Business Auto MA
Business Auto MA This question was answered based upon current rules, regulations & statutes in effect on January 15, 2020 QUESTION Many times in talking to clients and they inquire about a driver that is inexperienced or bad driving records when they find out it will effect their rate or they don’t qualify being…
IA Magazine Interviews MA Agent Bill Braley on Environmental Liability
IA Magazine Interviews MA Agent Bill Braley on Environmental Liability A big shout-out of congratulations to longtime MAIA member Bill Braley, SVP of Braley Wellington Insurance Agency in Worcester, who was featured in a recent issue of IA Magazine (a publication of our national association, the Big “I”). IA Assistant Editor AnneMarie McPherson interviewed Bill…
Tech Talk: BAP and Physical Damage Losses … Just When is Equipment Covered? P.S. Is it the Same for the Personal Auto Policy?
Tech Talk: BAP and Physical Damage Losses … Just When is Equipment Covered? P.S. Is it the Same for the Personal Auto Policy? By Irene Morrill, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW — VP of Technical Affairs
Brockton Registry of Motor Vehicles Customer Service Center Temporarily Closed
Brockton Registry of Motor Vehicles Customer Service Center Temporarily Closed The Massachusetts Registry of Motor Vehicles (RMV) is announcing that the Brockton Customer Service Center, at 490 Forest Avenue, is temporarily closed due to flooding caused by a water pipe that burst in the ceiling on Sunday, January 19. Building materials damaged by water must be…
Watercraft Insurance
Watercraft Insurance This question was answered based upon current rules, regulations & statutes in effect on January 16, 2020 QUESTION Can you clarify for me whether or not watercraft insurance is required in Massachusetts? I was under the impression it wasn’t? Is there any information you could provide me in regards to Watercraft insurance,…
Free Email Template to Generate Home Business Insurance Inquiries
Free Email Template to Generate Home Business Insurance Inquiries Seems like everybody’s got a side hustle these days! Many of your clients may be running home-based businesses, assuming their existing HO or renters policy will cover any business losses. In most cases that’s a big “Nope!” (And guess who they’ll blame if they find out…
Massachusetts Breaks InsurPac Record!
Massachusetts Breaks InsurPac Record! THANK YOU, Massachusetts, for once again showing the nation how it’s done! The 2019 InsurPac figures are in, and our little state was one of the first two states to EVER top six figures ($111,293) in total contributions! MA took the Presidents Cup for highest contributions from past and current state…
USDOT for Non-Commercial Vehicle
USDOT for Non-Commercial Vehicle This question was answered based upon current rules, regulations & statutes in effect on January 13, 2020 QUESTION I have an insurance agent who drivers an 11,000 pound pickup that is registered in the name of his agency. This is used to commute back and forth to work and may…
Borrowed Trailer Liability
Borrowed Trailer Liability This question was answered based upon current rules, regulations & statutes in effect on January 6, 2020 QUESTION I have a questions regarding liability on a trailer. If I let my neighbor borrow my trailer and my neighbor is found at fault for an accident will their liability coverage on their…
Updated Company Auto Insurance Filings – January 2020
Updated Company Auto Insurance Filings – January 2020
Standard of Fault
Standard of Fault This question was answered based upon current rules, regulations & statutes in effect on January 8, 2020 QUESTION Quick question to see if you would possibly know the answer or have a person for me to contact. Child who is a passenger opens his door hitting a car, does parent get…
Plate Cancellation Confirmation and Plate Cancellation Process
Plate Cancellation Confirmation and Plate Cancellation Process Great news! Agents can now print out a Plate Cancellation Receipt when you cancel a registration as a courtesy for your clients! CLICK HERE link to view a downloadable sample of the updated plate cancellation confirmation message, and screenshots to walk you through the process of printing the…
Book of Business in the WC Pool? Let’s See if We Can Move it Out
Book of Business in the WC Pool? Let’s See if We Can Move it Out MAIA’s Number One Agency works with multiple carriers in the WC market. If you have a book of business in the WC pool, let us review it with you to make sure that’s where they belong!
New Registration Requirement for Heavy Vehicles – Proof of HVUT Payment
New Registration Requirement for Heavy Vehicles – Proof of HVUT Payment Effective immediately, the MA RMV requires proof of payment of the Heavy Highway Vehicle Use Tax payment (IRS Form 2290/Schedule 1) to register motor vehicles with a taxable gross rate of 55,000 pounds or more. Form 2290 is now required for initial vehicle registrations…
New MAIA Course Locations, Venues & Times for 2020!
New MAIA Course Locations, Venues & Times for 2020! Greetings from MAIA’s Education Team! Based on member requests, we made some improvements this year! We’ve brought back some popular locations; changed hotels or added new ones to our venue list; and added afternoon timeslots for some classes that used to be mornings-only! So PLEASE, when…
MOD Factor MAP
MOD Factor MAP This question was answered based upon current rules, regulations & statutes in effect on January 8, 2020 QUESTION Have you heard of any carriers in MA that are applying a mod factor to a MA Auto policy to charge more premium for a client that filed a not at fault accident? …
MA Arbitration
MA Arbitration This question was answered based upon current rules, regulations & statutes in effect on January 9, 2020 QUESTION I have a customer who is thinking about going to arbitration for a totaled car. I’ve never had a customer go through this. Could you explain the process? Thanks