Trailer Only in Personal Name and MAIP
This question was answered based upon current rules, regulations & statutes in effect on February 18, 2021 Is it possible to have a trailer only in a personal name on a MAIP policy? Answer Kathy Cormier: I believe with MAP you need to have an auto in order to have the trailer…Irene? Irene Morrill: The MAIP…
NH Driver on a MA Policy
Question NH Driver on MA Policy This question was answered based upon current rules, regulations & statutes in effect on July 29, 2021 I am hoping that you can assist me… I have an insured who is adamant that I am incorrect because he has “been insured this way for years.” He has a NH Driver’s…
Power of Attorney and Surviving Spouse Affidavit
Question Power of Attorney and Surviving Spouse Affidavit This question was answered based upon current rules, regulations & statutes in effect on July 23, 2021 Vehicle in Husband/Wife name. Wife passed Husband has dementia Daughter has POA for father Can daughter sign the surviving spouse affidavit with the POA to sell the vehicle? Answer Kathy Cormier: Yes,…
Service Vehicles
Question Service Vehicles This question was answered based upon current rules, regulations & statutes in effect on September 29, 2021 Have another question for you . . . I have someone telling me that Service Class only applies to Artisans – never heard of this? Answer Irene Morrill: So … per AIB/ISO/CAR commercial lines manual – in…
TNC Coverage
QUESTION This question was answered based upon current rules, regulations & statutes in effect on February 9, 2021 Our insured was working for Door Dash, unbeknownst to us, and had just made her last delivery of the evening. While backing out of the customer’s driveway to head home, she hit a parked car causing $2,498…
Home/Golf Cart
Question Home/Golf Cart This question was answered based upon current rules, regulations & statutes in effect on July 2, 2021 Hello, insured’s vehicle was hit while parked on golf course by a golf cart that rolled into IV. Doesn’t look like there would be coverage under golf cart owner’s homeowner’s policy – would the deductible be…
FREE MARKET ACCESS with Big “I” Markets?
FREE MARKET ACCESS with Big “I” Markets? All MAIA members have free access to IIABA’s online market portal Big “I” Markets to quote and sell the products you need such as affluent homeowner, bond, small commercial package, habitational, standard automobile, standard and non-standard homeowner, and more! Sign up today & start quoting! Go to www.bigimarkets.com. Click Sign-Up to complete their online registration. There’s no waiting…
FREE MARKET ACCESS with Big “I” Markets?
FREE MARKET ACCESS with Big “I” Markets? All MAIA members have free access to IIABA’s online market portal Big “I” Markets to quote and sell the products you need such as affluent homeowner, bond, small commercial package, habitational, standard automobile, standard and non-standard homeowner, and more! Sign up today & start quoting! Go to www.bigimarkets.com. Click Sign-Up to complete their online registration. There’s no waiting…
Tech Talk: Is Your Client “Adequately Insured” in Today’s Inflationary World?
Tech Talk: Is Your Client “Adequately Insured” in Today’s Inflationary World? Irene Morrill CPCU, CIC, ARM, CRM, CRIS, MLIS, LIA, CPIW VP Technical Affairs, MAIA I don’t mean to be an alarmist, but in today’s inflationary supply chain problem economy we really need to address current rebuild property values with our clients. The downside of subscribing…
D. F. Murphy Insurance Agency Renews Five Star Designation
D. F. Murphy Insurance Agency Renews Five Star Designation The Massachusetts Association of Insurance Agents (MAIA), is proud to announce that D. F. Murphy Insurance Agency of Hudson, Bolton, Harvard, Groton, Marlborough, Medway, and Mendon, MA has renewed their Five Star Agency Designation. They were the first agency to earn the Five Star Designation in 1999…
Cosponsor Amendment #848 by Reaching Out to Your Local Senator
Cosponsor Amendment #848 by Reaching Out to Your Local Senator In our continued effort to pursue every avenue to pass legislation important to Massachusetts’ Independent Agents, Senator Jamie Eldridge filed Amendment #848 to the Senate Ways and Means Budget. The language of this amendment mirrors MAIA’s Commonwealth Automobile Reinsurers bill. As you know, this is…
5 Minute E&O Fixes Webinar
5 Minute E&O Fixes Webinar MAIA’s Number One Insurance Agency wants to invite all MAIA members to attend a complimentary new webinar sponsored by the Big “I”, “Five Minute E&O Fixes: Tips, Tricks and Tiny Tweaks That Help Protect Your Agency.” Be sure to join in to learn what can agents do in five minutes…
5 Minute E&O Fixes Webinar
5 Minute E&O Fixes Webinar MAIA’s Number One Insurance Agency wants to invite all MAIA members to attend a complimentary new webinar sponsored by the Big “I”, “Five Minute E&O Fixes: Tips, Tricks and Tiny Tweaks That Help Protect Your Agency.” Be sure to join in to learn what can agents do in five minutes…
Your Client May THINK Their HO Policy Covers Their Home Business, But…
Your Client May THINK Their HO Policy Covers Their Home Business, But… A home-based entrepreneur may not know that the typical homeowners’ policy doesn’t provide the business coverages they need! When completing those carrier homeowner apps – be sure to ask if they run a business out of their home. If they do, help your…
Your Client May THINK Their HO Policy Covers Their Home Business, But…
Your Client May THINK Their HO Policy Covers Their Home Business, But… A home-based entrepreneur may not know that the typical homeowners’ policy doesn’t provide the business coverages they need! When completing those carrier homeowner apps – be sure to ask if they run a business out of their home. If they do, help your…
Cancellation Requirements
Question Cancellation Requirements: This question was answered based upon current rules, regulations & statutes in effect on January 2022: Quick question: How many days by MA law are required to be put on the Certificate of Insurance for notice of cancellation? I seem to recall/think that for non-payment of premium MA law says no more than…
Is Your Cyber Data Protected?
Is Your Cyber Data Protected? It may be Star Wars Day, but cyber-attacks and data breaches happen every minute, every day across the country. Taking the right steps to protect your data is key, and with Cyber Insurance – it can help cover the unexpected costs and hassles when it strikes. With carriers offering an array of…
Registration Decal Shortage
Registration Decal Shortage Due to a supply chain issue with the RMV’s vendor that produces their ‘24’ registration decals, beginning April 27th, there will be a delay in mailing registrations to customers who renew online or by mail. Instead of their registration and decal being mailed in 7-10 business days, it will take a little…