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Commercial Auto and Drivers

Commercial Auto and Drivers his question was answered based upon current rules, regulations & statutes in effect on February 13, 2020   QUESTION My Commercial Dept lead came across a situation with Progressive that I am a little baffled by.  First, she was given a very hard time putting a truck back on to the…

Spring is Coming and the WC Landscape is Warming Up

Spring is Coming and the WC Landscape is Warming Up February is about to end, and it won’t be long before Massachusetts heads back outdoors. Landscapers will be landscaping, pool cleaners will be pool cleaning…  and agents will be insuring them! You can help small business risks like these by placing their workers’ comp coverage…

B2B Check Policy — Effective Date Moved to March 30, 2020

B2B Check Policy — Effective Date Moved to March 30, 2020   UPDATED Friday 2/29/2020  

AILP: The New High-Caliber Insurance Designation

AILP: The New High-Caliber Insurance Designation Launched in January 2020, MAIA’s exciting new Accredited Insurance Lines Professional (AILP) designation program gives serious insurance professionals a new standard of excellence. Designed for the intermediate to advanced-level agency producer who wants an in-depth understanding of personal lines (PL) and/or commercial lines (CL) issues, AILP courses will strengthen…

Commercial Auto Vs. MA Auto Policy

Commercial Auto Vs. MA Auto Policy his question was answered based upon current rules, regulations & statutes in effect on February 14, 2020   QUESTION Once again, we are struggling with Commercial vs MA Auto Policy and how coverage works. We understand that if you have a camper trailer that you pull with a MA…

“Welcome Home” – New Special Plates

“Welcome Home” – New Special Plates Massachusetts’ new Welcome Home plate is a two-year passenger special plate whose proceeds will fund the Massachusetts Association of REALTORS® (MAR) Charitable Foundation. All pre-ordered plates have been delivered to RMV Service Centers.

RMV Makes New B2B Service Hours Permanent

RMV Makes New B2B Service Hours Permanent Agents and runners who handle the business-to-business (B2B) operations of bulk-related transactions should know that the RMV has made a permanent change to its B2B service hours. All items must be dropped off by 11:30 a.m. for same-day pickup by 4:30 p.m. Items dropped off after 11:30 a.m.…

Moving Out-of-State and Auto

Moving Out-of-State and Auto his question was answered based upon current rules, regulations & statutes in effect on February 14, 2020   QUESTION We have a client that has moved to New Hampshire and is insisting that by law all he has to do is call and request us to cancel his policy.  We advised…

DOC and Car Rental

DOC and Car Rental his question was answered based upon current rules, regulations & statutes in effect on February 18, 2020   QUESTION I have a questions regarding drive other car coverage on a commercial automobile policy. We have a commercial automobile policy for a business, the cars are owned by the company and driven…

Condo’s

Condo’s his question was answered based upon current rules, regulations & statutes in effect on February 18, 2020   QUESTION May you please email me some information on what is HO1734? I am trying to understand why this is a needed endorsement on a condo policy.

BAP and New Truck

BAP and New Truck This question was answered based upon current rules, regulations & statutes in effect on February 18, 2020   QUESTION Our insured just advised us they have purchased a bucket truck at an auction and need liability coverage in order to pick up the vehicle. They have a commercial auto policy with…

Tech Talk: Total Loss Vehicle/Auto Valuation – BAP or MAP: Is the Insured Being Underpaid?

Tech Talk: Total Loss Vehicle/Auto Valuation – BAP or MAP: Is the Insured Being Underpaid? Total Loss Vehicle/Auto Valuation – BAP or MAP:Is the Insured Being Underpaid? By Irene Morrill, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW  — VP of Technical Affairs 

Insurance Career Article by MAIA CEO Nick Fyntrilakis Published on MassLive

Insurance Career Article by MAIA CEO Nick Fyntrilakis Published on MassLive News website MassLive has published an excellent article by MAIA President & CEO Nick Fyntrilakis, titled “Independent insurance agents expanding WMass workforce.” Citing facts and statistics, Nick explains why the insurance field is positioned for growth in western MA and across the state. At…

Hands-Free Electronic Device Law

Hands-Free Electronic Device Law The “hands-free” law took effect in Massachusetts on February 23, 2020.  This law (Chapter 122 of the Acts of 2019) prohibits operators of motor vehicles from using any mobile electronic device, including a cell phone, unless the device is used in hands-free mode. Drivers 18 and Over Drivers 18 and over…

BAP and Dissolved Business

BAP and Dissolved Business This question was answered based upon current rules, regulations & statutes in effect on February 13, 2020   QUESTION A corporation dissolves and there are vehicles in the business name. The principal has not yet transferred/sold the vehicles to another party so they are still registered in the corporate name. What…

If a Car Dealer Discusses Insurance with a Customer, We Want to Know!

If a Car Dealer Discusses Insurance with a Customer, We Want to Know!   This seems like a good time to remind agents that car dealers are not allowed to discuss insurance with their customers, according to MA Division of Insurance (DOI) Bulletin #2010-16 (“Involvement of Motor Vehicle Salespeople in the Solicitation, Negotiation or Sale of…

Markets

Markets This question was answered based upon current rules, regulations & statutes in effect on January 24, 2020   QUESTION Do you have any markets for a BOP small business owner?

Business Interruption/Loss of Income

Business Interruption/Loss of Income This question was answered based upon current rules, regulations & statutes in effect on January 24, 2020   QUESTION Customer operating a livery service, inquiring if coverage for Business Interruption, or Loss of Income,, is available, due to temporary loss of use for a vehicle, as a result of an auto…