthly loss control articles to MAIA members directly from the risk management team. Read the article below or download this month’s article in PDF format.   

Partners Insurance Group Teams Up to Save Lives

Partners Insurance Group Teams Up to Save Lives Partners Insurance Group, LLC has proved that they’re the star of the show. Over the past three years they’ve teamed up with STARR Saving Lives Capital Campaign, and over those three years has pledged $10,000. 

Comprehensive Only

Comprehensive Only QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 25, 2018 Irene-had a coworker tell me something that absolutely floored me.  I have almost 50 years of experience and there were things I thought I was sure of. Not so much now…. To your knowledge, are…

Coverage vs. Effective Date

Coverage vs. Effective Date QUESTION This question was answered based upon current rules, regulations & statutes in effect on November 5, 2018 I hope you are doing well! Last month, we had an insured purchase a vehicle on 10/13/2018 but didn’t get the registration paperwork completed until 10/15/2018. Of course, we endorsed the policy to…

CAR Implements Ineligible Risk Database

CAR Implements Ineligible Risk Database Commonwealth Auto Reinsurers (CAR) has announced the implementation of the Ineligible Risk Database, a new website application that will allow Servicing Carriers to share information on ceded risks that have been declined, non-renewed, or cancelled as a result of being ineligible for coverage in the Massachusetts commercial residual market.

WC News: DOI Approves Notifying Policyholders of Pending Expiration of TRIPRA

WC News: DOI Approves Notifying Policyholders of Pending Expiration of TRIPRA  

WC News: WCRIB Special Bulletins Residual Market Loss Ratio and Burden Estimate — October Update

WC News: WCRIB Special Bulletins Residual Market Loss Ratio and Burden Estimate — October Update  

2A or Dec Page

2A or Dec Page QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 27, 2018 Could you please tell me if Progressive and GEICO are allowed to provide dec pages in lieu of 2As and LPRs?

Certificate of Insurance

Certificate of Insurance QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 5, 2018 There is a state statute that talks about a cert of ins can only represent the policies listed. The cert cannot add or take away from a policy. I cannot find it in my…

Meet a Young Agent – Scott Ellis

Meet a Young Agent – Scott Ellis 2018 is more than half over but we still have a lot of work to do! I joined the Young Agents Committee in 2017 shortly after starting at Bright Insurance in Milford, MA as the Operations Manager. Being on the committee has allowed me to meet and get…

Collision or Comprehensive

Collision or Comprehensive QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 9, 2018  If a person is driving a car and the wheel falls off and the car is damaged from hitting the road, is that a collision or comprehensive claim?

Tech Talk: MA Operator Exclusion Endorsement M-0106-S Revisited

Tech Talk: MA Operator Exclusion Endorsement M-0106-S Revisited By Irene Morrill, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW  – VP of Technical Affairs, MAIA  

WC Cancellation

WC Cancellation QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 12, 2018 Kathy Cormier to Irene Morrill and Dan Foley:  I received a call from a member stating that she has two clients that are being cancelled by the WCRIB and the reason for the cancellation in…

NEW Massachusetts License and ID Issuance Number Format Changes Effective 11/13/2018

NEW Massachusetts License and ID Issuance Number Format Changes Effective 11/13/2018

NEW USDOT Requirements

NEW USDOT Requirements   QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 12, 2018 A client brought to my attention new rules regarding DOT requirements.  Is this true that trucks with a 10K GVW or greater are now required to obtain a USDOT number, letter the truck…