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2021

Revised Medical Affairs Forms

Revised Medical Affairs Forms The MA RMV has revised four Medical Affairs forms to remove the option to submit them by email. They should only be submitted by mail or fax to Medical Affairs. The revised forms are: Medical Evaluation Form (MAB106); Request for Medical Evaluation (MAB107); Loss of Consciousness Evaluation Form (MAB108); and Psychiatric…

Don’t Push Good WC Clients into the Pool!

Don’t Push Good WC Clients into the Pool! The Worker’s Comp (WC) assigned risk pool is not meant for everyone! It is intended to be a market of last resort for high-risk policies, where the insured cannot obtain voluntary offers directly from insurance carriers. Before putting someone in the pool, always check with MAIA’s Number…

Trailer with Kubota Digger

Question Trailer with Kubota Digger This question was answered based upon current rules, regulations & statutes in effect on June 30, 2021 Insured wants to pull a Kubota digger (owned in a company name) on a trailer in a personal name. He said he will use the kubota for personal things like digging and leveling dirt…

DOC or Use of Other Auto

Question DOC or Use of Other Auto This question was answered based upon current rules, regulations & statutes in effect on June 30, 2021 We have a Massachusetts insured who does not currently own a personal auto. The only vehicle owned by this household is owned & registered under a corporation. This vehicle is insured on…

Accident in Commercial Vehicle and SDIP

Question Accident in Company Vehicle and SDIP This question was answered based upon current rules, regulations & statutes in effect on June 30, 2021 Sorry to bother you but one of my insureds had asked if their employee had an accident in a company vehicle, would their personal insurance be surcharged?   She didn’t give me much…

WC and Volunteers

Question WC and Volunteers 07/14/21 – Commercial This question was answered based upon current rules, regulations & statutes in effect on July 7, 2021 I was always of the mindset that volunteers were provided coverage under the employers’ liability section of the policy only. I have read there may be an exception for high school students…

Tech Talk: DOC Endorsement vs. Use of Other Auto Endorsement vs. PUP

Tech Talk: DOC Endorsement vs. Use of Other Auto Endorsement vs. PUP What Do I Need and Why? By Irene Morrill, CPCU, CIC, ARM, CRM, CRIS, MLIS, LIA, CPIW VP Technical Affairs, MAIA   I’ve had questions regarding the Drive Other Car (DOC) endorsement, the Use of Other Auto endorsement, and the personal umbrella policy…

MA 2020 Property-Casualty Insurance Marketplace Summary: A New MAIA Member Benefit!

MA 2020 Property-Casualty Insurance Marketplace Summary: A New MAIA Member Benefit! MAIA is pleased to provide our members with a customized summary of the 2020 property and casualty (p-c) insurance marketplace. Using data from AM Best, the report offers relevant content beginning with a MA premium and distribution summary across all lines of business (LOBs),…

Tech Talk: DOC Endorsement vs. Use of Other Auto Endorsement vs. PUP

Tech Talk: DOC Endorsement vs. Use of Other Auto Endorsement vs. PUP What Do I Need and Why? By Irene Morrill, CPCU, CIC, ARM, CRM, CRIS, MLIS, LIA, CPIW VP Technical Affairs, MAIA   I’ve had questions regarding the Drive Other Car (DOC) endorsement, the Use of Other Auto endorsement, and the personal umbrella policy…

Is Flood Confusing You and Your Staff?

Is Flood Confusing You and Your Staff? FEMA’s new Risk Rating 2.0 is coming out later this year, and many agents are dreading the changes. But flood doesn’t HAVE to be complicated! Roll your flood book over to MAIA’s Number One Insurance Agency and let our Flood Concierge team service your accounts! You’ll be kept…

Is Flood Confusing You and Your Staff?

Is Flood Confusing You and Your Staff? FEMA’s new Risk Rating 2.0 is coming out later this year, and many agents are dreading the changes. But flood doesn’t HAVE to be complicated! Roll your flood book over to MAIA’s Number One Insurance Agency and let our Flood Concierge team service your accounts! You’ll be kept…

RLI Coverage for the Things That Keep your Clients Up at Night

RLI Coverage for the Things That Keep Your Clients Up at Night We’ve all experienced those scary 3:00 AM thoughts. What if I (or my kid!) accidentally injures someone? What if I get hit by an uninsured driver? What if I get sued? Who will pay for it? You can help your clients by offering…

RLI Coverage for the Things That Keep your Clients Up at Night

RLI Coverage for the Things That Keep Your Clients Up at Night We’ve all experienced those scary 3:00 AM thoughts. What if I (or my kid!) accidentally injures someone? What if I get hit by an uninsured driver? What if I get sued? Who will pay for it? You can help your clients by offering…

Ignition Interlock Devices Now Required for Certain 1st-Time OUI Offenders

Ignition Interlock Devices Now Required for Certain 1st-Time OUI Offenders Effective July 1, 2021, the Ignition Interlock Device (IID) obligation now extends to certain first-time OUI offenders who took a breathalyzer at the time of arrest with results of .15 or above and seek a hardship license at the RMV. Additionally, all IID Program participants…

Ignition Interlock Devices Now Required for Certain 1st-Time OUI Offenders

Ignition Interlock Devices Now Required for Certain 1st-Time OUI Offenders Effective July 1, 2021, the Ignition Interlock Device (IID) obligation now extends to certain first-time OUI offenders who took a breathalyzer at the time of arrest with results of .15 or above and seek a hardship license at the RMV. Additionally, all IID Program participants…

RMV Responds to MAIA’s Letter About Agents’ Concerns

RMV Responds to MAIA’s Letter About Agents’ Concerns MAIA continues to work closely with the RMV, advocating for our members. In response to MAIA’s correspondence and recent meeting about issues that have been undermining agents’ efforts to serve clients, we received a letter from the RMV’s Acting Registrar. In it, she shares that the RMV will…

MA Young Agents Thank You All For Another Successful Golf Tournament!

MA Young Agents Thank You All for Another Successful Golf Tournament! The Young Agents Committee wrapped up yet another successful Golf Tournament on June 16, once again hosted at Pinehills Golf Club in Plymouth, MA. After over a year of social distancing, it was a pleasure to see old faces test their swings, network with…

RMV Responds to MAIA’s Letter About Agents’ Concerns

RMV Responds to MAIA’s Letter About Agents’ Concerns MAIA continues to work closely with the RMV, advocating for our members. In response to MAIA’s correspondence and recent meeting about issues that have been undermining agents’ efforts to serve clients, we received a letter from the RMV’s Acting Registrar. In it, she shares that the RMV will…