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Tech Talk: Your Policy Coverage Could Be Limited Because of This…

Did You Know That How the Insured’s Name on the Commercial Policy Declaration’s Page is Written Can Limit Policy Coverage – a Recent MA Court Case Said So! by Irene L. Morrill, CPCU, CIC, ARM, CRM, CRIS, CPIW, LIA VP Technical Affairs, MAIA   It’s scary when understanding policy language isn’t enough.  The court case involved…

Updated Company Auto Insurance Filings – July 2022

Updated Company Auto Insurance Filings – July 2022 MAIA periodically visits the Division of Insurance to collect the latest information about each company’s private passenger automobile insurance rules, rates, and forms filings. Recent changes and updates are presented here. Company Filing Date/Rate Impact Allstate ALSE133292421 Rule 12/01/22 New/Renew AMICA Mutual AMMA133168420 Rate 09/01/22 New/Renew +6% AMICA…

Tech Talk: Insureds Name on the Commercial Policy Declarations Page and How it Can Limit Coverage

Big ‘I’ Opposes Tax Increases as Reconciliation Talks Heat Up

Big ‘I’ Opposes Tax Increases as Reconciliation Talks Heat Up Earlier last week, the Big “I” joined nearly 200 organizations representing millions of Main Street businesses and employing tens of millions of American workers in sending a letter to congressional leadership urging them not to raise taxes on small businesses as part of any effort to enact…

Opportunity for Agents Representing Municipalities and Nonprofits

Opportunity for Agents Representing Municipalities and Nonprofits The DIA (Department of Industrial Accidents) grant is different than the Workforce Training Fund grant in that it applies to municipalities and nonprofits that do not participate in the traditional unemployment pool. A few additional points: Maximum of $25,000 (upwards of 100 employees depending on training needs) Allows…

Congratulations to Lori & Elaine and Welcome to Chris & Rebecka!

Congratulations to Lori & Elaine and Welcome to Chris & Rebecka! Number One has a few staff changes that we are sharing so members can update their contact information. Lori Kane joined Number One back in 2019 as the Hospitality & Flood Concierge Program manager selling & servicing our member brokers in placing coverage for…

Congratulations to Lori & Elaine and Welcome to Chris & Rebecka!

Congratulations to Lori & Elaine and Welcome to Chris & Rebecka! Number One has a few staff changes that we are sharing so members can update their contact information. Lori Kane joined Number One back in 2019 as the Hospitality & Flood Concierge Program manager selling & servicing our member brokers in placing coverage for…

Insurance RCE-Finished Square Feet

Question Insurance RCE – Finished Square Feet – Factoring in Cathedral Ceilings? This question was answered based upon current rules, regulations & statutes in effect on May, 2022: We are running into a topic that seems very gray with different towns and assessors: Cathedral ceilings. We have notice on the town’s assessor’s database, some town…

2022 MAIA Advocacy Fund Supporters

2022 MAIA Advocacy Fund Supporters MAIA would like to say a huge THANK YOU to our growing list of donors! Your support is essential in allowing MAIA’s Advocacy Team to voice your concerns to the Massachusetts legislators and regulators who impact your livelihood. If you have not yet had a chance to do so, please consider…

2022 MAIA Advocacy Fund Supporters

MAIA would like to say a huge THANK YOU to our growing list of donors! Your support is essential in allowing MAIA’s Advocacy Team to voice your concerns to the Massachusetts legislators and regulators who impact your livelihood. If you have not yet had a chance to do so, please consider a contribution of at least…

RLI Personal Umbrella Rate Changes Effective 7/1/2022!

RLI Personal Umbrella Rate Changes Effective 7/1/2022! Important changes if you are quoting or renewing RLI Personal Umbrella! RLI has increased Personal Umbrella rates Effective as of July 1, 2022 on all MA & NH New & Renewal business and Excess UM/UIM premium coverage fees. For effective dates beginning with 7/1/2022: MA insureds should complete…

RLI Personal Umbrella Rate Changes Effective 7/1/2022!

RLI Personal Umbrella Rate Changes Effective 7/1/2022! Important changes if you are quoting or renewing RLI Personal Umbrella! RLI has increased Personal Umbrella rates Effective as of July 1, 2022 on all MA & NH New & Renewal business and Excess UM/UIM premium coverage fees. For effective dates beginning with 7/1/2022: MA insureds should complete…

Public or Livery

Question Public or Livery:  This question was answered based upon current rules, regulations & statutes in effect on May, 2022: Question:  I have a client who works as a therapeutic mentor and drives clients with special needs as part of her job function. She drives them to locations in the community for support for social skills…

Reimbursement of Hotel with Total Loss

Question Reimbursement of Hotel with Total Loss:  This question was answered based upon current rules, regulations & statutes in effect on May, 2022: Question:  Auto coverage question…  our insured’s sons got into an accident in Ohio.  The car was totaled.  The police drop them at a hotel until the parents can pick them up.  Is the…

Public or Livery

Question Public or Livery:  This question was answered based upon current rules, regulations & statutes in effect on May, 2022: Question:  I have a client who works as a therapeutic mentor and drives clients with special needs as part of her job function. She drives them to locations in the community for support for social skills…

Thank You All for Another Successful MA Young Agents Golf Tournament!

Thank You All for Another Successful MA Young Agents Golf Tournament! The Young Agents Committee wrapped up yet another successful Golf Tournament on June 15, once again hosted at Pinehills Golf Club in Plymouth, MA. It was a pleasure to see old faces out on the range, network with industry partners, and raise money for…

Road Tests Returning to Pre-Pandemic Locations

Road Tests Returning to Pre-Pandemic Locations Road Tests will return to the following RMV Service Centers beginning the week of June 21, 2022.  Tests have not been available here since before the pandemic. Easthampton (Class D only) – Tuesdays and Wednesdays Martha’s Vineyard (Class D and M) – Tuesdays only Southbridge (Class D only) –…

Road Tests Returning to Pre-Pandemic Locations

Road Tests Returning to Pre-Pandemic Locations Road Tests will return to the following RMV Service Centers beginning the week of June 21, 2022.  Tests have not been available here since before the pandemic. Easthampton (Class D only) – Tuesdays and Wednesdays Martha’s Vineyard (Class D and M) – Tuesdays only Southbridge (Class D only) –…