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2020

Auto Rental on Vacation

Auto Rental on Vacation 9is question was answered based upon current rules, regulations & statutes in effect on March 6, 2020   QUESTION My client is renting a vehicle for vacation in US and wants to allow a relative to drive the rental. She isn’t going to take the insurance through the dealer, so relying…

Named Insured on MAP

Named Insured on MAP 9is question was answered based upon current rules, regulations & statutes in effect on February 27, 2020   QUESTION I am looking for the verbage for Mass Auto that states the policy Named Insured must match the vehicle title and registration. Thanks

UBER/LYFT & Door Dash

UBER/LYFT & Door Dash 9is question was answered based upon current rules, regulations & statutes in effect on February 27, 2020   QUESTION We have a client who does Door Dash,, Uber and Lyft. Personal policy does not cover Door Dash at all, food delivery. He does not qualify for Commercial Auto. He has had…

MAP vs BAP and Mopeds

MAP vs BAP and Mopeds 9is question was answered based upon current rules, regulations & statutes in effect on March 1, 2020   QUESTION Hi.   Thanks for your help in the past; we’re seeking some more helpfulness!  Three questions: Do you have a good summary, or can you refer us to one, which describes the…

Leased Vehicle Buy Out

Leased Vehicle Buy Out This question was answered based upon current rules, regulations & statutes in effect on February 26, 2020   QUESTION I have a client who had a lease under his name, but has decided to purchase the vehicle for his business. I’m in the process of completing the RTA. My understanding is…

RMV Changes Timeframes for Registration Revocation

RMV Changes Timeframes for Registration Revocation The MA RMV has released a bulletin titled “Insurance Policy Management (IPM) Registration Revocation Timeframes” to alert insurance carriers and agents that the proposed implementation dates are changing for Revocation of Registration due to “No Policy” or “Expired Policy.” These additional revocation actions will be under review with the…

Cancel a Registration Once Vehicle is Registered to Another

Cancel a Registration Once Vehicle is Registered to Another This question was answered based upon current rules, regulations & statutes in effect on February 18, 2020   QUESTION How do I cancel a registration for my customer when the vehicle is already registered to another person?

Trade In Allowance

Trade In Allowance This question was answered based upon current rules, regulations & statutes in effect on February 18, 2020   QUESTION I had a call from an insured.  She was told the following:  Mass will not allow trade in allowance for Construction Trailers or Mobile Equipment (plated) any longer? Can  you please check on this…

DOT and SDIP

DOT and SDIP This question was answered based upon current rules, regulations & statutes in effect on February 18, 2020   QUESTION I have an insured asking if he was surcharged when driving his DOT registered vehicle by a DOT officer, should that/would that show as an incident on his driver’s license, as well? He…

Vehicle Going From Business to Individual

Vehicle Going From Business to Individual 9is question was answered based upon current rules, regulations & statutes in effect on February 18, 2020   QUESTION I have an insured that wants to change his business vehicle to personal.  He has a title from the lienholder but it’s made out to the company name.  What do…

Tech Talk: Coronavirus and Commercial Business Shutdown… Covered or Not?

Tech Talk: Coronavirus and Commercial Business Shutdown… Covered or Not? Coronavirus and Commercial Business Shutdown… Covered or Not? By Irene Morrill, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW  — VP of Technical Affairs 

MAIA’s Registry Procedures Manual: The Best $149 You’ll Spend This Year

MAIA’s Registry Procedures Manual: The Best $149 You’ll Spend This Year If your agency handles MA auto insurance, MAIA’s Registry Procedures Manual could be your dream come true. It’s an all-in-one digital resource with more than 1,000 searchable pages of Registry procedures, services, forms, codes, and more, all freshly updated with the latest ATLAS information.…

Dual Wheel Truck & Registration

Dual Wheel Truck & Registration 9is question was answered based upon current rules, regulations & statutes in effect on February 19, 2020   QUESTION I have a client who has a 13000 lb. dual wheel dump truck that has a CON plate on it currently and is on a commercial policy- he uses it for…

ATLAS Q&A, Straight from the RMV (UPDATED) – 3/1/2020

ATLAS Q&A, Straight from the RMV (UPDATED) – 3/1/2020 UPDATED Q&A as of 3/1/2020!(Includes all previous questions, plus several new ones.) MAIA’s Member Relations Advocate Kathy Cormier continues to field your ATLAS questions, seeking clarity from the MA RMV as needed. She has updated the list of ATLAS Q&As, and created a downloadable PDF that…

Dissolved Corporation and Coverage

Dissolved Corporation and Coverage his question was answered based upon current rules, regulations & statutes in effect on February 13, 2020   QUESTION A corporation dissolves and there are vehicles in the business name. The principal has not yet transferred/sold the vehicles to another party so they are still registered in the corporate name. What…

Inland Marine & Driving Records

Inland Marine & Driving Records his question was answered based upon current rules, regulations & statutes in effect on February 13, 2020   QUESTION I remember from one of your classes that we shouldn’t be giving out driving records… I have an Inland Marine policy for one of our insureds (delivers kitchen cabinets)… The carrier…

WOD with a DUI

WOD with a DUI his question was answered based upon current rules, regulations & statutes in effect on February 13, 2020   QUESTION Hope your week is going well.  I just had a quick question for you- if a drunk driver gets in a not at fault accident with a sober person, will the drunk…

Commercial Auto and Drivers

Commercial Auto and Drivers his question was answered based upon current rules, regulations & statutes in effect on February 13, 2020   QUESTION My Commercial Dept lead came across a situation with Progressive that I am a little baffled by.  First, she was given a very hard time putting a truck back on to the…