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DIFDESIGN

SDIP Motorcycle

SDIP Motorcycle   QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 17, 2018 Under a motorcycle policy, if you make a claim for only medical payments, under optional medical payments because PIP does not apply, no bodily injury claim, no property damage claim, would a surcharge apply?

Binder Language

Binder Language   QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 17, 2018 Good afternoon Irene, I’d like to see if I can get some clarification regarding agent binding and how the RMV-1 form comes into play. Essentially I’m looking  to know if agency best practices for…

Roof Line

Roof Line   QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 19, 2018 Good morning I am trying to find roof line definitions (ie pitched – high or low; flat etc). Would you be able to direct me to the web site where this information can be…

Registry News: Magnetic Signs Are Acceptable on Commercial Vehicles

Registry News: Magnetic Signs Are Acceptable on Commercial Vehicles

Registry News: New Danvers RMV Service Center Opens 10/29/18

Registry News: New Danvers RMV Service Center Opens 10/29/18

Transfer and Effective Date

Transfer and Effective Date   QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 18, 2018 Irene- We were having a discussion in our office regarding a car transfer.  If a customer trades in say a 2005 Ford for a 2018 Ford and is supposed to pick up…

Driving Records for Non-Driving Staff

Driving Records for Non-Driving Staff   QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 16, 2018 I have an insured who’s commercial auto policy is being non-renewed as a driver came back with a DUI on his record.  Per the carrier the insured was asked for an…

USDOT#

USDOT#   QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 30, 2018 No hurry in a response but just a question I am not certain how to answer. I have an insured who has a 2012 Dodge Ram on his PP policy.  The weight is 12,300 or…

Registry News: Revised Law Affects Foreign Driver’s Licenses in MA

Registry News: Revised Law Affects Foreign Driver’s Licenses in MA As of July 2018, licensed drivers from any foreign country may operate a motor vehicle in Massachusetts, as long as they meet the requirements.  

Waiver of Deductible

Waiver of Deductible   QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 25, 2018 On a Mass Auto policy can you add the waiver of collision deductible to motorcycles and trailers that carry Collision coverage?

Stamping Trailer Registrations

Stamping Trailer Registrations   QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 25, 2018 Technical question here. We have client who wants his trailer reg stamped.  Trailer owned in name of two individuals. (not related) We advised him we could not stamp with the two names per…

Comprehensive Only

Comprehensive Only   QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 25, 2018 Irene-had a coworker tell me something that absolutely floored me.  I have almost 50 years of experience and there were things I thought I was sure of. Not so much now…. To your knowledge,…

New WC Coverage Payroll Limits for Individuals, Partnerships, LLCs, and Officers

New WC Coverage Payroll Limits for Individuals, Partnerships, LLCs, and Officers As they do every year, the Workers’ Compensation Rating & Inspection Bureau of Massachusetts (WCRIBMA) has updated the payroll determinations used as the basis for WC insurance premiums for individuals, partnerships, and LLCs, as well as the minimum and maximum payroll limitations for executive officers…

Merit Rating on a Boat

Merit Rating on a Boat   QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 28, 2018 I have a situation where up until last Policy year she was a 99. I guess she was in a kayak and the kayak sank and she was not wearing a…

Registry News: New October Passenger Plate Mask

Registry News: New October Passenger Plate Mask Effective November 2018, a new plate mask will be used for October passenger plates. The new plate mask will consist of two numbers, followed by one letter, followed by three numbers.  The last number will be 0 (zero).  The letters I, O, Q, and U will NOT be used. …

How to Play Insurmania Live! (Official Instructions)

How to Play Insurmania Live! (Official Instructions) We’re Looking For Insurmania Contestants. Insurmania is the live trivia game show we’re playing during The Big Event at The Safety Zone’s Game Night Reception. Join our host, Young Agent Co-Chair, Paul Ostrander for this one of a kind competition. The winning team will walk away with a…

When are CON Plates Pro-Rated

When are CON Plates Pro-Rated   QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 2, 2018 I hope you can answer this question for us.  When does the RMV start pro-rating their plates for Commercial Trucks? Thanks.

RMV: New Guidelines for Fleet Registration Renewals

RMV: New Guidelines for Fleet Registration Renewals The end of the year is peak season for registration renewals, and the Mass. Registry has released important new guidelines to help ensure that your Fleet Renewal transactions will be processed on time. The guidelines include detailed submission procedures, mailing and drop-off times, and reminders for making sure…